BankThink

It took over a century for credit unions to reach the 100 million-member mark.

Are you passionate about credit unions? Do you feel strongly about where the community is moving? Credit Union Journal wants to hear from you — and now it's easier than ever to be heard.

Credit Scoring Gets a Shake-Up; Bair Warns on TBTF

As access to credit tightened in recent years, many small businesses were forced to use personal credit for business. This trend has created demand for a small business credit card offering, providing credit unions with an important growth opportunity.

The EMV liability shift is a little over a year away, yet many merchants are unprepared for chip card acceptance. Recent data breaches have increased consumer awareness of card security issues.

Recent remarks by European politicians and HSBC chairman Douglas Flint are indicative of a mindset that's more interested in complaining about regulations than managing risk, according to Mayra Rodriguez Valladares.

Fed Gov. Tarullo's suggestion that directors should be more engaged in risk oversight is a dangerous development that, if implemented, would expose directors to more lawsuits and further discourage capable people from serving on boards, writes banking attorney John Gorman.

B of A Nears $16B-$17B Deal; Banks' Living Wills 'Too Sanguine'

Recently we have seen both Argentina and Ukraine fall into two very different types of crises, but the economic results appear to be the same.

Creating deeper bonds with business clients can help banks win market share. But organizational inertia and sales managers who are quick to fall back on old habits often hobble this approach, according to consultant Duncan Banfield.