Melinda Lucy (formerly Huspen) covers financial technology for American Banker and is based in New York, NY. Previously, she was a business reporting intern with Digital Insurance via the Dow Jones News Fund. She is a graduate of Fordham University with a major in communications/journalism and a minor in business.
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The credit score firm partnered with Plaid to bring additional cash-flow data into its previously released UltraFICO score.
By Melinda LucyNovember 20 -
The payments fintech recently introduced AI agents to its lineup of products banks and credit unions can pick from and add to their existing technology stacks.
By Melinda LucyNovember 14 -
Reseda Group, a CUSO owned by MSU Federal Credit Union, acquired the money management app for couples as part of its strategy for family finance offerings.
By Melinda LucyNovember 13 -
The credit reporting bureau released a new model that combines traditional and alternative credit history with cashflow data into a single score lenders can use for underwriting decisions.
By Melinda LucyNovember 11 -
The fintech SpringFour has partnered with financial institutions to connect individuals to community resources in a record-long U.S. government shutdown.
By Melinda LucyNovember 10 -
The Spanish bank says it can connect small and medium-size U.S. businesses with local market experts on its newly launched digital platform Navigator Global.
By Melinda LucyNovember 7 -
The digital neobank is expecting spending to stay strong through current economic conditions, and a new credit card is projected to bring in increased revenue.
By Melinda LucyNovember 6 -
The credit union fintech and core provider partnered to launch three new agentic AI-powered tools for credit unions that work with existing systems.
By Melinda LucyNovember 5 -
The ICBA opposed Coinbase's filing for a trust charter in a public letter as Comptroller Jonathan Gould defended the fintech charter process on Tuesday.
By Melinda LucyNovember 4 -
The credit union partnered with Happy Money's digital lending and participations platform. TruMark has purchased, but not sold, participations for the past five years.
By Melinda LucyNovember 3 -
A report from J.D. Power indicates that the neobank Chime gained the highest percentage of newly opened checking accounts in the third quarter of 2025.
By Melinda LucyOctober 31 -
The global financial services company is providing BaaS infrastructure to the digital asset branch of investment platform WisdomTree.
By Melinda LucyOctober 28 -
The Ohio bank is working with Alloy Partners to build startups in fintech, payments and wealth management even as it acquires multiple banks this year.
By Melinda LucyOctober 27 -
BNY's Carolyn Weinberg believes blockchain technology could be the key to an always-on operating system for the New York-based custody bank.
By Melinda LucyOctober 23 -
Speakers at the Most Powerful Women in Banking conference Tuesday shared several scenarios in which banks will benefit from dollar-pegged cryptocurrency.
By Melinda LucyOctober 21 -
AlumniFi, the digital banking arm of Michigan State University's official credit union, is now an official bank partner for the NCAA's Big East conference.
By Melinda LucyOctober 20 -
Younger borrowers are increasingly moving money away from financial institutions, but banks could recapture Gen Z capital by helping them build credit.
By Melinda LucyOctober 10 -
Thurlow led the Massachusetts-based mutual bank through a merger that increased its asset size by nearly 40% while serving as the chair of the ABA last year.
By Melinda LucyOctober 7 -
The superregional bank ranked at the top of surveys from Javelin Strategy and Keynova Group on mobile banking features for the second consecutive year.
By Melinda LucyOctober 6 -
The digital bank is expanding its investment offerings with a lower-risk, fee-free level of options trading.
By Melinda LucyOctober 2




















