BankThink

Santander Breaks with Tradition; Cracks Emerge in Auto Loans

In recent years, companies have used Big Data to improve marketing, sales and operations.

Financial institutions need to have good digital offerings, but they also need to find ways to stand out from the crowd. That's why branches will remain a crucial home base.

Mortgage denials in 2013 were comparable to those recorded a decade ago, analyses of HMDA data show, challenging perceptions about how easy lending really was during the era of "pulse" loans and "fog-a-mirror finance."

Breaking Up Banks the Sneaky Way; Startups Sleep with the Enemy

Retail businesses require expansion, in terms of increasing physical locations or getting more customers into the store. But there are several other ways of boosting profits that involve payments management and analysis, though these are often overlooked by most owners.

The financial crisis scarred many Americans. Now that they have given themselves permission to spend again, they will do so responsibly.

The ideal digital bank would respect customers' privacy and relate to them as human beings while offering an array of simple, easy-to-use mobile and online apps.

Fed's Community Banker Nomination; Bitcoin Exchange Problems

Google fired the latest salvo in the interchange wars in late December by filing an antitrust suit against MasterCard and Visa in Texas federal court.