Tobias Peter
Director of ResearchTobias Peter is director of research at the American Enterprise Institute’s Housing Center.
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Default risks soar in minority neighborhoods during challenging economic times because, data shows, homes there are overpriced relative to incomes. Zoning and other changes could make loans more affordable by boosting housing stock and driving down prices.November 25 -
One segment of the market, at least, has proved more resilient than many feared early on in the crisis.June 8
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The FHFA’s attempt to move some of its balance sheet into the private sector could leave investors with greater liabilities than they were initially told.January 2
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The government is pushing up mortgage prices to dangerous levels by easing credit standards in a market where supply is low but demand is high.April 12
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The agency should resist renewed calls to lower insurance premiums. Doing so would increase demand and raise home prices, negating any proposed benefits.February 26
