
Paul Davis
Founder, Bank SlatePaul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.

Paul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.
Executives with some of the country's largest banks said Monday they see signs that lending markets are thawing, though consumers and businesses remain reluctant to borrow.
Jamie Dimon, before banking; banks again seem ready to attach their names to big sporting venues; BankAtlantic calls off a defamation case; and more.
Just several weeks ago, executives at several large and midsize banks were discussing the need to shrink swelling deposits in response to the lack of loan demand.
Sporting stronger margins and other tangible benefits, BB&T Corp. has quieted the murmurs heard a year ago when it took over the failed Colonial Bank.
Sallie Krawcheck shares Brian Moynihan's mantra; a retail veteran retires at Comerica; speculation over Elizabeth Warren possible CFPB nomination refuses to die
The Financial Accounting Standards Board is considering a new method for calculating reserves as part of a sweeping proposal that has gotten more attention for its fair-value mandate.
Barclays president Robert E. Diamond Jr. holds his own with Phil Mickelson; David Lowman, CEO of JPMorgan Chase's global mortgage operation, touchy about the "F" word.
Half-way through the third quarter, the sentiment of many industry watchers when it comes to loan-loss reserves is that it may be time for bankers to show a little more reserve.
Several banks are actively looking to expand in the Georgia capital, viewing it as a market that will inevitably rebound from its malaise of the past three years.
O.B. Grayson Hall, Regions' president and chief executive, and his lieutenants did not offer any sweeping solutions during presentations to analysts and investors Thursday. But they outlined a series of tactics they said will help the Birmingham, Ala., company make more loans and replace revenue threatened by regulatory reforms.
O.B. Grayson Hall best be ready for a tough crowd Thursday. Hall and his fellow top executives from Regions Financial Corp. will host the company's investor day in New York, and it promises to be anything but the benign kind of occasion industry executives used to enjoy.
First Citizens Bancshares Inc. is one of the more peculiar success stories — and for that reason, its small band of followers say, worthy of imitation by struggling peers in need of fresh ideas.
A recent capital raise helped Synovus Financial Corp. stave off a ratings downgrade by Moody's Investors Service.
Despite the battering banks have taken in commercial real estate, some large players are wading back into a CRE pool drained of competitors.
Bank of America Corp. has pledged $10 million for grants to nonprofit lenders with the expectation that those groups could leverage the money tenfold.
Popular tries rebranding effort in Chicago; Another former colleague added to Krawcheck's B of A unit; Wells opens 5 East Coast offices aimed at global business; and more.
Banco Bilbao Vizcaya Argentaria SA reported Wednesday that profits in its U.S. operations rose in the second quarter as problem loans eased slightly.
O.B. Grayson Hall — who took over as chief executive April 1 — said during a second-quarter conference call Tuesday that the company will reenter the indirect auto lending business this quarter after quitting it two years ago.
Most large and regional banking companies are drowning in deposits, raising concern that excess liquidity could be a drag on earnings in coming quarters.
BB&T Corp. and PNC Financial Services Group Inc. were among those discussing Thursday how they are purging such assets at an accelerated rate, citing improved buyer interest and better pricing, particularly for residential development and mortgages.