BankThink

Lenders are working to meet affordable housing needs by extending mortgages to borrowers with a broader range of credit scores and offering loans with lower down payments. But there's still more work to be done, according to Fannie Mae's Jeffery Hayward and Anne McCulloch.

CIT's $3.4B OneWest Deal; Debating Dodd-Frank; Sour Suisse

Dodd-Frank encourages the pursuit of financial stability at the expense of economic growth. Congress can fix the problem by amending the law so that regulators are required to balance both goals, writes Paul H. Kupiec of the American Enterprise Institute.

Decisions about how to apply U.S. swaps trading rules abroad should be based less on fears of risk to the financial system and more on considerations of market integrity, according to attorney Timothy Karpoff.

Dodd-Frank Turns Four; Subprime Auto Loans Boom

Security breaches at trusted global corporations, such as Target and eBay are becoming a regular occurrence. Valuable customer data serves as a new currency of sorts for fraudsters, prompting the digital underground to stage well thought out attacks on a scale previously unheard of.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Six years ago, two players for the Central Washington University women's softball team carried an injured player of their opponent around the bases so that Western Oregon University's Sara Tucholsky could count her first collegiate home run.

As my term as NAFCU's board chairman comes to a close, I would like to share some of my reflections about the past two years' activities.

Over the years there have been NCUA board members whose terms were so unremarkable that their six years passed without even the agency's HR department knowing they were there. And then there's the term of Michael Fryzel.