BankThink

While NAFCU hopes the NCUA Board's unanimous support for exploring ways of strengthening the federal credit union charter will help expedite the review process, we firmly believe that credit unions need action now.

These examples are just a small sampling of the work we do for you and the movement. The Foundation's mission is to be a catalyst to improve people's financial lives through credit unions. Our work centers around helping you — credit unions — help your members be financially capable.

As credit union flock to Washington this week for CUNA's Governmental Affairs Conference, the focus will be on national politics. But there's plenty of internal politics to discuss, as well.

A new service from Cardtronics asks consumers to pay up to $10 a month for unlimited access to 5,000 of the company's ATMs. That may not sound like a great deal — but it could have a lot of appeal among people who make use of alternative financial services.

Apple Pay Takes Flak for Fraud; How Useful Are Fed Stress Tests?

Mobile malware has become easier for criminals to deploy, circumventing all antivirus and firewall solutions, as these viruses are delivered in the form of trusted applications we all install and can lead to m-commerce vulnerabilities.

The subprime consumer lending business is booming. But lenders that think they have the risk-based pricing model figured out may be in for a rude awakening.

When the government owns banks, lending decisions tend to be driven by politics rather than economics. Resources flow to those with influence and banks under-price risk in order to appeal to voters. That's bad news for everyone.

NY Fed Loses Authority Over Big Banks; The Shadow Banking Threat

As a bank customer, I am trained to avoid fees at all costs. I diligently maintain a minimum balance in my accounts, pay my credit card bills weeks ahead of time and plan my day around getting to a bank-owned ATM to avoid surcharges.