Opinions

A court decision brings much needed clarity to the complex world of money transmitter licensing by holding that the transmission of information alone is not engaging in the business of money transmission under Pennsylvania law, writes Anita Boomstein, a partner with Manatt, Phelps & Phillips, LLP.

If Libra becomes a major financial force, the stability of global finance is on the line.

Many businesses mistakenly see alternative payment methods as only for consumers, but there are use cases for B2B, argues Pat Bermingham, CEO of Adflex.

Apple Card's user experience will pressure contactless and digital wallet innovation, an area where banks have already fallen behind, contends MyGini's Mehmet Sezgin.

Many people still distrust banks, but many also look askance at the social media giant, making it an unlikely savior of the unbanked.

As lawmakers meet this week to discuss artificial intelligence, they should work with regulators to create universal and workable definitions.

If Libra becomes a major financial force, the stability of global finance is on the line.

Facebook’s Libra shows technology companies are a far greater threat to a bank than other banks, argues Token.io’s Marten Nelson.

Credit unions have not invested enough in analytics. But changing that would help the industry compete with big banks and improve efficiencies.

Many might think that the technological disruption of the industry is already underway, but it’s likely that the most significant restructuring is still yet to come.