BankThink

A cap on deposit insurance for yield-bearing accounts will still provide necessary market discipline, but other important reforms are needed to assure the safety of the banking system.

Properly executed, the new anti-money-laundering program has the potential to cripple laundering networks by altering the landscape for financial services professionals.

The Home Loan banks should not be held harmless when they shovel billions of dollars in loans into troubled banks.

The idea that consumers and small businesses should be assessing banks' safety and soundness makes no sense today, if it ever did at all.

Small and midsize banks have been a lifeline to startups and founders. In the aftermath of SVB's failure, it is vital to avoid further concentration of the industry around the largest banks.

Protections must extend to all rapid payment systems to prevent a race-to-the-bottom among both financial institutions and criminals.

Depositors' trust in their banks — and banks' trust in their customers — is the cornerstone of finance. The demise of Silvergate, Silicon Valley and Signature has demonstrated how fragile that trust can be, and how difficult it will be for regulators and bankers to win it back.

A community bank executive reflects on the leadership rules he has gleaned from the quirky television hit about an American football coach trying to navigate English Premier League soccer.

Federal banking regulators should allow banks to receive Community Reinvestment Act credit for making loans to community news organizations.

Consumers who aren't proficient in English have long struggled to get help from banks in their preferred language. Banks and regulators are trying to fix that, but the solution has taken years.