BankThink

Dodd-Frank has failed to solve the too big to fail problem, according to consultant J.V. Rizzi — and some of the best solutions, like breaking up the banks, are also the most unlikely.

A recent study suggests that credit card issuers' marketing practices show evidence of racial bias. The good news is that self-tests can help lenders fix fair lending compliance issues, according to Rich Walker of the Winterberry Group.

Big Banks' New Legal Front: Derivatives; Union Bank's Aspirations

Electronic payments are increasingly becoming part of our everyday lives. For most people, it can be hard to imagine a single day where we do not make a purchase using our payment cards in a physical store, or perform some form of online payment or money transfer.

Bankers criticize credit unions' tax-exempt status because they fear they are losing ground to member-owned financial cooperatives, writes the Credit Union National Association's Bill Hampel.

NAFCU has earned a position of high regard within the CU industry, on Capitol Hill and within the administration. I am proud to have been elected as its board chair for the coming year.

Credit unions are a tremendous force for good, serving the financial needs of consumers and small businesses in communities across our country.

In February of 1998, less than 24 hours after the Supreme Court Ruled against NCUA's decision to allow credit union to serve multiple common bonds, then-Speaker of the House Newt Gingrich signed on as a co-sponsor to HR 1151, the Credit Union Membership Access Act.

Russia's Sberbank is offering a "cat housewarming delivery service" to new mortgage borrowers in an effort to ditch its staid reputation, writes Austin Kilgore of National Mortgage News.

MetLife Faces SIFI Tag; Apple to Boost Security