Bank and Thrift Holding Companies with Highest Home Equity Loan Concentrations

October 07, 2009, 3:48 p.m. EDT 1 Min Read

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Bank and Thrift Holding Companies with Highest Home Equity Loan ConcentrationsAs of March 31, 2009. Dollars in thousands Published October 7, 2009
Rank		Concentration		Home equity loans		Domestic loans and leases
Rank		March 31	Year earlier	March 31	Change	Domestic loans and leases
1	American Investors Bank and Mortgage Eden Prairie, Minn.	85.91%	84.01%	$41,067	23.5%	$47,800
2	Ameriprise Bank Minneapolis	78.15	84.41	392,036	21.3	501,639
3	Warrington Bank Pensacola, Fla.	72.95	81.36	18,909	6.6	25,920
4	Guaranty Bank Milwaukee	64.70	60.87	798,930	-14.5	1,234,807
5	Principal Bank Des Moines	56.51	51.79	1,019,248	6.5	1,803,522
6	Washington Savings Bank Philadelphia	54.03	58.25	75,858	-6.2	140,390
7	Vantage Point Bank Fort Washington, Pa.	52.25	67.42	18,511	228.2	35,426
8	First Federal Savings of Middletown N.Y.	51.97	49.27	13,732	-4.0	26,424
9	Thrivent Financial Bank Appleton, Wis.	51.89	51.91	234,603	16.7	452,138
10	Liberty Savings Bank St. Cloud, Minn.	50.64	63.88	50,272	-18.1	99,268
11	Private Bank Minnesota Minneapolis	47.00	39.71	67,973	35.3	144,622
12	Evolve Financial Group Inc. Cordova, Tenn.	45.15	59.96	28,973	-10.0	64,171
13	Charles Schwab Bank Reno	44.90	32.14	2,926,125	114.8	6,517,660
14	USAA Federal Savings Bank San Antonio	44.29	47.17	11,951,478	-1.0	26,983,334
15	Bank of the South Pensacola, Fla.	43.20	47.72	5,102	30.2	11,810
16	AIG Federal Savings Bank Wilmington, Del.	41.34	48.94	79,036	11.9	191,187
17	Inter Savings Bank Maple Grove, Minn.	40.69	37.48	253,468	-8.3	622,919
18	South Central Bank Chicago	39.71	34.08	57,622	27.6	145,125
19	Greater Atlantic Bank Reston, Va.	39.18	32.39	58,743	11.9	149,921
20	Golden First Bank Great Neck, N.Y.	38.25	36.27	4,157	-15.6	10,868
21	Herget Bank Pekin, Ill.	37.56	34.28	61,320	17.8	163,238
22	Stonebridge Bank Minneapolis	37.11	24.79	19,452	121.4	52,422
23	E-Trade Bank Arlington, Va.	36.14	33.12	9,633,121	-16.9	26,654,029
24	MWABank Rock Island, Ill.	35.93	41.77	56,546	-13.0	157,388
25	Oakworth Capital Bank Birmingham, Ala.	35.53	NA	16,020	NA	45,092
26	Nashville Bank and Trust Co.	33.97	29.71	44,729	50.9	131,690
27	First American Bank Corp. Elk Grove Village, Ill.	33.61	33.81	682,689	-6.2	2,031,176
28	First National Bank of the Lakes Navarre, Minn.	32.69	31.49	10,159	8.5	31,076
29	Tightwad Bank Reading, Kan.	32.49	30.85	4,772	49.5	14,687
30	Encore Bancshares Inc. Houston	32.13	27.06	380,884	21.5	1,185,424
31	Haddon Savings Bank Haddon Heights, N.J.	31.56	28.67	28,869	13.1	91,460
32	Third Federal Savings and Loan Association of Cleveland	31.00	24.30	2,929,426	40.2	9,449,999
33	MoreBank Philadelphia	30.77	28.90	11,745	67.2	38,176
34	Leader Bank Arlington, Mass.	30.60	31.82	74,231	19.2	242,552
35	Pacific Trust Bank Chula Vista, Calif.	30.51	25.26	243,504	29.1	798,211
36	First Horizon National Corp. Memphis	29.95	25.66	6,354,557	-3.8	21,216,809
37	Muncy Bank and Trust Co. Pa.	29.74	30.98	53,030	10.4	178,300
38	Rockland Savings Bank Rockland, Maine	29.49	24.80	17,912	24.1	60,742
39	Fremont Bancorp. Calif.	29.22	29.24	543,622	12.8	1,860,331
40	Kennebec Federal Savings and Loan Association of Waterville, Maine	29.12	25.38	19,116	8.7	65,643
41	Community Bank-Wheaton/Glen Ellyn Glen Ellyn, Ill.	28.85	25.65	63,603	6.6	220,427
42	Hamptons State Bank Southampton, N.Y.	28.68	28.26	13,044	9.1	45,478
43	Evergreen Bank Group Oak Brook, Ill.	27.80	18.39	79,201	124.2	284,941
44	Fidelity Savings and Loan Association of Bucks County Bristol, Pa.	27.66	37.54	11,442	-8.3	41,361
45	State Bank of Southwest Missouri Springfield	27.64	26.51	21,311	7.2	77,090
46	Investment Savings Bank Altoona, Pa.	27.47	26.12	19,581	13.7	71,275
47	Burling Bank Chicago	27.37	20.15	11,255	22.3	41,125
48	Allied First Bank SB Oswego, Ill.	27.35	22.79	34,279	8.2	125,345
49	Community Bank of Elmhurst Ill.	27.34	25.17	19,354	35.2	70,788
50	Highlands State Bank Vernon, N.J.	27.22	28.12	26,879	154.6	98,751
51	First Hope Bank Hope, N.J.	26.90	26.79	78,851	6.6	293,137
52	First State Bank of Rosemount Minn.	26.84	29.01	7,949	-5.5	29,618
53	Alden State Bank N.Y.	26.65	26.17	33,442	9.3	125,476
54	Lemont National Bank Ill.	26.63	27.66	3,094	-14.6	11,617
55	Affinity Bank of Pennsylvania Wyomissing	26.33	24.29	26,737	25.0	101,529
56	Brainerd Savings and Loan Association Minn.	26.18	27.78	13,275	2.1	50,715
57	Harleysville National Corp. Pa.	26.18	26.90	946,451	41.7	3,615,775
58	Earthstar Bank Southampton, Pa.	26.11	38.87	25,012	-44.6	95,784
59	Bank of Napa Calif.	26.10	21.95	13,513	219.8	51,782
60	Bank @Lantec Virginia Beach	25.99	28.70	22,513	-6.8	86,615
61	RCB Corp. Sacramento	25.94	26.24	133,071	0.5	513,012
62	Riverside Bank of Central Florida Winter Park	25.82	22.02	23,467	21.7	90,903
63	Congaree State Bank West Columbia, S.C.	25.67	21.84	28,530	81.7	111,150
64	Northern Star Bank Mankato, Minn.	25.22	20.39	10,692	28.2	42,396
65	First National Bank of Moose Lake Minn.	25.21	25.96	13,676	4.5	54,240
66	1st Colonial National Bank Collingswood, N.J.	25.09	25.19	37,463	13.1	149,285
67	Community Bank Plymouth Minn.	25.03	19.59	15,350	39.2	61,322
68	Roma Bank Robbinsville, N.J.	24.97	27.65	129,181	-0.6	517,430
69	Maple City Savings Bank Hornell, N.Y.	24.93	22.80	9,416	8.1	37,775
70	Interamerican Bank Miami	24.83	24.61	53,470	1.1	215,374
71	Manor Bank Pa.	24.77	17.48	1,640	70.1	6,620
72	TriCo Bancshares Chico, Calif.	24.27	22.90	380,229	7.2	1,566,956
73	Pulaski Bank Creve Coeur, Mo.	24.25	28.53	314,433	-2.1	1,296,846
74	Tradition Capital Bank Edina, Minn.	24.13	20.76	32,538	49.2	134,860
75	Charter National Bank and Trust Hoffman Estates, Ill.	24.00	23.34	22,732	-2.6	94,725
76	Chain Bridge Bank McLean, Va.	23.95	29.68	11,216	130.2	46,827
77	Somerset Hills Bank Bernardsville, N.J.	23.87	23.54	50,031	2.6	209,578
78	SCB Bank Shelbyville, Ind.	23.87	25.10	42,261	8.1	177,072
79	Riverside Bank Sparkman, Ark.	23.80	20.76	9,717	7.1	40,822
80	Reliance Savings Bank Altoona, Pa.	23.66	22.87	57,163	6.1	241,581
81	State Bank of Richmond Minn.	23.60	21.69	9,722	7.7	41,197
82	SouthBank Palm Beach Gardens, Fla.	23.57	26.44	1,939	-17.5	8,225
83	Community Bank Noblesville, Ind.	23.55	22.28	46,243	4.6	196,384
84	Webster Financial Corp. Waterbury, Conn.	23.40	21.44	2,841,671	5.1	12,144,368
85	Glen Rock Savings Bank N.J.	23.38	24.68	23,184	16.1	99,180
86	Pinnacle Bank Scottsdale, Ariz.	23.19	15.26	8,737	60.0	37,679
87	Cabarrus Bank and Trust Co. Concord, N.C.	22.96	19.54	16,666	34.8	72,592
88	Delanco Federal Savings Bank N.J.	22.94	24.38	24,120	1.2	105,155
89	Key Community Bank Inver Grove Heights, Minn.	22.83	23.53	11,535	6.4	50,535
90	Great Northern Bank St. Michael, Minn.	22.71	21.36	14,821	6.3	65,259
91	Citizens Financial Group Inc. Providence, R.I.	22.65	21.68	24,675,825	2.4	108,962,255
92	Forest Park National Bank and Trust Co. Ill.	22.50	21.18	27,810	3.8	123,620
93	First Safety Bank St. Bernard, Ohio	22.39	22.94	8,818	1.4	39,380
94	West Town Savings Bank Cicero, Ill.	22.29	22.62	7,099	0.6	31,848
95	Community Bank Delaware Lewes	22.24	37.99	13,276	2.2	59,702
96	Marco Community Bank Marco Island, Fla.	22.11	22.66	25,958	0.3	117,418
97	Community Bank of Bergen County Maywood, N.J.	22.10	29.07	47,322	-3.0	214,106
98	Colonial American Bank Horsham, Pa.	22.07	25.75	4,366	18.1	19,786
99	Province Bank Marietta, Pa.	21.97	27.68	12,510	-11.9	56,940
100	Eastern Federal Bank Norwich, Conn.	21.87	19.04	34,963	2.8	159,885
101	Community First Bank Pikesville, Md.	21.86	28.63	9,852	-23.2	45,072
102	Grand Timber Bank McGregor, Minn.	21.86	21.43	8,590	4.7	39,302
103	Spencer Savings Bank SLA Elmwood Park, N.J.	21.60	23.87	261,885	-5.3	1,212,150
104	Cottage Savings Bank Cincinnati	21.58	24.63	6,766	-8.4	31,351
105	Edison National Bank Fort Myers, Fla.	21.57	17.51	26,416	25.2	122,463
106	National Iron Bank Salisbury, Conn.	21.54	20.58	8,204	4.3	38,088
107	Peoples' Bank of Arlington Heights Ill.	21.51	17.13	17,236	38.7	80,147
108	Freehold Savings Bank N.J.	21.42	22.52	16,524	-8.6	77,127
109	Milford Federal Savings and Loan Association Mass.	21.37	22.41	59,306	-8.7	277,543
110	First America Bank Osprey, Fla.	21.35	15.61	14,119	42.9	66,127
111	Chelsea Groton Savings Bank Norwich, Conn.	21.16	25.93	119,487	-10.8	564,730
112	PyraMax Bank Greenfield, Wis.	21.12	19.15	77,349	13.5	366,278
113	Bank of Holland N.Y.	21.10	20.37	9,863	2.4	46,737
114	Bank of Georgetown Washington	21.08	16.68	44,612	98.3	211,637
115	First National Community Bank New Richmond, Wis.	21.07	17.75	22,756	16.0	108,024
116	Darien Rowayton Bank Darien, Conn.	20.94	25.45	17,268	122.4	82,454
117	Iron Workers Savings Bank Aston, Pa.	20.80	26.31	25,028	0.9	120,312
118	Town Center Bank Frankfort, Ill.	20.79	16.62	18,078	47.6	86,960
119	Allegiance Community Bank South Orange, N.J.	20.77	15.62	15,733	62.7	75,757
120	First Resource Bank Exton, Pa.	20.75	20.24	20,368	14.5	98,168
121	Meridian Bank Devon, Pa.	20.70	14.22	47,981	120.0	231,773
122	Bank of Birmingham Mich.	20.44	24.96	12,154	11.8	59,471
123	Neffs National Bank Pa.	20.32	21.70	20,681	0.2	101,757
124	Blaine State Bank Minn.	20.27	21.65	4,097	-0.8	20,209
125	West Suburban Bancorp Inc. Lombard, Ill.	20.24	21.38	249,608	-6.6	1,233,374
126	Malvern Federal Savings Bank Paoli, Pa.	20.21	20.20	120,964	16.5	598,608
127	Timberline Bank Grand Junction, Colo.	20.19	17.74	43,586	35.8	215,931
128	OneWest Bank Pasadena, Calif.	20.16	NA	1,418,105	NA	7,034,077
129	Security State Bank of Aitkin Minn.	20.15	19.34	13,316	3.6	66,088
130	Gibraltar Bank Oak Ridge, N.J.	20.12	24.23	13,015	13.4	64,679
131	Gateway Bank of Pennsylvania McMurray	20.06	14.49	17,550	82.8	87,494
132	Farmers National Bank of Emlenton Pa.	20.05	20.70	55,723	14.0	277,978
133	First Bank and Trust Evanston, Ill.	20.00	17.24	78,525	28.9	392,715
134	First National Bank of Absecon, N.J.	19.91	20.75	11,022	-2.3	55,362
135	Camco Financial Corp. Cambridge, Ohio	19.80	19.05	147,583	-3.8	745,390
136	Private Bank of Buckhead Atlanta	19.80	14.07	17,870	221.4	90,266
137	Community 1st Bank Post Falls, Idaho	19.76	14.81	5,041	301.4	25,508
138	Granite Savings Bank Rockport, Mass.	19.70	19.45	7,473	3.8	37,933
139	Cornerstone National Bank and Trust Co. Palatine, Ill.	19.62	16.09	65,209	30.4	332,302
140	Huntingdon Valley Bank Pa.	19.58	23.62	19,863	-16.7	101,433
141	Sound Community Bank Seattle	19.56	21.48	52,901	6.1	270,482
142	Seattle Bank	19.40	20.74	125,453	4.4	646,776
143	Saddle River Valley Bank N.J.	19.36	13.47	5,524	118.1	28,529
144	TCF Financial Corp. Wayzata, Minn.	19.34	20.64	2,668,126	0.8	13,795,617
145	National Bank of Malvern Pa.	19.34	19.78	17,196	-1.6	88,935
146	Rumson-Fair Haven Bank and Trust Co. Rumson, N.J.	19.31	16.31	19,931	8.5	103,235
147	Medina Savings and Loan Association N.Y.	19.31	19.46	3,482	-3.0	18,036
148	NorthStar Bank Tampa	19.26	21.86	7,133	118.9	37,027
149	HomeStar Bank and Financial Services Manteno, Ill.	19.25	17.53	68,043	11.4	353,514
150	Northwestern Bank Traverse City, Mich.	19.25	20.99	142,017	5.1	737,905

Home equity loans outstanding as a percentage of total consolidated loans. Data includes top-tier bank holding companies, commercial banks, savings banks, and savings institutions operating as of Aug. 27, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial