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Richard J. Parsons

Richard J. Parsons is the author of "Investing in Banks" and "Broke: America's Banking System."

  • Community banking
    How to Explain the Sudden Boom in Bank Lending

    The impressive loan growth in the second quarter is surprising in an economy that grew by 1.2% in the second quarter and by only 0.8% in the first quarter.

    By Richard J. Parsons
    August 4
  • Community banking
    Don't Be Fooled by Overly Rosy Loan Growth Numbers

    Loans outpacing GDP and the expressed optimism of CEOs on recent earnings calls are among the signs that growth figures are too good to be true.

    By Richard J. Parsons
    March 16
  • Marketplace lending
    Banks Should Take a Cue from Online Lenders' Pricing

    It is time for institutions to act independently of the Federal Reserve and raise their loan interest rates to improve returns.

    By Richard J. Parsons
    February 23
  • Community banking
    Do Mortgages Still Have Earnings Potential?

    The near future may find more banks ceasing to originate residential mortgages in an effort to stop the slide in stock prices.

    By Richard J. Parsons
    February 2
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.