BankThink

The American Association of Bank Directors and the Independent Community Bankers of America are objecting to a provision in the Volcker Rule requiring banks to shed trust-preferred securities.

Compliance is a top growing expense, the regulatory bar has increased, banks needs better talent management and cybersecurity is everyone's problem.

Guidance released by regulators meant to clarify the impact of the Volcker Rule on small institutions was quickly rejected by banks.

Hard to ignore the "insight" [SAFE CU CEO Henry] Wirz has about the future of credit unions and the deterioration of the credit union brand.

From the outset, 2013 was marked by an ongoing onslaught of new rules proposed by the Consumer Financial Protection Bureau (CFPB).

They could not have come into this life as quietly as they departed this year, could they?

Holiday Notice: The Morning Scan will publish next on Monday, Jan. 6. Happy new year and best wishes.

Many small banks are well managed and provide value to their customers and investors. The more profound question for the economy is what effect the little guys have on the stability and efficiency of the U.S. financial system.

In her final column for American Banker, Editor-at-Large Barbara Rehm says there is no denying the system is safer than it was in 2007, and while further changes may be needed, it makes sense to "take a breather."

The Consumer Financial Protection Bureau issued a consumer advisory report on Wednesday which is provoking concerns that the agency may be inadvertently encouraging borrowers to challenge their lenders in court after new mortgage rules go into effect in the new year.