BankThink

New overdraft rules are expected after a release of a report from the Consumer Financial Protection Bureau and are likely to have an uneven impact across the banking industry.

The nation needs a more informed public discussion of the kind of financial system we really want before we try breaking up the big banks through legislation or regulatory fiat.

Either prepaid will move to mobile or prepaid will have to be repositioned toward a more value-added proposition.

The CFPB has made fair lending a top priority. To avoid problems, scrutinize the agency’s view of the laws, proactively analyze policies and document the reasons behind your loan decisions.

Receiving Wide Coverage ...A Little Something for Dimon Withdrawal: Feeling bereft now that the shooting has died down in the tabloid war over the House of JPMorgan Chase? Jamie Dimon may not really "want any more press," but the press isn't quite cooperating. In "Current Account" in the Journal, Francesco Guerrera offered a homily about how Dimon should think about succession and board expertise after his victory in retaining the chairmanship. In "Fair Game" in the Sunday Times, Gretchen Morgenson highlighted a real estate investment trust that appointed a former trustee to fill "the vacancy created by his resignation" after the majority of shares voted against him this month. (Most of the column was about a fight over board diversity at Urban Outfitters.)

Portions of the following column were either written or edited while sitting on the balcony of the Stanley Hotel in Estes Park, Colo., so the words are either philosophically inspired by the formation of CUNA, or psychologically imbalanced by memories of Jack Nicholson in "The Shining." If I had to guess, I'd go with the latter.

Progressive credit unions must capture the attention of members and potential members with a compelling online story via a modern corporate website. Does your website match up?

When it comes to hiring, hire the very best-regardless of what industry they're in. To quote today's great philosopher, Ron White: "You can't fix stupid."

As long as your corporate social responsibility program is a true effort to give back, it can pay huge dividends for everyone involved.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.