MADISON, Wis. — When credit unions charge a fee to a consumer using a non-credit union ATM network card or debit card, section 205.16 of Regulation E requires:
• Posting a sign in a prominent and conspicuous location on or at every ATM owned or operated by the credit union stating that a fee will (or may) apply, and
• Disclosing the fee on the terminal screen or paper notice before the consumer is committed to paying the fee. It is not necessary to include the amount of the fee on the sign.
• Additionally, section 205.9 of the regulation requires the amount of the fee to appear on the receipt.
