BankThink

How fitting is it that the company at the center of the most recent data breach is called "Target?" Because that's what every retailer, financial institution and consumer is when it comes to thieves and your data.

Debit cardholders would feel more appreciated if their bank voluntarily notified them prior to overdrafts and offered to mail statements in languages other than English.

More than anything I would like good customer service, close attention to my account security and really low fees. Unfortunately, I must admit I almost never get what I want from my bank.

Policymakers say they want to bring "underbanked" groups into the traditional banking system for safer consumer options, small-business growth, a sound banking system and other laudable reasons. But today's rules and aggressive enforcement work against these goals.

If retailers want to reap the rewards of consumer sales, they should also take an active role in protecting their data.

With no more lines and far more banks to choose from, I want the one I select to handle my exceptional transactions exceptionally. I want to leave my bank knowing that my visit was and always will be worthwhile.

Banks Get Break on Trups; Wells Seizes 'Symbolic' Throne

The biggest takeaway from a roundtable discussion PayPal hosted at its New York offices this week: Size matters.

Mortgage banking is like the little girl in the nursery rhyme: "When she was good, she was very, very good, and when she was bad, she was horrid."

The CFPB should establish a working group – of banks, credit reporting agencies, other regulators, Silicon Valley startups, retail consumer lenders and others – to ensure a level regulatory playing field and to conduct a thoughtful examination of American consumer credit.