Bank and Thrift Holding Companies with Highest Home Equity Loan Concentrations
October 07, 2009, 3:48 p.m. EDT 1 Min Read
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Bank and Thrift Holding Companies with Highest Home Equity Loan Concentrations
Bank and Thrift Holding Companies with Highest Home Equity Loan ConcentrationsAs of March 31, 2009. Dollars in thousands | ||||||
---|---|---|---|---|---|---|
Rank | Concentration | Home equity loans | Domestic loans and leases | |||
March 31 | Year earlier | March 31 | Change | |||
1 | American Investors Bank and Mortgage Eden Prairie, Minn. | 85.91% | 84.01% | $41,067 | 23.5% | $47,800 |
2 | Ameriprise Bank Minneapolis | 78.15 | 84.41 | 392,036 | 21.3 | 501,639 |
3 | Warrington Bank Pensacola, Fla. | 72.95 | 81.36 | 18,909 | 6.6 | 25,920 |
4 | Guaranty Bank Milwaukee | 64.70 | 60.87 | 798,930 | -14.5 | 1,234,807 |
5 | Principal Bank Des Moines | 56.51 | 51.79 | 1,019,248 | 6.5 | 1,803,522 |
6 | Washington Savings Bank Philadelphia | 54.03 | 58.25 | 75,858 | -6.2 | 140,390 |
7 | Vantage Point Bank Fort Washington, Pa. | 52.25 | 67.42 | 18,511 | 228.2 | 35,426 |
8 | First Federal Savings of Middletown N.Y. | 51.97 | 49.27 | 13,732 | -4.0 | 26,424 |
9 | Thrivent Financial Bank Appleton, Wis. | 51.89 | 51.91 | 234,603 | 16.7 | 452,138 |
10 | Liberty Savings Bank St. Cloud, Minn. | 50.64 | 63.88 | 50,272 | -18.1 | 99,268 |
11 | Private Bank Minnesota Minneapolis | 47.00 | 39.71 | 67,973 | 35.3 | 144,622 |
12 | Evolve Financial Group Inc. Cordova, Tenn. | 45.15 | 59.96 | 28,973 | -10.0 | 64,171 |
13 | Charles Schwab Bank Reno | 44.90 | 32.14 | 2,926,125 | 114.8 | 6,517,660 |
14 | USAA Federal Savings Bank San Antonio | 44.29 | 47.17 | 11,951,478 | -1.0 | 26,983,334 |
15 | Bank of the South Pensacola, Fla. | 43.20 | 47.72 | 5,102 | 30.2 | 11,810 |
16 | AIG Federal Savings Bank Wilmington, Del. | 41.34 | 48.94 | 79,036 | 11.9 | 191,187 |
17 | Inter Savings Bank Maple Grove, Minn. | 40.69 | 37.48 | 253,468 | -8.3 | 622,919 |
18 | South Central Bank Chicago | 39.71 | 34.08 | 57,622 | 27.6 | 145,125 |
19 | Greater Atlantic Bank Reston, Va. | 39.18 | 32.39 | 58,743 | 11.9 | 149,921 |
20 | Golden First Bank Great Neck, N.Y. | 38.25 | 36.27 | 4,157 | -15.6 | 10,868 |
21 | Herget Bank Pekin, Ill. | 37.56 | 34.28 | 61,320 | 17.8 | 163,238 |
22 | Stonebridge Bank Minneapolis | 37.11 | 24.79 | 19,452 | 121.4 | 52,422 |
23 | E-Trade Bank Arlington, Va. | 36.14 | 33.12 | 9,633,121 | -16.9 | 26,654,029 |
24 | MWABank Rock Island, Ill. | 35.93 | 41.77 | 56,546 | -13.0 | 157,388 |
25 | Oakworth Capital Bank Birmingham, Ala. | 35.53 | NA | 16,020 | NA | 45,092 |
26 | Nashville Bank and Trust Co. | 33.97 | 29.71 | 44,729 | 50.9 | 131,690 |
27 | First American Bank Corp. Elk Grove Village, Ill. | 33.61 | 33.81 | 682,689 | -6.2 | 2,031,176 |
28 | First National Bank of the Lakes Navarre, Minn. | 32.69 | 31.49 | 10,159 | 8.5 | 31,076 |
29 | Tightwad Bank Reading, Kan. | 32.49 | 30.85 | 4,772 | 49.5 | 14,687 |
30 | Encore Bancshares Inc. Houston | 32.13 | 27.06 | 380,884 | 21.5 | 1,185,424 |
31 | Haddon Savings Bank Haddon Heights, N.J. | 31.56 | 28.67 | 28,869 | 13.1 | 91,460 |
32 | Third Federal Savings and Loan Association of Cleveland | 31.00 | 24.30 | 2,929,426 | 40.2 | 9,449,999 |
33 | MoreBank Philadelphia | 30.77 | 28.90 | 11,745 | 67.2 | 38,176 |
34 | Leader Bank Arlington, Mass. | 30.60 | 31.82 | 74,231 | 19.2 | 242,552 |
35 | Pacific Trust Bank Chula Vista, Calif. | 30.51 | 25.26 | 243,504 | 29.1 | 798,211 |
36 | First Horizon National Corp. Memphis | 29.95 | 25.66 | 6,354,557 | -3.8 | 21,216,809 |
37 | Muncy Bank and Trust Co. Pa. | 29.74 | 30.98 | 53,030 | 10.4 | 178,300 |
38 | Rockland Savings Bank Rockland, Maine | 29.49 | 24.80 | 17,912 | 24.1 | 60,742 |
39 | Fremont Bancorp. Calif. | 29.22 | 29.24 | 543,622 | 12.8 | 1,860,331 |
40 | Kennebec Federal Savings and Loan Association of Waterville, Maine | 29.12 | 25.38 | 19,116 | 8.7 | 65,643 |
41 | Community Bank-Wheaton/Glen Ellyn Glen Ellyn, Ill. | 28.85 | 25.65 | 63,603 | 6.6 | 220,427 |
42 | Hamptons State Bank Southampton, N.Y. | 28.68 | 28.26 | 13,044 | 9.1 | 45,478 |
43 | Evergreen Bank Group Oak Brook, Ill. | 27.80 | 18.39 | 79,201 | 124.2 | 284,941 |
44 | Fidelity Savings and Loan Association of Bucks County Bristol, Pa. | 27.66 | 37.54 | 11,442 | -8.3 | 41,361 |
45 | State Bank of Southwest Missouri Springfield | 27.64 | 26.51 | 21,311 | 7.2 | 77,090 |
46 | Investment Savings Bank Altoona, Pa. | 27.47 | 26.12 | 19,581 | 13.7 | 71,275 |
47 | Burling Bank Chicago | 27.37 | 20.15 | 11,255 | 22.3 | 41,125 |
48 | Allied First Bank SB Oswego, Ill. | 27.35 | 22.79 | 34,279 | 8.2 | 125,345 |
49 | Community Bank of Elmhurst Ill. | 27.34 | 25.17 | 19,354 | 35.2 | 70,788 |
50 | Highlands State Bank Vernon, N.J. | 27.22 | 28.12 | 26,879 | 154.6 | 98,751 |
51 | First Hope Bank Hope, N.J. | 26.90 | 26.79 | 78,851 | 6.6 | 293,137 |
52 | First State Bank of Rosemount Minn. | 26.84 | 29.01 | 7,949 | -5.5 | 29,618 |
53 | Alden State Bank N.Y. | 26.65 | 26.17 | 33,442 | 9.3 | 125,476 |
54 | Lemont National Bank Ill. | 26.63 | 27.66 | 3,094 | -14.6 | 11,617 |
55 | Affinity Bank of Pennsylvania Wyomissing | 26.33 | 24.29 | 26,737 | 25.0 | 101,529 |
56 | Brainerd Savings and Loan Association Minn. | 26.18 | 27.78 | 13,275 | 2.1 | 50,715 |
57 | Harleysville National Corp. Pa. | 26.18 | 26.90 | 946,451 | 41.7 | 3,615,775 |
58 | Earthstar Bank Southampton, Pa. | 26.11 | 38.87 | 25,012 | -44.6 | 95,784 |
59 | Bank of Napa Calif. | 26.10 | 21.95 | 13,513 | 219.8 | 51,782 |
60 | Bank @Lantec Virginia Beach | 25.99 | 28.70 | 22,513 | -6.8 | 86,615 |
61 | RCB Corp. Sacramento | 25.94 | 26.24 | 133,071 | 0.5 | 513,012 |
62 | Riverside Bank of Central Florida Winter Park | 25.82 | 22.02 | 23,467 | 21.7 | 90,903 |
63 | Congaree State Bank West Columbia, S.C. | 25.67 | 21.84 | 28,530 | 81.7 | 111,150 |
64 | Northern Star Bank Mankato, Minn. | 25.22 | 20.39 | 10,692 | 28.2 | 42,396 |
65 | First National Bank of Moose Lake Minn. | 25.21 | 25.96 | 13,676 | 4.5 | 54,240 |
66 | 1st Colonial National Bank Collingswood, N.J. | 25.09 | 25.19 | 37,463 | 13.1 | 149,285 |
67 | Community Bank Plymouth Minn. | 25.03 | 19.59 | 15,350 | 39.2 | 61,322 |
68 | Roma Bank Robbinsville, N.J. | 24.97 | 27.65 | 129,181 | -0.6 | 517,430 |
69 | Maple City Savings Bank Hornell, N.Y. | 24.93 | 22.80 | 9,416 | 8.1 | 37,775 |
70 | Interamerican Bank Miami | 24.83 | 24.61 | 53,470 | 1.1 | 215,374 |
71 | Manor Bank Pa. | 24.77 | 17.48 | 1,640 | 70.1 | 6,620 |
72 | TriCo Bancshares Chico, Calif. | 24.27 | 22.90 | 380,229 | 7.2 | 1,566,956 |
73 | Pulaski Bank Creve Coeur, Mo. | 24.25 | 28.53 | 314,433 | -2.1 | 1,296,846 |
74 | Tradition Capital Bank Edina, Minn. | 24.13 | 20.76 | 32,538 | 49.2 | 134,860 |
75 | Charter National Bank and Trust Hoffman Estates, Ill. | 24.00 | 23.34 | 22,732 | -2.6 | 94,725 |
76 | Chain Bridge Bank McLean, Va. | 23.95 | 29.68 | 11,216 | 130.2 | 46,827 |
77 | Somerset Hills Bank Bernardsville, N.J. | 23.87 | 23.54 | 50,031 | 2.6 | 209,578 |
78 | SCB Bank Shelbyville, Ind. | 23.87 | 25.10 | 42,261 | 8.1 | 177,072 |
79 | Riverside Bank Sparkman, Ark. | 23.80 | 20.76 | 9,717 | 7.1 | 40,822 |
80 | Reliance Savings Bank Altoona, Pa. | 23.66 | 22.87 | 57,163 | 6.1 | 241,581 |
81 | State Bank of Richmond Minn. | 23.60 | 21.69 | 9,722 | 7.7 | 41,197 |
82 | SouthBank Palm Beach Gardens, Fla. | 23.57 | 26.44 | 1,939 | -17.5 | 8,225 |
83 | Community Bank Noblesville, Ind. | 23.55 | 22.28 | 46,243 | 4.6 | 196,384 |
84 | Webster Financial Corp. Waterbury, Conn. | 23.40 | 21.44 | 2,841,671 | 5.1 | 12,144,368 |
85 | Glen Rock Savings Bank N.J. | 23.38 | 24.68 | 23,184 | 16.1 | 99,180 |
86 | Pinnacle Bank Scottsdale, Ariz. | 23.19 | 15.26 | 8,737 | 60.0 | 37,679 |
87 | Cabarrus Bank and Trust Co. Concord, N.C. | 22.96 | 19.54 | 16,666 | 34.8 | 72,592 |
88 | Delanco Federal Savings Bank N.J. | 22.94 | 24.38 | 24,120 | 1.2 | 105,155 |
89 | Key Community Bank Inver Grove Heights, Minn. | 22.83 | 23.53 | 11,535 | 6.4 | 50,535 |
90 | Great Northern Bank St. Michael, Minn. | 22.71 | 21.36 | 14,821 | 6.3 | 65,259 |
91 | Citizens Financial Group Inc. Providence, R.I. | 22.65 | 21.68 | 24,675,825 | 2.4 | 108,962,255 |
92 | Forest Park National Bank and Trust Co. Ill. | 22.50 | 21.18 | 27,810 | 3.8 | 123,620 |
93 | First Safety Bank St. Bernard, Ohio | 22.39 | 22.94 | 8,818 | 1.4 | 39,380 |
94 | West Town Savings Bank Cicero, Ill. | 22.29 | 22.62 | 7,099 | 0.6 | 31,848 |
95 | Community Bank Delaware Lewes | 22.24 | 37.99 | 13,276 | 2.2 | 59,702 |
96 | Marco Community Bank Marco Island, Fla. | 22.11 | 22.66 | 25,958 | 0.3 | 117,418 |
97 | Community Bank of Bergen County Maywood, N.J. | 22.10 | 29.07 | 47,322 | -3.0 | 214,106 |
98 | Colonial American Bank Horsham, Pa. | 22.07 | 25.75 | 4,366 | 18.1 | 19,786 |
99 | Province Bank Marietta, Pa. | 21.97 | 27.68 | 12,510 | -11.9 | 56,940 |
100 | Eastern Federal Bank Norwich, Conn. | 21.87 | 19.04 | 34,963 | 2.8 | 159,885 |
101 | Community First Bank Pikesville, Md. | 21.86 | 28.63 | 9,852 | -23.2 | 45,072 |
102 | Grand Timber Bank McGregor, Minn. | 21.86 | 21.43 | 8,590 | 4.7 | 39,302 |
103 | Spencer Savings Bank SLA Elmwood Park, N.J. | 21.60 | 23.87 | 261,885 | -5.3 | 1,212,150 |
104 | Cottage Savings Bank Cincinnati | 21.58 | 24.63 | 6,766 | -8.4 | 31,351 |
105 | Edison National Bank Fort Myers, Fla. | 21.57 | 17.51 | 26,416 | 25.2 | 122,463 |
106 | National Iron Bank Salisbury, Conn. | 21.54 | 20.58 | 8,204 | 4.3 | 38,088 |
107 | Peoples' Bank of Arlington Heights Ill. | 21.51 | 17.13 | 17,236 | 38.7 | 80,147 |
108 | Freehold Savings Bank N.J. | 21.42 | 22.52 | 16,524 | -8.6 | 77,127 |
109 | Milford Federal Savings and Loan Association Mass. | 21.37 | 22.41 | 59,306 | -8.7 | 277,543 |
110 | First America Bank Osprey, Fla. | 21.35 | 15.61 | 14,119 | 42.9 | 66,127 |
111 | Chelsea Groton Savings Bank Norwich, Conn. | 21.16 | 25.93 | 119,487 | -10.8 | 564,730 |
112 | PyraMax Bank Greenfield, Wis. | 21.12 | 19.15 | 77,349 | 13.5 | 366,278 |
113 | Bank of Holland N.Y. | 21.10 | 20.37 | 9,863 | 2.4 | 46,737 |
114 | Bank of Georgetown Washington | 21.08 | 16.68 | 44,612 | 98.3 | 211,637 |
115 | First National Community Bank New Richmond, Wis. | 21.07 | 17.75 | 22,756 | 16.0 | 108,024 |
116 | Darien Rowayton Bank Darien, Conn. | 20.94 | 25.45 | 17,268 | 122.4 | 82,454 |
117 | Iron Workers Savings Bank Aston, Pa. | 20.80 | 26.31 | 25,028 | 0.9 | 120,312 |
118 | Town Center Bank Frankfort, Ill. | 20.79 | 16.62 | 18,078 | 47.6 | 86,960 |
119 | Allegiance Community Bank South Orange, N.J. | 20.77 | 15.62 | 15,733 | 62.7 | 75,757 |
120 | First Resource Bank Exton, Pa. | 20.75 | 20.24 | 20,368 | 14.5 | 98,168 |
121 | Meridian Bank Devon, Pa. | 20.70 | 14.22 | 47,981 | 120.0 | 231,773 |
122 | Bank of Birmingham Mich. | 20.44 | 24.96 | 12,154 | 11.8 | 59,471 |
123 | Neffs National Bank Pa. | 20.32 | 21.70 | 20,681 | 0.2 | 101,757 |
124 | Blaine State Bank Minn. | 20.27 | 21.65 | 4,097 | -0.8 | 20,209 |
125 | West Suburban Bancorp Inc. Lombard, Ill. | 20.24 | 21.38 | 249,608 | -6.6 | 1,233,374 |
126 | Malvern Federal Savings Bank Paoli, Pa. | 20.21 | 20.20 | 120,964 | 16.5 | 598,608 |
127 | Timberline Bank Grand Junction, Colo. | 20.19 | 17.74 | 43,586 | 35.8 | 215,931 |
128 | OneWest Bank Pasadena, Calif. | 20.16 | NA | 1,418,105 | NA | 7,034,077 |
129 | Security State Bank of Aitkin Minn. | 20.15 | 19.34 | 13,316 | 3.6 | 66,088 |
130 | Gibraltar Bank Oak Ridge, N.J. | 20.12 | 24.23 | 13,015 | 13.4 | 64,679 |
131 | Gateway Bank of Pennsylvania McMurray | 20.06 | 14.49 | 17,550 | 82.8 | 87,494 |
132 | Farmers National Bank of Emlenton Pa. | 20.05 | 20.70 | 55,723 | 14.0 | 277,978 |
133 | First Bank and Trust Evanston, Ill. | 20.00 | 17.24 | 78,525 | 28.9 | 392,715 |
134 | First National Bank of Absecon, N.J. | 19.91 | 20.75 | 11,022 | -2.3 | 55,362 |
135 | Camco Financial Corp. Cambridge, Ohio | 19.80 | 19.05 | 147,583 | -3.8 | 745,390 |
136 | Private Bank of Buckhead Atlanta | 19.80 | 14.07 | 17,870 | 221.4 | 90,266 |
137 | Community 1st Bank Post Falls, Idaho | 19.76 | 14.81 | 5,041 | 301.4 | 25,508 |
138 | Granite Savings Bank Rockport, Mass. | 19.70 | 19.45 | 7,473 | 3.8 | 37,933 |
139 | Cornerstone National Bank and Trust Co. Palatine, Ill. | 19.62 | 16.09 | 65,209 | 30.4 | 332,302 |
140 | Huntingdon Valley Bank Pa. | 19.58 | 23.62 | 19,863 | -16.7 | 101,433 |
141 | Sound Community Bank Seattle | 19.56 | 21.48 | 52,901 | 6.1 | 270,482 |
142 | Seattle Bank | 19.40 | 20.74 | 125,453 | 4.4 | 646,776 |
143 | Saddle River Valley Bank N.J. | 19.36 | 13.47 | 5,524 | 118.1 | 28,529 |
144 | TCF Financial Corp. Wayzata, Minn. | 19.34 | 20.64 | 2,668,126 | 0.8 | 13,795,617 |
145 | National Bank of Malvern Pa. | 19.34 | 19.78 | 17,196 | -1.6 | 88,935 |
146 | Rumson-Fair Haven Bank and Trust Co. Rumson, N.J. | 19.31 | 16.31 | 19,931 | 8.5 | 103,235 |
147 | Medina Savings and Loan Association N.Y. | 19.31 | 19.46 | 3,482 | -3.0 | 18,036 |
148 | NorthStar Bank Tampa | 19.26 | 21.86 | 7,133 | 118.9 | 37,027 |
149 | HomeStar Bank and Financial Services Manteno, Ill. | 19.25 | 17.53 | 68,043 | 11.4 | 353,514 |
150 | Northwestern Bank Traverse City, Mich. | 19.25 | 20.99 | 142,017 | 5.1 | 737,905 |
Home equity loans outstanding as a percentage of total consolidated loans. Data includes top-tier bank holding companies, commercial banks, savings banks, and savings institutions operating as of Aug. 27, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:
SNL Financial
, Charlottesville, Va. © 2009 American Banker