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Phillip E. Comeau

Phillip E. Comeau

Phil Comeau is President and CEO of Phillip E. Comeau Company, Inc. and Synergistic Associates, Inc. In addition, Phil is a Casual employee of CSC, the owner of the EarlyResolution suite of default technology. Phil has been an innovative leader in mortgage delinquent loan management, data analytics and performance metrics. Prior to forming his consulting companies, Phil was with Freddie Mac where he was responsible for the development and implementation of a number of innovative technologies to enable servicers to reduce the frequency and severity of delinquent loans more effectively and more efficiently, including Electronic Default Reporting (EDR), Workout Prospector®, EarlyIndicatorSM (EI), and EarlyResolutionSM (ER). He was responsible for the development and implementation of Freddie Mac’s “Non Performing Loan Servicer Performance Profiles”. These servicer Profiles have become the standard by which conforming loan servicers assess their performance in managing delinquent loans. Phil and his staff implemented the Designated Counsel program, which significantly reduced foreclosure timelines and costs.Phil has over 42 years of residential and commercial finance experience, including over 25 years of commercial and residential loan workout experience. He received his MBA in Finance and BS in Engineering from Cornell University. He is on the Board of National Bankruptcy Services and does volunteer with St. Joseph, the Worker LTD.