BankThink

To make the process fairer to small banks, regulators should issue community bank summaries during the proposal stage, not when releasing final rules. They also should do more outreach to small banks and extend comment periods on major rules, writes the ABA's Hugh Carney.

Another Forex Probe; RBS Close to Naming New CFO

Digital person-to-person payments, also known as social payments, have proliferated in the last few years, with the often-heard promise of providing an easier and faster way to split the dinner check.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Profiling is good. Understanding customer needs is good. Proactively recommending products and services is good. But the timing you apply to those things matters.

Lehman Pay Out Hits $80 Billion; Wal-Mart Vs. Visa

An obscure bill in the House would go a long way to protect taxpayers by giving megabanks an incentive to deleverage and shrink. So why has it gone nowhere?

In order foster low-cost relationships, banks should offer free digital checking accounts to new and existing customers … then charge for paper notices or statements.

Déjà Vu: Fed Rejects Citi's Capital Plan; B of A Settles Over Bad Mortgages

A road map for regulation of virtual currency is beginning to emerge as more states appear willing to issue licenses for entities offering exchange and other services.