Melissa Townsley

Co-Founder and CEO

Melissa Townsley is co-founder and CEO of GIACT Systems.

Data breaches

Post-Equifax breach, enrollments are the front line in the fraud fight

Historically, the industry has placed much greater emphasis on preventing fraud at the point of transaction without doing enough to stop fraudulent account openings, writes Melissa Townsley, co-founder and CEO of GIACT systems.

By Melissa Townsley

September 21

TRENDING

Digital banking

FedNow could be that rare tech innovation whose results match the hype

FedNow emerges as a key component of our industry's digital transformation, filling the void in our payment infrastructure and paving the way for a new era of banking.

By Naseer Nasim

43m ago
Politics and policy

Buy the People: Why the CFPB is a lightning rod government agency

The Consumer Financial Protection Bureau was created to protect the people from financial predation. But there are very different interpretations of what that means, and whether the people should be protected by — or from — the government.

1h ago
Regulation and compliance

Pathward Bank to pay more than $700,000 for compliance failure

The Office of the Attorney General in New York says the bank violated the state's Exempt Income Protection Act, illegally transferring customers' money to debt collectors.

By Catherine Leffert

April 17