BankThink

U.S. issuers, acquirers and merchants that are executing EMV migration projects face liability shift dates and increasing consumer demand for more secure transactions.

A new study suggests that most consumers only waive their right to sue companies in court and participate in class actions because they don't understand the contracts they're signing.

Mandatory retirement ages and term limits can backfire by forcing out board members with badly needed skills. It's better for boards to take the necessary, though socially uncomfortable, step of convincing underperforming directors to leave.

Hackers Master Wall St. Jargon; Revolving Door Apologia

When the iPhone and iOS launched in 2007, Apple initially didn’t provide support for third party developers.

The Federal Reserve was comfortable as a behind-the-scenes regulator, but it’s now expected to be a public enforcer as well. Asking the agency to balance these contradictory roles is a recipe for trouble.

Bankers can prepare for the eventual dominance of mobile technology by investing in interactive videos and moving away from monolithic applications.

Banks Use Big Data to Uncover Bad Seeds; Homeownership vs. Renting

As I mentioned in my first prediction for 2015, our global economy and interconnected business world is going to lead to new, innovative financial and payments technology in the next year.

Recent speeches by Benjamin Lawsky and other regulators suggest that government officials are gearing up to issue new cybersecurity rules. Banks' relationships with third-party vendors are one likely area of focus.