BankThink

Fewer transactions are taking places in branches but banks’ brick-and-mortar locations are more important than ever.

Banks Take a Beating in the Markets

At least 30 countries have either implemented a real-time or near-real-time payments system or are in the midst of implementing or planning one.

Under Rep. Jeb Hensarling’s proposed legislation, some banks might raise capital levels to get regulatory relief. Others might choose to grin and bear the current level of micromanagement. The result would be a more diverse banking sector.

Millennials, who alreadymake up a third of banked consumers in America, are used to transacting life in clicks and swipes. Institutions must embrace their needs now or risk extinction.

Bank of England Taps Capital Buffer to Spur Loans

Recent headlines are revealing just how challenging it is to send cross-border payments into emerging markets. Nowhere is this more apparent than in the case of sending low-value mass payouts for business.

The Consumer Financial Protection Bureau is keeping lenders in the dark about how it will ensure borrower data is secure and private under the expanded Home Mortgage Disclosure Act reporting requirements.

Rather than replace bankers with technologists, bankers must return to their original role in the community: help entrepreneurs succeed through connecting capital with good ideas.

Barclays Bankers Found Guilty in U.K. Libor Case