Santander Consumer USA Holdings delayed the filing of its annual report Monday amid discussions with the Securities and Exchange Commission regarding unresolved accounting issues.

Pairing up with corner stores, street teams and college students: all the ways fintech startups and tech savvy banks are trying to use the physical world to attract people to their digital products.

First Federal Bank of Kansas City has agreed to a $2.8 million settlement with the Department of Housing and Urban Development to resolve allegations of redlining in African-American neighborhoods.

New services seek to replace lender processes that often involve manually updated spreadsheets and other efforts pieced together to meet steepening regulatory requirements for vendor management.

Comerica in Dallas is warning that its loan-loss provision this quarter will be larger than previously estimated because of falling oil prices.

Benjamin Bochnowski will be named chief executive of both the holding company and the $865 million-asset Peoples Bank at the bank's April 28 annual meeting.

Lawmakers have introduced the Medical Debt Relief Act, designed to remove settled and paid medical debts from consumer credit reports, in the Senate and House.

Radian Guaranty is the latest private mortgage insurer to announce a change to its pricing structure for borrower-paid policies.

Unity Bancorp of Clinton, N.J., has repurchased $5 million of subordinated debt it issued before the financial crisis.

The delinquency rate on first-lien mortgage loans on 1-4 unit residential properties fell at a seasonally adjusted rate of 4.77% in the fourth quarter ended Dec. 31. It marked the lowest level since Q3 2009.

Bankers in the Bakken Shale region of Montana and North Dakota are keeping an eye on exposure to hotels, apartments and retail space as economic slowdowns occur in energy-producing markets. Bankers in the Marcellus Shale region are also on alert, though there might be less exposure since that region had not yet had a development boom.

There are good, bad and ugly stories about how marijuana entrepreneurs deal with taxes and other financial management issues while having little access to banking services.

After imposing a virtual moratorium on adding new issuers, Ginnie Mae is again accepting applications from mortgage companies seeking to pool loans for securitization and servicing.

The Lenawee County (Mich.) Prosecutor’s Office began collecting delinquent bills at the start of the year from people who have spent time in the county’s jail. The county faced delinquent bills over the years that totaled more than $20 million.

Citigroup said it agreed to buy American Express' stockpile of U.S. credit card loans made to shoppers of Costco Wholesale, as the fourth-largest U.S. bank takes over a card partnership with the retailer. Terms were not disclosed.

Many of the presidential candidates have backed steps to lighten community banks' burden, but we don't need to count on grandiose stump speeches and campaign pledges to make a difference.

Poage Bankshares in Ashland, Ky., has promoted Thomas Burnette to chairman of the boards of the company and its Town Square Bank subsidiary.

The banking industry's rate of expansion hit a seasonal wall in January, leading to the weakest reading for the Index of Banking Activity since its inception in 2012. While January has consistently yielded some of the softest readings in the IBA, a relatively mild winter in the Northeast (a stark contrast to the previous two winters) puts the loss of momentum in a different light from those in recent years. Index components that track loan applications and loan approvals retreated below 50 in January on both the consumer and commercial sides of the business, marking the first time that those indicators simultaneously signaled a contraction in business activity. Most of the components that monitor trends in credit quality have remained positive, although respondents did indicate that delinquency trends in consumer lending had turned somewhat negative in January. Survey respondents also continued to report generally favorable trends in the pricing environment for new loans. Trends in other areas of business tracked by the IBA remained largely intact: The components that monitor the generation of new transaction accounts, the overall level of commercial and consumer loans outstanding, and local business and real estate conditions in the markets where respondents do business all remained above 50, pointing to ongoing improvements in each of those banking-activity metrics.

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