Melinda Lucy (formerly Huspen) covers the intersection of banking and financial technology for American Banker and is based in New York, NY. Previously, she was a business reporting intern with Digital Insurance via the Dow Jones News Fund. She is a graduate of Fordham University with a major in communications/journalism and a minor in business.
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The Brazil-based digital bank, which recently launched a U.S. business, submitted an SEC filing to stop the spread of misinformation.
October 2 -
The federal agency's proposed definitions characterize event contracts as swaps, but exclude "casino-style" gambling.
October 1 -
Beer is leading teams of engineers in harnessing AI agents to write code and build software for the programs the bank uses to operate its business.
October 1 -
The federal banking agency has conditionally approved Mission Lane's request for a limited-purpose credit card bank charter.
September 30 -
The platform had a lawsuit filed against it by New York officials this week as the latest in a series of cases against prediction markets on the state level.
September 25 -
The bank was determined, by multiple industry rankings and experts, to be the best mobile banking provider in the U.S.. Bank of America took second place.
September 23 -
The federal banking regulator issued conditional approvals for national trust bank charters for Bastion Platforms, Agora and Catena Labs on the same day.
September 22 -
The "near-prime" lending fintech Avant is seeking to become a full-service bank by filing for a national de novo bank charter with federal regulators.
September 18 -
The stablecoin issuer is the latest digital asset company to release its blockchain network to the public for financial institutions to use.
September 16 -
Constellation Software subsidiary CORA Group rebranded its U.S. core banking service as regulators are looking to inspect core vendor relationships.
September 14 -
The Brazilian digital bank is bringing its services to U.S. consumers through a partnership with Lead Bank as it awaits its own final charter approval.
September 11 -
The AI company has debuted ChatGPT for Financial Services, an enterprise tool that may threaten the role of junior analysts at investment banks.
September 10 -
The payments fintech announced that it has applied for a national trust bank charter from the OCC for both bitcoin and stablecoin custody.
September 9 -
OpenReserve, a proposed digital bank built by former MoneyLion executives, is the next bank seeking to bring digital asset technology to institutional banking.
September 9 -
The digital bank announced a collaborative partnership with the crypto exchange platform as it continues to expand its overall digital asset strategy.
September 4 -
The agency approved a full-service national bank but gated four product lines behind separate sign-offs, a condition advisors say is unlike other approvals.
September 3 -
The instant payments company announced a $155 million fundraise and has filed to acquire Transact Bank, which it wants to convert into TabaPay Bank.
September 3 -
The crypto firm has resubmitted its request for a national trust bank charter from the federal agency after its first filing was quietly returned.
September 1 -
The crypto company made the acquisition to expand its institutional platform after it received approval from the OCC for a national trust bank charter.
August 31 -
Five payment companies were named as defendants in a case that could set a precedent for both prediction markets and the financial firms working with them.
August 28
