Melinda Lucy (formerly Huspen) covers financial technology for American Banker and is based in New York, NY. Previously, she was a business reporting intern with Digital Insurance via the Dow Jones News Fund. She is a graduate of Fordham University with a major in communications/journalism and a minor in business.
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The Brazil-based fintech got conditional approval from the OCC to bring its digital banking services to U.S. customers.
By Melinda LucyJanuary 29 -
The fintech, founded by an ex-Coinbase executive, seeks to offer stablecoin-powered global money movement services to businesses.
By Melinda LucyJanuary 29 -
At a time when banks have tokenization, stablecoin and blockchain projects in the works, senior leaders will exchange ideas at a New York conference.
By Melinda LucyJanuary 27 -
The Brazilian digital bank Banco Inter now has a license from the Federal Reserve Board and the state of Florida to establish a virtual "branch" in Miami.
By Melinda LucyJanuary 23 -
The newly launched digital credit union, CineFi, aims to serve creative professionals in the Atlanta area as well as First Entertainment's existing member base in Los Angeles.
By Melinda LucyJanuary 20 -
The fintech investment firm Portage is now managing a $280 million portfolio acquired from the venture arm of Mets owner Steven Cohen's firm Point72.
By Melinda LucyJanuary 15 -
The U.K. payments processor announced its acquisition of an alternative merchant acquirer license from the state of Georgia as part of its U.S. expansion.
By Melinda LucyJanuary 12 -
Jelena McWilliams, former chair of the FDIC, is joining data sharing fintech Plaid as its new president of corporate and external affairs.
By Melinda LucyJanuary 9 -
The Netherlands-based digital bank Bunq filed its second U.S. charter application this week after successfully receiving a broker-deal license late last year.
By Melinda LucyJanuary 8 -
PicPay is making a second attempt at entering the U.S. market as a profitable digital bank and a competitor to fellow Brazilian fintech Nubank.
By Melinda LucyJanuary 6 -
Mike Dargan, former chief operations and technology officer for UBS, stepped down at the end of 2025 and will become the CEO of neobank N26 this spring.
By Melinda LucyJanuary 2 -
Fintechs sought to acquire the rights and privileges of bank charters in various ways this year, from de novo applications to buying up banks.
By Melinda LucyDecember 31 -
The fintech IPO drought ended this year with several large public exits by firms such as Chime, Klarna and Circle.
By Melinda LucyDecember 30 -
Michigan State University Federal Credit Union avoided $2.57 million in fraud exposure through blocking AI deepfake fraud calls with Pindrop products.
By Melinda LucyDecember 23 -
The bank technology company is adding offices in the U.S. and India as part of its quest to reach clients outside of its U.K. home base.
By Melinda LucyDecember 19 -
The Nashville community bank is focusing on growing its "digital branches" through fintech partnerships and embedded banking with its latest funding round.
By Melinda LucyDecember 16 -
The small Missouri community bank partnered with embedded banking provider Treasury Prime to connect with fintechs and signed on its first sponsoree earlier this year.
By Melinda LucyDecember 15 -
The payments fintech reported an $8 billion valuation as it aims to establish a second global headquarters in Silicon Valley and expand into Europe and the U.K.
By Melinda LucyDecember 11 -
PNC is one of the first major banks to offer bitcoin trading services directly to eligible private client accounts in a limited launch with Coinbase.
By Melinda LucyDecember 10 -
The Texas-based community bank is turning itself into a "digital asset financial institution" as the Trump administration pushes crypto-friendly policy and other banks make their bids.
By Melinda LucyDecember 9



















