BankThink

The Evolving Mortgage Market; Sandy Weill's New Job; More Big Bank Fines Looming?

If regulators want to limit the damage in Main Street communities, they should completely exempt Trups CDOs from the Volcker Rule. This would avoid needless writedowns without putting Main Street communities at financial risk.

You'd have to be, well, high not to have seen all the reporting around the New Year related to Colorado's and Washington's legalization of recreational marijuana sales.

Visa and MasterCard have little real interest in implementing effective security because they don’t absorb fraud losses.

Zombie companies have survived on the loose monetary policy of the past few years, designed to help at-risk businesses stay afloat and keep people employed in the wake of the financial crisis. But forthcoming changes will make it hard for these firms to repay their debt.

Fed's 2014 Agenda; StanChart Restructures; Bad News for Bitcoin?

Of all the potential benefits, mobile-driven loyalty is the factor with the greatest potential to drive consumer adoption of mobile payments.

The authors of banking law have shown a strong and recurring interest in name-identification with their work. Eponyms can provoke emotional reactions and facilitate the merger of persona and policy.

Requiring HUD to take a stand on how it measures disparate impact may at least remove the anomaly whereby government unwittingly increases the chances a lender gets sued for discrimination.

Parsing JPM's Madoff Settlement; Volcker Rule Loophole?