BankThink

Banks often complain that the Federal Reserve's zero percent interest rate policy has been hard on profits. But they may not be as informed about the long-term negative effects of the Fed's annual inflation target of 2%.

B of A Profits Soar; How to Split Bank Settlements

Over the past few years, card-linked offers (CLO) have emerged as the next "it” digital advertising channel and is angling to underpin daily-deals platforms that haven’t delivered the long-term customer engagement once promised.

Most banks ask executives to coordinate a vast patchwork of regulation in addition to managing their day jobs. They'd be better off putting one person in charge of regulatory communication, remediation and coordination.

The Dodd-Frank Act orders regulators to create diversity standards that govern financial institutions' hiring and contracting practices. So why did they shy away from the chance to propose clear, measurable reporting requirements?

Clinton on Wall Street; Fed vs.Congress

Instagram, Pinterest, and Snapchat have recently started to offer or test e-commerce and payments opportunities, and online stores need to pay close attention given the potential size of the consumer base.

Some housing professionals have grown reluctant to participate in the Federal Home Loan Banks' Affordable Housing Program, objecting to burdensome requirements and rules that are inconsistent with other funding sources. It's time for the Federal Housing Finance Agency to make some updates.

The health care system is riddled with excess capacity, huge legacy costs, out-of-control expenses and regulations even more onerous than those in banking. And just as in banking, high-tech startups are shaking up the system.

CUNA's Nussle on why the CU difference is unique, special and something that matters.