John Reosti

Prosperity has built itself into one of Texas' largest banks over the past decade and now it's beginning to reap the benefits that come with scale.

Auto-lending profits helped make the quarter for Huntington Bancshares and TCF Financial, but their CEOs ended up on the hot seat, as they reported results a day after the U.S. comptroller of the currency issued another warning about declining credit quality in the market.

Huntington Bancshares wasn't about to let a little thing like a $38.2 million addition to its litigation reserve stand in the way of progress.

Community & Southern Holdings in Atlanta used private equity to buy 14 banks over six years. The time had come to become a seller and give those investors an opportunity to eventually cash out.

The agency's staff is already working on a new regulation that would easing access to capital, an issue that makes bankers very nervous.

NCUA staff is already working on a new regulation that would easing access to capital, something many CUs have suggested should have happened before — or at least the same time as — RBC was established.

After five years of stop-and-go study, three drafts and a hotly contested debate that failed to resolve the fundamental question of whether it possesses the authority to act, the three-member National Credit Union Administration Board of Directors passed a controversial risk-based capital plan in a split vote Thursday.

House Financial Services Committee Chairman Hensarling slammed NCUA’s decision to move forward with a final rule, even as Congress is considering a bill that specifically would delay any action on RBC, ‘deeply troubling.’

Forget the San Francisco bank's pedestrian bottom line this quarter — the real things to focus on are its revenue growth and the reasons behind it.

It has been more than a year since Monterey Credit Union submitted paperwork to become a state-chartered bank. Have regulators "raised the price of admission" by insisting on healthier metrics from credit unions?

It has been more than a year since Monterey CU submitted paperwork to become a state-chartered bank. So what's the holdup?

Security Bancorp prefers the local feel of having six banks in western Tennessee, even if it leads to more regulatory burden.

The Small Business Investment Company program may be less famous among banks than some of the SBA's other programs, but it enjoyed a record in fiscal 2015 that wrapped up this week. Stories like that of Opus Bank in California shed light on why.

Cardinal Financial made a big push into wealth management a decade ago. Today, it remains an inconsistent business, though management is optimistic about the future.

Two banks with labor ties — Amalgamated Bank of Chicago and United Business Bank in Oakland — are beginning to aggressively court commercial clients.

Now 77% of federally insured institutions fall under new definition.

Chan Patel and Nitin Shah view the hospitality industry — not geography — as their banks' communities.

Banks are going to keep cranking out loans at a brisk pace for the foreseeable future, according to the heads of three Chicago-area banks. That could spell trouble if the competition leads to reckless credit decisions.

The credit union regulator received nearly 3,100 comment letters tied to plans to loosen restrictions on business lending, with a vast majority opposing any changes.

The credit union's regulator received nearly 3,100 comment letters tied to plans to loosen restrictions on business lending, and despite the proposal's popularity among credit unions, the majority of letters opposed the changes.