BankThink

From the moment Apple revealed its mobile wallet to the world, PayPal has wasted little opportunity to take its share of digs at the product.

From the moment Apple revealed its mobile wallet to the world, PayPal has taken a very outspoken stance against it.

Bankers can attempt to remedy confusing and ineffective consumer protection laws by assembling a task force of experienced bank attorneys and compliance officers to draft model legislation.

The Federal Housing Administration raised mortgage insurance fees during the financial crisis in order to cover a wave of defaults. Now that the housing market has steadied, the agency should adjust its policies.

Banks Vie for No. 1 Slot in Apple Pay; Citi Nears IPO for One Main

As merchants get more aggressive when attracting consumers on mobile apps, marketing is increasingly about proactive targeting that personalizes pitches for both what is offered, and when.

The U.S. faces a dearth of minority-owned banks, and new ones are unlikely to emerge anytime soon. Therefore all financial institutions should step in to ensure that the needs of minority communities are being served.

Small banks and credit unions can get a leg up on their large competitors by using low-cost, low-maintenance checking accounts to win over financially underserved customers.

Novo Banco Turnover; U.S. Flips Bankers for Rate-Rigging Probe

Host Card Emulation (HCE) is getting a lot of attention, since it offers virtual payment card issuers the promise of removing dependencies on “secure element issuers” such as mobile network operators (MNOs).