Lisa Freeman

NCUA’s decision to adopt RBC despite clear signs Congress doesn’t favor the measure could mean political fallout for the agency down the road.

There is something to be said for controlling the message, but when it results in no message at all, we're robbed of making informed decisions.

With a rich history of providing credit to those who otherwise might not have had access to financial services, credit unions are in a unique position to reach out to this demographic.

Jim Nussle is celebrating his first anniversary as the head of CUNA by announcing a host of new initiatives including a dues reduction and non-voting membership classes for industry stakeholders such as vendors who serve credit unions. The announcement comes days after the trade group's board largely rejected changes recommended by its restructuring task force.

While the group is adopting some changes in order to improve its advocacy efforts, the biggest and most controversial suggestion — that credit unions no longer be required to belong to both CUNA and their respective state leagues — was nixed.

It's hard to know what would be best with regard to NCUA's examination cycle, but that's exactly why all the stakeholders should be talking about it.

It's easy to forget the extent of a tragedy years later, unless you've seen it up close and personal-and then you just might wish you didn't remember.

Bankers have written the majority of letters on the proposal. It would be very easy to shrug that off. Here's why credit unions should think twice.

While wisdom typically becomes conventional because it makes a lot of sense, the trick is knowing when to turn conventional wisdom on its head.

Panelists focus on small credit union sustainability and growth at the combined America's CU and World Credit Union Conference. Topics included recruiting and retaining top talent, tackling technology, managing merger mania and the power of differentiation.

CU Journal's new design reflects changing marketplace; U.S. credit union executives have opportunity to look beyond our borders for insight.

Call it a not-so-fun fact: card issuers, including credit unions, have had to reissue more cards as a result of data breaches than there are people in the U.S.

Though the bulk of NCUA Debbie Matz's speech was scripted at NAFCU's annual conference, there were a few surprises.

There's been a lot of talk about futuristic branches. Here's how two CUs have already implemented their own strategies to take their networks to the next generation.

Officials at NAFCU say they have been considering allowing federally insured, state-chartered, credit unions into the trade group for nearly a decade. NAFCU announced Tuesday that it had changed its bylaws to expand membership to nearly all CUs in the nation.

As NCUA re-examines its own field of membership rules in search of opportunities to make it easier for credit unions to grow, it's not just looking inward. The regulator is also looking toward the 45 states that have CU-enabling statutes of their own.

If NCUA's risk-based capital proposal is a bitter pill to swallow, credit unions can at least be thankful for the spoonful of sugar the agency is currently working on: revamping the field of membership rules.

It’s easy for credit unions to shrug off things that appear to only affect banks, such as Operation Choke Point, Too Big to Fail, and others, but given what recent history has taught us about the dangers of the trickle-down effect, here’s why the industry can't afford to ignore some of these banker headaches.

While the heated war or words between NCUA Board Chairman Debbie Matz and Board Member Mark McWatters is hardly the first time the agency has seen such a clash of philosophies—and personalities—credit unions would be wise to keep an eye on this one.

Moreover, conventional wisdom says that these people are understandably wary of going further into debt and therefore don't have much of an appetite for additional loans, even if a credit union was willing to make them.