
Paul Davis
Founder, Bank SlatePaul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.

Paul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.
First Keystone (FKYS) in Berwick, Pa., has amended its bylaws to allow its board to select a vice chairman.
Scott Bauer was the North Carolina company's CEO from its creation to its sale last fall to Capital Bank Financial.
CEO Hugh Potts says the Mississippi company's sale to Renasant will help investors recoup 75% of 2006 value.
Robin McGraw, chief executive of Renasant in Tupelo, Miss., celebrated his deal for First M&F and the University of Mississippi football team's recruiting coup.
Renasant's willingness to pay a premium for First M&F, a small bank in the Deep South, indicates just how hungry banks are to put capital to use.
Favorable views of market conditions gained momentum at the end of the year as lawmakers reached a compromise to stave off the fiscal cliff.
Kind words by Stewart McClure, the head of Somerset Hills Bancorp, for Kevin Cummings, the CEO of rival Investors Bancorp, are part of a mutual admiration society budding in New Jersey banking.
TowneBank in Suffolk, Va., has acquired The Clement Companies, an insurance agency in Greenville, N.C.
Fifth Third Bancorp (FITB) has agreed to buy a credit card portfolio from Quad City Bank & Trust.
Yadkin Valley Financial in Elkin, N.C., sold a reinsurance business during the fourth quarter.
The Riverhead, N.Y., company is profitable again and playing offense after purging bad loans and raising capital in recent months
The New Jersey company is well capitalized but was challenged making bigger loans to its commercial clients, an issue that could lead other small banks to seek buyers.
Lakeland Bancorp in Oak Ridge has agreed to buy Somerset Hills Bancorp in Bernardsville, N.J.
Loan-loss reserves will soon reach a point of equilibrium with the size and risk profile of loan portfolios, making it harder for banks to reduce provisions.
Philip Wenger believes Fulton Financial is well-positioned to court small businesses and consumers, though he is open to acquisitions to help the Pennsylvania company expand.
Wintrust Financial (WTFC) announced another small acquisition to expand its operations in Illinois, saying it would buy First Lansing Bancorp, which has seven branches, $370 million in assets and $325 million in deposits.
Tighter margins. Anxious commercial customers. Fresh memories of bad risks taken. These are a few of the limitations acting on Fifth Third, BB&T, PNC and other regional banks as they try to improve on progress made last year.
Smith, who retired this month after seven years as CEO of Fulton Financial in Pennsylvania, gives the cold, hard truth about leadership and puts it in historical terms.
BB&T in Winston-Salem, N.C., posted an increase in quarterly earnings on higher mortgage fees and loan growth.
The unexpected departure of the CEO of the nation's biggest Korean-American bank moves comes just days after rival Hanmi Financial announced plans to sell itself.