Opinions

The wave of new technology for CFOs should include easier invoicing and a user experience that resembles consumer e-commerce.

It should surprise no one that the cybersecurity rules regulators are drafting are simplistic and written in one size to fit all.

As payments become "invisible," easier execution will also make transactions more safe and power marketing programs

The Office of the Comptroller of the Currency could make the Community Reinvestment Act’s spirit relevant in a digital age so long as it builds the right framework for chartered fintech companies.

The PSD2 rules go into effect in 2018, providing a new opportunity for financial technology companies to compete with banks. But there's also an opportunity for banks.

The technology revolution requires ISOs and agents to pursue merchant relationships based on a range of services in addition to traditional hardware.

The Open Financial Exchange has 7,000 installations. More than a decade ago, the industry saw the data standard as the solution to screen scraping, a practice that bedevils them today.

Banks have traditionally used consumer products to serve small businesses. The growth of alternative payment options means banks may lose customers, particularly among young business owners.

Financial innovation will stall unless we, as an industry, collaborate on a universal data gathering standard.

As consumers use digital channels more, merchants are under pressure to not only make payments seamless, but tie transactions to broader customer-facing and internal functions.