Cap Markets

Borrowers can get better rates elsewhere, so they're repaying ahead of schedule, leaving banks in the lurch. The steps lenders would have to take to keep the business could be prohibitively expensive.

Porter Bancorp in Kentucky spent years tackling credit and capital issues. As Limestone Bank, it will finally get back on offense.

Spirit of Texas Bancshares plans to raise $40 million to fund organic growth and acquisitions.

The Florida company is also set to enter Alabama as part of the $360 million purchase.

The company agreed to buy Landmark Bancshare in Marietta, Ga., for $115 million.

On Dec. 31, 2017. Dollars in thousands.

The California company, which also focuses on Asian-Americans, agreed to buy First American International.

An $378 million agreement to buy Farmers Capital will allow the West Virginia company to bridge a gap between Louisville, Ky., and Huntington, W.Va.

As NCUA amended at 2014 regulation on capital planning and stress testing, the two-person committee also marked 24 months of operating with a vacant seat on the board, commending one another for a productive working relationship.

The company will merge with Kentucky Federal Savings and Loan by the end of this year.