An eleventh-hour amendment to Dodd-Frank that repealed Reg Q could punish community banks that serve as the lifeblood for small businesses across the country.

Various e-communications solutions offer banks an easy method for identifying small-business customers within their retail customer accounts and marketing to them.

SAN ANTONIO – Firstmark CU began construction on a new Alamo branch, which will be the $700 million credit union’s 11th service center.

Tri-Valley Bank in San Ramon, Calif., said late Monday that it had terminated a planned $10 million private placement and had named a new chairman.

The Federal Reserve Board on Tuesday announced written agreements with two banks.

FNB United Corp. in Asheboro, N.C., was out of equity at the end of 2010, prompting it to warn about its future. The $1.9 billion-asset company said Monday in its annual report filed with the Securities and Exchange Commission that there is substantial doubt about its ability to continue as a going concern.

Sun Bancorp Inc. in Vineland, N.J., plans to sell up to $75 million of common stock. The $3.4 billion-asset company, which received a $100 million capital infusion last summer, said it could use the proceeds from the offering to shore up capital at its bank, support losses from potential loan sales, repay debt or make acquisitions.

Stock price to book ratios have gained on deal valuations, perhaps indicating the broader availability of potent acquisitions currency.

A proposed rule by the Federal Communications Commission to restrict debt collectors’ ability to autodial cell phones could lead to the unintended impact of making credit costlier and harder to get for younger and more mobile customers.

On Friday, the $1.8 billion-asset company in Marietta, Ohio, said it had hired Charles W. Sulerzyski, a former regional president for KeyCorp's Great Lakes region, to serve as president and chief executive, effective April 4.

North American Financial Holdings Inc. has informed its equity investors that it is thinking about consolidating all its recent bank purchases.

The largest shareholder of Magyar Bancorp Inc. of New Brunswick, N.J., is demanding that its chairman resign, pointing to "significant losses."

While much of the industry is clinging to fee income, MidSouth Bank is working with customers to reduce it as part of what the Louisiana bank calls an ombudsman program.

In a March 8 Viewpoint ["Credit Unions Face Tough Test"], Peter Duffy suggests that despite overwhelming evidence from rate-tracking services such as Datatrac, banks actually pay higher interest rates to depositors than credit unions do, and the reason is the higher deposit insurance costs credit unions incur. This analysis is quite misleading.

TCF Financial Corp.'s William Cooper is rethinking his long-held belief that economies of scale do not matter in banking.

Wide NIMs held pretty well late last year as large segments of the industry managed further expansion, and the recent shift in the yield curve has improved the outlook.

LARGO, Fla. – Achieva CU has opened a new branch in Sarasota in a building recently vacated by Tropical Financial CU.

Regulators shuttered The First National Bank of Davis, a $90 million-asset institution in Oklahoma, and the $190 million-asset Legacy Bank in Milwaukee. The two closures brought the year's toll to 25.

Wells Financial Corp. in Wells, Minn., said Friday that it revised its 2010 results after boosting reserves for selected loans and repossessed properties.

Regulators shuttered The First National Bank of Davis, a $90 million-asset institution in Oklahoma, and the $190 million-asset Legacy Bank in Milwaukee. The two closures brought the year's toll to 25.