Opinions

Fintechs that simply offer cosmetic upgrades to the cumbersome American banking system won't survive.

With more players joining the lending industry, it's becoming a more crowded space, and business owners weighing their options are a bit overwhelmed, says Luke Intuit's Luke Voiles.

Telling staff the tech frees up time is an important part of bot-enabled payment strategy, says Troovo's Kurt Knackstedt.

Consumers and banks are both concerned about security tied to contactless payments, says Fingerprints' Lina Andolf-Orup.

Even without cryptocurrency, blockchain provides necessary security and processing benefits, says Tatvasoft's Vikash Kumar.

The new regulation in New Zealand shows other jurisdictions how best to address cryptocurrencies and their use in payments.

A reluctance to embrace change is keeping supply chain payments slow and labor intensive, says Adflex's Pat Bermingham.

Credit unions have traditionally struggled to access analytics due to limited resources but that is now beginning to change thanks to recent advances.

This ruling by the New Zealand Government shows the jurisdiction’s versatility in broaching how best to address cryptocurrencies and the implementation of regulations around their use in payments, says NEM Ventures' Dave Hodgson.

Researching how pain points make consumers work harder can fix payment execution, says UJET's Anand Janefalkar.