Investors and analysts who listened to CapitalSource Inc.'s earnings conference call early Thursday morning expecting to gain more insight on the Maryland real estate investment trust's pending acquisition of TierOne Corp. were disappointed.

Cascade Bancorp in Bend, Ore., said Thursday after the market closed that it earned $5 million less in the fourth quarter than it first reported last month due to deterioration in its portfolio of construction and land development loans.

Flagstar Bancorp Inc. of Troy, Mich., said it will not pay a shareholder dividend for the first quarter to preserve capital.

As a passive investor in Southside Bancshares Inc., First National Bank Group Inc. in Edinburg, Tex., did not have much say in Southside's decisions to buy a bank in Fort Worth or enter the business of buying pools of car loans.

MIDWEST

Sometime in the next five years the $1.2 billion-asset Bank of Granite Corp. in Granite Falls, N.C., intends to expand into neighboring markets by buying another bank, says R. Scott Anderson, its chief executive officer.

ORLANDO — Bank examiners’ emphasis on commercial real estate loans has become much greater in the past year, community bankers say.

Shares of TierOne Corp. fell sharply Tuesday on news that its planned sale to CapitalSource Inc., a Chevy Chase, Md., real estate investment trust, could be in jeopardy.

Harry P. Doherty, who had been active in the banking industry for nearly four decades and was the chairman of America's Community Bankers three years ago, died Saturday of Lou Gehrig's disease. He was 65.

MBT Financial Corp. of Monroe, Mich., has revised its fourth-quarter results and posted a much bigger loss than previously announced, citing a problem with a loan to an automotive supplier.

Defying the slow market for mergers and acquisitions, F.N.B. Corp. of Hermitage, Pa., announced its second deal in three months, to snatch up one of the last remaining community banking companies in Pittsburgh's attractive southern suburbs.

TIB Financial Corp. in Naples said after the market closed Thursday that it had lost $6.5 million, or 51 cents a share, in the fourth quarter partly because of an almost fourfold increase in its loan-loss provision, to $6.2 million.

For more information on this data, visit Novantas LLC and Market Rates Insight.

Wainwright Bank and Trust Co. in Boston said Thursday that its fourth-quarter earnings fell 29% from a year earlier, to $1.2 million.

From the July day FNB Corp. in Christiansburg, Va., announced that it intended to merge with Virginia Financial Group Inc. in Culpeper, the plan was controversial, and for some it was emotional.

Signature Bank Corp. in New York said Thursday that it lost $3 million, or 10 cents a share, in the fourth quarter because of a sharp drop in the value of its investment securities and a large increase in its loan-loss provision.

MIDWEST

After months of heated dissent and a shareholder meeting that spilled into a second day, FNB Corp. in Christiansburg, Va., won its shareholders' approval Wednesday to merge with Virginia Financial Group Inc. in Culpeper.