The Financial Stability Oversight Council should adopt measures that help vulnerable communities.

Critics of the merger need to recognize the competitive threat banks face from big tech and other innovators.

The agency’s decision to offer special-purpose charters for fintech companies raises questions about how those institutions will be overseen and the risks they could pose to the system.

A decades-old Fed charter could help banks develop new cooperatives to combat economic inequality.

Industry consolidation can help boost bank profitability in the short run, but it’s no panacea for the industry’s bigger problems.

The most important policy question facing banking, brokerage and insurance companies is putting a framework in place that very quickly defines data ownership rights across the financial value chain.

The gulf between those at the upper ends of the wealth ladder and lower-income Americans has worsened markedly since the financial crisis, despite the trillions of subsidies that taxpayers provide for housing.

The advanced approach has limited value, eliminating it has no downside risks and regulators have better tools at their disposal.

The Federal Reserve’s next policy actions will have profound impact on whether the U.S. income and wealth gap grows even wider.

A protectionist banking policy could lead to reprisal from overseas regulators, financial instability and less cross-border business.