Opinions

The U.S. should look abroad for innovative solutions to the problem of assessing the creditworthiness of borrowers with little formal credit history.

SNAP recipients need easy and reliable access to their account balances and transaction histories. The Consumer Financial Protection Bureau ought to clear the way and let that happen.

Investors are learning the hard way, again, that highflying new financial products, with little or no regulatory oversight, tend to crash.

The National Credit Union Administration can no longer examine third-party vendors and service providers. That leaves the industry vulnerable to cybercriminals and other bad actors.

A divided Washington needs to come together on an issue of importance to all Americans: improving access to cutting-edge consumer financial services products.

Banks that offer a wide array of products and services are confronting extraordinary challenges. They aren't doomed, however.

Open data could be a game changer for small and medium-sized businesses. We need a regulatory structure that recognizes this.

One year after from President Biden's executive order on Section 1033 of the Dodd-Frank Act, there has been no discernible progress.

A board member of the National Credit Union Administration urges vigilance against threats that many institutions ignore at their peril.

The claim that these arrangements are unregulated is inaccurate, and instead, more oversight would destroy the benefits of banks working with fintechs on consumer products.