Community Banks and Thrifts with Highest Return on Average Assets
February 21, 2008, 10:08 a.m. EST 1 Min Read
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Community Banks and Thrifts with Highest Return on Average Assets
Community Banks and Thrifts with Highest Return on Average AssetsIn the third quarter of 2007. Dollars in thousands. | ||||||
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Related Table: Leaders in ROA Improvement and in Efficiency | ||||||
Rank | | Assets | Return on | Efficiency ratio | ||
3Q 2007 | | |||||
1 | Union FSB North Providence, R.I. | 17.89% | -0.80% | $272,933 | 117.35% | 68.32% |
2 | International City Bank Long Beach, Calif. | 12.94 | 1.59 | 221,914 | 95.78 | 16.50 |
3 | mBank Manistique, Mich. | 8.25 | 1.15 | 400,517 | 91.30 | 70.42 |
4 | First Bank of Delaware Wilmington | 7.58 | 3.14 | 123,561 | 32.27 | 44.17 |
5 | State Bank of Texas Irving | 6.03 | 6.35 | 403,302 | 41.35 | 16.38 |
6 | Bank of Paxton Neb. | 5.74 | -14.56 | 17,879 | 44.50 | 56.02 |
7 | Greater Atlantic Bank Reston, Va. | 5.52 | -1.03 | 246,451 | 82.62 | 35.05 |
8 | Johnson City Bank Tex. | 5.44 | 2.54 | 67,473 | 41.31 | 52.83 |
9 | Wilcox County State Bank Abbeville, Ga. | 5.43 | -2.18 | 42,494 | 56.56 | 95.67 |
10 | State Bank of Wheaton Minn. | 5.38 | 2.96 | 60,506 | 23.36 | 33.86 |
11 | First Credit Bank Los Angeles | 5.10 | 4.40 | 299,217 | 17.25 | 13.62 |
12 | Peoples State Bank Cherryvale, Kan. | 5.06 | 4.76 | 14,208 | 18.11 | 47.25 |
13 | Patriot Bank Minnesota Wyoming, Minn. | 5.05 | -3.85 | 127,356 | 38.56 | 64.19 |
14 | Brighton Bank Salt Lake City | 4.63 | 5.10 | 163,418 | 38.90 | 44.81 |
15 | PrinsBank Prinsburg, Minn. | 4.52 | 3.81 | 49,463 | 35.04 | 43.90 |
16 | Silver Lake Bank Topeka, Kan. | 4.41 | 1.32 | 197,241 | 41.71 | 24.01 |
17 | Bank of Baker Mont. | 4.29 | 3.67 | 65,796 | 45.56 | 29.53 |
18 | Pueblo Bank and Trust Co. Colo. | 4.20 | 4.12 | 371,016 | 33.93 | 43.80 |
19 | Yellowstone Bank Laurel, Mont. | 4.14 | 4.14 | 408,728 | 26.99 | 32.11 |
20 | Blue Ridge Savings Bank Inc. Asheville, N.C. | 4.03 | 4.15 | 307,493 | 40.81 | 24.42 |
21 | Continental Bank Salt Lake City | 4.01 | 3.51 | 77,686 | 29.25 | 38.01 |
22 | First National Bank of Howard Kan. | 3.94 | 3.20 | 7,512 | 18.59 | 45.83 |
23 | First Capital Bank Guthrie, Okla. | 3.81 | -2.13 | 107,300 | 44.50 | 51.87 |
24 | First National Bank of Picayune Miss. | 3.78 | 3.83 | 233,079 | 47.19 | 37.00 |
25 | Columbian Bank and Trust Co. Topeka, Kan. | 3.76 | 3.67 | 639,489 | 48.73 | 24.26 |
26 | Grand Timber Bank McGregor, Minn. | 3.71 | 2.16 | 53,324 | 39.71 | 34.37 |
27 | Citizens State Bank Grainfield, Kan. | 3.70 | 3.05 | 9,044 | 36.80 | 40.14 |
28 | Falfurrias State Bank Tex. | 3.69 | 2.33 | 16,798 | 29.09 | 57.79 |
29 | First Bank and Trust Co. Wagoner, Okla. | 3.63 | 3.89 | 169,836 | 38.91 | 33.70 |
30 | Farmers and Merchants Bank of Kendall Wis. | 3.59 | 2.64 | 47,352 | 41.74 | 34.02 |
31 | National Bank of Andrews Tex. | 3.57 | 2.79 | 83,183 | 39.58 | 56.70 |
32 | Merchants and Farmers Bank Comer, Ga. | 3.56 | 3.30 | 143,349 | 28.42 | 48.30 |
America West Bank Layton, Utah | 3.56 | 4.03 | 229,466 | 42.28 | 39.97 | |
34 | Bank of St. Edward Neb. | 3.50 | 4.97 | 39,471 | 14.63 | 19.77 |
35 | Colfax Banking Co. La. | 3.39 | 0.92 | 64,837 | 39.53 | 50.52 |
36 | Citizens National Bank Wisner, Neb. | 3.38 | 4.28 | 108,584 | 35.31 | 44.27 |
37 | Gunnison Valley Bank Utah | 3.37 | 3.51 | 73,966 | 31.04 | 29.10 |
38 | Preston National Bank Dallas | 3.36 | 3.15 | 56,649 | 21.41 | 60.02 |
39 | Bank of the West Irving, Tex. | 3.34 | 1.05 | 227,778 | 40.55 | 51.61 |
40 | Moorhead State Bank Iowa | 3.33 | 3.62 | 15,559 | 14.81 | 29.84 |
41 | Farmers State Bank Stanberry, Mo. | 3.32 | 0.82 | 46,073 | 19.15 | 40.84 |
42 | Texas Bank Brownwood | 3.31 | 3.29 | 217,610 | 33.73 | 53.17 |
43 | Seattle Savings Bank | 3.30 | 3.03 | 550,650 | 12.63 | 55.74 |
44 | Lindell Bank and Trust Co. St. Louis | 3.29 | 3.51 | 300,097 | 16.52 | 35.76 |
45 | Vermillion State Bank Minn. | 3.28 | 3.83 | 381,153 | 28.38 | 26.63 |
46 | Bank of the Southwest Roswell, N.M. | 3.27 | 3.75 | 140,233 | 37.21 | 58.25 |
Peoples Community Bank Greenville, Mo. | 3.27 | 3.04 | 86,405 | 22.55 | 44.34 | |
Utah Community Bank Sandy | 3.27 | 4.09 | 74,904 | 22.14 | 30.79 | |
49 | State Bank of Countryside Ill. | 3.25 | 3.67 | 968,367 | 31.12 | 32.93 |
50 | First State Bank Armour, S.D. | 3.22 | 2.74 | 71,995 | 32.50 | 48.32 |
51 | EastBank Minneapolis | 3.21 | -0.97 | 20,835 | 22.92 | 77.35 |
52 | St. Martin Bank and Trust Co. St. Martinville, La. | 3.20 | 2.73 | 202,299 | 32.75 | 48.00 |
Spring Valley Bank Wyoming, Ohio | 3.20 | 4.64 | 69,484 | 10.30 | 45.15 | |
54 | Bank of Dooly Vienna, Ga. | 3.19 | 2.29 | 81,500 | 16.24 | 42.03 |
Home State Bank Royal, Iowa | 3.19 | 3.03 | 35,904 | 10.92 | 25.89 | |
First National Bank of Estes Park Colo. | 3.19 | 2.01 | 91,177 | 26.74 | 49.77 | |
57 | Peotone Bank and Trust Co. Ill. | 3.18 | 2.81 | 136,267 | 35.22 | 48.83 |
58 | Farmers-Merchants Bank and Trust Co. Breaux Bridge, La. | 3.17 | 2.82 | 211,310 | 33.00 | 45.61 |
First Madison Valley Bank Ennis, Mont. | 3.17 | 2.07 | 87,684 | 41.07 | 50.93 | |
Riverbend Bank Fort Worth | 3.17 | 2.97 | 40,637 | 25.14 | 64.32 | |
61 | Commercial Capital Bank Delhi, La. | 3.16 | 3.68 | 32,624 | 25.37 | 52.50 |
62 | Wells Bank of Platte City Mo. | 3.15 | 1.50 | 53,728 | 32.50 | 50.59 |
63 | First State Bank of Beecher City Ill. | 3.14 | 3.21 | 41,072 | 17.90 | 44.13 |
Vermont State Bank Vermont, Ill. | 3.14 | 3.46 | 12,273 | 30.84 | 42.42 | |
65 | Mason National Bank Tex. | 3.13 | 2.96 | 73,293 | 19.46 | 39.80 |
66 | Security State Bank Centralia, Wash. | 3.12 | 2.88 | 377,084 | 27.20 | 47.18 |
Peoples State Bank Blair, Okla. | 3.12 | 2.52 | 13,343 | 26.58 | 59.77 | |
68 | American Bank Bozeman, Mont. | 3.11 | 3.45 | 479,242 | 34.01 | 45.88 |
American State Bank of Grygla Minn. | 3.11 | 2.54 | 19,703 | 31.78 | 52.45 | |
Howard Bank Ellicott City, Md. | 3.11 | 0.01 | 179,057 | 24.47 | 117.35 | |
71 | First Security Bank of Roundup Mont. | 3.09 | 2.81 | 39,235 | 26.28 | 50.00 |
First Bank of Owasso Okla. | 3.09 | 2.98 | 194,669 | 32.72 | 49.30 | |
73 | Citizens National Bank at Brownwood Tex. | 3.08 | 3.29 | 166,550 | 26.18 | 44.07 |
74 | Plains State Bank Tex. | 3.06 | 2.87 | 20,366 | 21.31 | 47.27 |
Justin State Bank Tex. | 3.06 | 3.19 | 66,203 | 26.61 | 53.53 | |
76 | Bank of Las Vegas | 3.04 | 2.83 | 163,220 | 38.20 | 44.08 |
Farmers State Bank Ewing, Neb. | 3.04% | 2.91% | 14,503 | 11.29% | 35.42% | |
National Republic Bank of Chicago | 3.04 | 3.43 | 809,215 | 32.78 | 23.28 | |
79 | Central Bank Provo, Utah | 3.01 | 3.08 | 592,599 | 17.04 | 39.69 |
80 | State Bank of Scotia Neb. | 3.00 | 1.73 | 23,239 | 11.57 | 43.59 |
Summit National Bank Hulett, Wyo. | 3.00 | 0.87 | 28,288 | 44.42 | -3.82 | |
First American Bank Stonewall, Okla. | 3.00 | 2.38 | 19,648 | 28.14 | 56.30 | |
83 | Douglas National Bank Ga. | 2.99 | 2.82 | 142,650 | 28.12 | 46.95 |
First National Bank Fabens, Tex. | 2.99 | 3.56 | 237,656 | 36.63 | 46.61 | |
85 | First Bank of Okarche Okla. | 2.98 | 3.21 | 47,544 | 16.85 | 42.14 |
Clackamas County Bank Sandy, Ore. | 2.98 | 2.92 | 161,684 | 18.12 | 57.60 | |
87 | Bank of the Rio Grande Las Cruces, N.M. | 2.97 | 3.15 | 106,852 | 28.08 | 58.44 |
First National Bank Layton, Utah | 2.97 | 3.03 | 296,166 | 28.89 | 49.24 | |
89 | Bank of St. Croix Christiansted, Virgin Islands | 2.96 | 3.09 | 96,472 | 37.25 | 43.35 |
90 | Senath State Bank Mo. | 2.94 | 3.46 | 46,592 | 17.27 | 50.59 |
91 | Pioneer Bank Mapleton, Minn. | 2.93 | 2.94 | 239,154 | 27.43 | 41.17 |
First Bank and Trust Co. Duncan, Okla. | 2.93 | 2.14 | 327,745 | 23.11 | 50.83 | |
Bryant State Bank S.D. | 2.93 | 2.95 | 18,153 | 22.93 | 60.96 | |
94 | Central National Bank of Poteau Okla. | 2.92 | 2.91 | 167,157 | 33.78 | 48.73 |
First Western FSB Rapid City, S.D. | 2.92 | 2.64 | 24,303 | 15.49 | 53.94 | |
96 | Heritage Bank Wood River, Neb. | 2.91 | 2.89 | 422,244 | 31.53 | 37.69 |
Western Commerce Bank Carlsbad, N.M. | 2.91 | 2.82 | 270,208 | 26.28 | 49.16 | |
TransCapital Bank Hallandale Beach, Fla. | 2.91 | 3.60 | 247,857 | 22.59 | 23.24 | |
99 | Bank of Commerce Idaho Falls | 2.90 | 2.83 | 722,139 | 18.41 | 24.72 |
First Guaranty Bank Martin, Ky. | 2.90 | 3.31 | 52,723 | 18.33 | 39.88 | |
101 | Centera Bank Sublette, Kan. | 2.89 | 1.30 | 173,268 | 35.26 | 45.80 |
Town and Country Bank of Quincy Ill. | 2.89 | 2.34 | 106,038 | 30.67 | 37.35 | |
Flathead Bank of Bigfork Mont. | 2.89 | 2.85 | 238,553 | 25.60 | 50.42 | |
104 | Bank Oberlin, Kan. | 2.88 | 2.81 | 151,636 | 28.07 | 39.45 |
Armstrong Bank Muskogee, Okla. | 2.88 | 2.06 | 426,985 | 29.21 | 57.41 | |
Iowa State Bank Des Moines | 2.88 | 1.77 | 272,600 | 27.43 | 45.67 | |
107 | First Bank of Chandler Okla. | 2.87 | 2.85 | 65,840 | 30.27 | 43.51 |
Farmers Trust and Savings Bank Williamsburg, Iowa | 2.87 | 2.53 | 96,893 | 16.17 | 39.45 | |
Roxbury Bank Kan. | 2.87 | 3.44 | 15,560 | 25.67 | 47.97 | |
1st Bank and Trust Broken Bow, Okla. | 2.87 | 2.71 | 106,236 | 29.79 | 47.49 | |
Bank of Mauston Wis. | 2.87 | 2.66 | 212,106 | 28.87 | 44.07 | |
California Pacific Bank San Francisco | 2.87 | 2.70 | 90,003 | 12.94 | 30.96 | |
113 | Pioneer Trust Bank Salem, Ore. | 2.86 | 2.72 | 249,337 | 22.33 | 32.63 |
MontroseBank Montrose, Colo. | 2.86 | 2.59 | 179,279 | 32.11 | 50.90 | |
Town and Country Bank Midwest La Belle, Mo. | 2.86 | 2.11 | 21,273 | 31.79 | 42.80 | |
116 | First National Bank and Trust Co. of Okmulgee Okla. | 2.85 | 2.75 | 194,423 | 23.31 | 54.00 |
Prior Lake State Bank Minn. | 2.85 | 3.48 | 172,675 | 22.73 | 49.30 | |
Alamosa State Bank Colo. | 2.85 | 2.97 | 124,297 | 30.47 | 46.02 | |
Grant County State Bank Carson, N.D. | 2.85 | 3.23 | 22,599 | 23.41 | 45.94 | |
Almena State Bank Kan. | 2.85 | 1.72 | 14,594 | 39.20 | 65.70 | |
121 | Peoples Bank Taylorsville, Ky. | 2.84 | 2.56 | 94,755 | 26.49 | 45.37 |
Security Bank of Southwest Missouri Cassville | 2.84 | 3.12 | 65,048 | 31.62 | 51.09 | |
123 | Great Lakes Bankers Bank Gahanna, Ohio | 2.82 | 0.15 | 43,120 | 30.66 | 54.88 |
Elysian Bank Minn. | 2.82 | 3.54 | 32,889 | 28.16 | 43.54 | |
First Resource Bank Exton, Pa. | 2.82 | -0.34 | 88,702 | 27.17 | 83.72 | |
126 | Rio Bank McAllen, Tex. | 2.81 | 0.93 | 142,958 | 38.59 | 51.49 |
Lakeside Bank of Salina Okla. | 2.81 | 2.81 | 25,705 | 25.02 | 43.79 | |
128 | Chambers Bank Danville, Ark. | 2.80 | 2.76 | 467,882 | 19.34 | 37.14 |
Bank of Alma Wis. | 2.80 | 3.07 | 185,544 | 9.54 | 14.95 | |
Peoples Bank of Greensboro Ala. | 2.80 | 2.60 | 69,550 | 24.62 | 39.58 | |
State Bank of Townsend Mont. | 2.80 | 3.64 | 39,236 | 26.41 | 56.98 | |
132 | Deposit Bank of Carlisle Ky. | 2.79 | 3.06 | 64,083 | 11.65 | 38.11 |
Commerce National Bank Corinth, Miss. | 2.79 | 2.58 | 80,536 | 26.58 | 45.68 | |
134 | Stanley Bank Kan. | 2.78 | 2.97 | 128,961 | 13.95 | 47.93 |
State Bank of Niantic Ill. | 2.78 | 3.10 | 51,246 | 16.41 | 45.57 | |
136 | Peshtigo National Bank Wis. | 2.77 | 0.98 | 134,783 | 38.01 | 46.31 |
Guaranty Bank and Trust Co. of Delhi La. | 2.77 | 2.73 | 102,040 | 27.11 | 51.15 | |
United Bank Zebulon, Ga. | 2.77 | 1.70 | 634,333 | 29.52 | 56.13 | |
Scribner Bank Neb. | 2.77 | 2.05 | 47,689 | 24.53 | 59.89 | |
Security State Bank of Aitkin Minn. | 2.77 | 3.13 | 86,776 | 23.32 | 49.17 | |
First National Bank of Moody Tex. | 2.77 | 2.37 | 36,304 | 13.91 | 47.46 | |
142 | Peoples Bank and Trust Co. Owenton, Ky. | 2.76 | 2.75 | 61,847 | 16.98 | 52.00 |
143 | State Bank of Ceylon Minn. | 2.74 | 0.69 | 9,221 | 21.76 | 40.91 |
144 | Peoples State Bank Summit, S.D. | 2.73 | 2.17 | 42,834 | 31.06 | 41.83 |
145 | Rolette State Bank N.D. | 2.72 | 1.60 | 31,487 | 26.01 | 57.52 |
Community Bank Longview, Tex. | 2.72 | 2.64 | 84,144 | 38.82 | 60.59 | |
Louisville Community Development Bank Ky. | 2.72 | 6.33 | 33,263 | 17.38 | 62.97 | |
Douglas County Bank Douglasville, Ga. | 2.72 | 3.38 | 405,400 | 30.79 | 38.35 | |
149 | Grundy Bank Morris, Ill. | 2.71 | 2.89 | 211,391 | 25.40 | 54.89 |
Bank of Hydro Okla. | 2.71 | 2.96 | 81,810 | 28.68 | 41.42 | |
Durden Banking Co. Inc. Twin City, Ga. | 2.71 | 2.41 | 157,598 | 28.61 | 47.09 | |
Fort Davis State Bank Tex. | 2.71 | 2.62 | 57,978 | 25.95 | 64.76 |
Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
Source:
SNL Financial
, Charlottesville, Va.© 2008 American Banker