BankThink

Breaking News This Morning ...Earnings: U.S. Bancorp, Comerica, Goldman Sachs, Northern Trust

Avoid closing locations solely based on performance, test drive outreach programs and consider other options, such as amending hours, before shuttering an underperforming location.

Policymakers clearly don't want to harm small banks, but it's difficult to see how they can insulate us from the macroeconomic effects of some of the proposals being considered.

The requirement is a symptom of a larger problem: Inherently local knowledge is needed for most of the regulations tasked to regulators in Washington.

Breaking News This Morning ...Earnings: Citigroup, M&T, First Republic, Webster

The United Nations may have declared with much fanfare that 2012 was the International Year of the Cooperative, but U.S. CUs seem not to have gotten the memo until 2013.

Michael Moebs, CEO and Economist of Moebs $ervices, asks "why are banks taxed?"

M. Troy Freedman, an attorney with Richard M. Squire & Associates, LLC, explains how to be proactive and be prepared in dealing with foreclosures.

Private mortgage insurance should be identified as a viable option for credit enhancement as regulators contemplate post-GSE-reform models and Basel III revisions.

Numerous components of Basel III could empower bank regulators to increase the amount of capital banks hold, especially for large banks.