BankThink

While banks struggle to get consumers to use Near Field Communication-enabled phones for mobile payments, the video game industry is having blockbuster success with NFC technology.

Many of the complex and costly regulations implemented under the Dodd-Frank Act are unnecessary and burdensome for community banks. A two-tiered regulation system is the clear solution.

B of A Settlement Talks Reportedly Stall; Expedia Accepts Bitcoin

Loan reserving is one of the most important decisions in banking. Yet there is no accounting, regulatory or industry numerical guideline for “adequate” levels of the allowance for loan losses.

The best marketing strategies are not focused on selling stuff, but rather on connecting with prospective or existing customers on an emotional level, Ed Ianni writes.

Fraud Probe Grows; Expanding SBA Loan Access

Community banks can still generate solid returns and take on larger competitors. The ones that shutter are those that have failed to modernize and adapt to the changing times.

Potentially dangerous adjustable-rate mortgages are making a comeback. A few simple reforms could stop the financial industry from repeating the mistakes of the past while offering housing opportunities to low- and moderate-income borrowers.

Wednesday's ruling that a lower court must accept an SEC settlement it viewed as inadequate effectively shackles the courts' ability to restore the rule of law in the financial services marketplace.

Credit Suisse Mulls Spinoff; Metal Fraud Probe