
Paul Davis
Founder, Bank SlatePaul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.

Paul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.
The Louisiana company sold $30 million in stock to help fund its purchase of Cheaha Financial Group.
The company plans to sell more mortgages in the first quarter, which would bring its loan-to-deposit ratio below 100%.
The upstate New York company will gain branches in Rochester as part of its $35 million purchase of FSB Bancorp.
The company will pay about $58 million in cash for Melrose Bancorp.
The company will pay $94 million for a bank with operations in New Jersey's Somerset and Morris counties.
The Mississippi company will also top $4 billion in assets when it buys Southwest Georgia Financial.
The Pennsylvania company will pay $65 million for six branches that will join its Buffalo, N.Y., division.
The company, which recently bought Monument Bank, has agreed to acquire Covenant Financial.
Bangor will pay $35 million in cash to gain branches in five communities.
Wichita Falls Bancshares will gain four branches when it buys Chico Bancorp.
Organizers have applied to form Craft Bank. If successful, the bank would become the third to open in the Atlanta area in recent years.
The supervisory letter had required the company to get Fed approval before issuing debt, paying dividends or making quarterly payments on its trust-preferred securities.
The company will gain branches in Northampton County as part of the $79 million deal.
The sale comes just three years after the San Francisco bank bought the platform.
The company will hold off on making loans under the Advantage Loan program as it conducts an audit and implements new policies and procedures.
The deal will create a bank with nearly $50 billion in assets.
Cost cutting and systems integrations are short-term priorities, but over time CEO Kelly King and his heir apparent, Bill Rogers, will have to exploit the combined BB&T-SunTrust's revenue potential and prove the biggest post-crisis merger was a good idea.
The company will merge Fidelity Savings and Loan and Washington Savings Bank into its own bank.
The company will pay $122 million for six branches and nearly $1 billion in assets.
The company will enter three counties in its home state after it buys Roselle.