Time For Consumers To Step Up

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Thank you very much for posting this story (NCUA Rules CUs Must Accept Alternative Credit Reports, Nov. 8). Let's now hope fiscally responsible consumers step up, as only they can do, to self-report at their own expense, non-reported credit references that are independently verified by a CRA and formatted to be merged with a traditional credit bureau report and scored by Experian, Equifax, TransUnion, FICO, and VantageScore-with any application that requires a credit check.

Michael Nathans
Trycera Financial, Inc., Annapolis, Md.

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