Opinions

Linking a variety of services to a payment account opens a new more flexible world of financial services, says Tribe Payments' Alex Ressish.

Some bank regulators are allowing companies that offer digital currencies to apply for a charter, potentially giving them a path to the Federal Reserve system without proper oversight.

Challenger banks and fintechs can't be considered rivals, says Episode Six's John Mitchell.

The insurance industry has shied away from crypto, but as the market gets larger opportunity will arise for insurers, says InsuranceQuotes.com's Brian O'Connell.

The council plays a critical role ensuring technology meets robust security needs as fraud risks rise, says MYPINPAD's Justin Pike.

When managed effectively, certification bodies can coordinate industry-wide solutions to otherwise significant challenges, easing pain points and ultimately driving innovation, says Fime's Reza Rahmani Fard.

APIs and the cloud can help financial institutions reach consumers who have become accustomed to digital, says Episode Six's John Mitchell.

Making gig workers’ pay automatically available at no cost each day or after each completed shift would benefit everyone, while providing a win-win scenario for the worker and platform alike, says Payfare's Marco Margiotta.

The uncertainty and changeable environment requires lots of options, says Ivalua's Arnaud Malarde.

The shift to digital is permanent, creating an opportunity to reassess long-term strategy, says Greynier Fuentes.