Bank and Thrift Holding Companies with Highest Noninterest Income Ratios
June 25, 2009, 10:08 a.m. EDT 1 Min Read
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Bank and Thrift Holding Companies with Highest Noninterest Income Ratios
Bank and Thrift Holding Companies with Highest Noninterest Income RatiosOn Dec. 31, 2008. Dollars in thousands | ||||||||
---|---|---|---|---|---|---|---|---|
Rank | | Type of | Income | | Assets | |||
Noninterest | Total net | | ||||||
1 | Marshall BankFirst Corp. Minneapolis | none | bank | $10,374 | $1,771 | 585.8% | $82,934 | $371,165 |
2 | Bankers Bancorp Inc. Springfield, Ill. | none | bank | 11,008 | 3,198 | 344.2 | 9,159 | 622,045 |
3 | Peapack-Gladstone Financial Corp. Gladstone, N.J. | none | bank | 14,382 | 5,039 | 285.4 | 13,823 | 1,385,425 |
4 | Financial Institutions Inc. Warsaw, N.Y. | none | bank | 18,690 | 16,491 | 113.3 | 19,958 | 1,916,919 |
5 | FDS Bank Mason, Ohio | Macys Inc. | thrift | 591,146 | 593,600 | 99.6 | 621,834 | 114,785 |
6 | Northwestern Mutual Wealth Management Co. Milwaukee | Northwestern Mutual Life Insurance Co. | thrift | 113,644 | 115,231 | 98.6 | 56,224 | 41,290 |
7 | SEI Private Trust Co. Oaks, Pa. | SEI Investments Co. | thrift | 155,059 | 158,567 | 97.8 | 156,499 | 92,687 |
8 | CU Bank Shares Inc. Dallas | none | bank | 125,414 | 128,322 | 97.7 | 104,984 | 1,217,564 |
9 | TIAA-CREF Trust Co. FSB St. Louis | TIAA Board of Overseers | thrift | 25,389 | 26,020 | 97.6 | 23,965 | 18,541 |
10 | Trust Co. of Virginia Richmond | TCV Financial Corp. | thrift | 6,634 | 6,802 | 97.5 | NA | 5,256 |
Franklin Resources Inc. San Mateo, Calif. | none | bank | 5,170,994 | 5,302,514 | 97.5 | 6,471,457 | 8,962,111 | |
12 | Guardian Trust Co. FSB New York | Guardian Life Insurance Co. of America | thrift | 5,980 | 6,167 | 97.0 | 6,675 | 6,293 |
13 | Capital Bank and Trust Co. FSB Irvine, Calif. | Capital Group Cos. Inc. | thrift | 139,022 | 143,674 | 96.8 | 128,279 | 157,807 |
14 | Fidelity Personal Trust Co. FSB Boston | FMR LLC | thrift | 24,675 | 25,510 | 96.7 | 18,213 | 24,825 |
National Advisors Trust Co. FSB Overland Park, Kan. | National Advisors Holdings Inc. | thrift | 4,101 | 4,240 | 96.7 | 4,024 | 4,777 | |
16 | Stifel Financial Corp. St. Louis | none | bank | 838,843 | 870,482 | 96.4 | 733,926 | 1,558,145 |
17 | Edward Jones Trust Co. St. Louis | Jones Financial Cos. LLLP | thrift | 14,398 | 14,989 | 96.1 | 14,314 | 34,085 |
18 | MMA Trust Co. Goshen, Ind. | Mennonite Mutual Aid Association | thrift | 2,597 | 2,713 | 95.7 | 2,714 | 4,429 |
19 | Davidson Trust Co. Great Falls, Mont. | Davidson Cos. | thrift | 4,369 | 4,578 | 95.4 | 5,276 | 5,164 |
20 | Bessemer Group Inc. Woodbridge, N.J. | none | bank | 272,192 | 286,347 | 95.1 | 304,084 | 1,793,126 |
21 | Independence Trust Co. Franklin, Tenn. | Independence Holding Corp. | thrift | 1,627 | 1,717 | 94.8 | 1,881 | 3,212 |
22 | Country Trust Bank Bloomington, Ill. | Illinois Agricultural Association | thrift | 20,320 | 21,462 | 94.7 | 18,861 | 27,960 |
23 | Nordstrom FSB Scottsdale, Ariz. | Nordstrom Inc. | thrift | 186,016 | 197,261 | 94.3 | 183,607 | 184,733 |
24 | Universal Savings Bank FA Milwaukee | Universal Savings Banc Holdings Inc. | thrift | 654 | 696 | 94.0 | 3,841 | 3,075 |
25 | Eagle Bank Everett, Mass. | none | thrift | 1,647 | 1,805 | 91.2 | 2,078 | 430,322 |
26 | Nationwide Bank Columbus, Ohio | Nationwide Mutual Group | thrift | 233,282 | 256,064 | 91.1 | 268,372 | 2,246,123 |
27 | Bank of New York Mellon Corp. | none | bank | 12,181,000 | 13,504,000 | 90.2 | 9,265,000 | 237,652,000 |
28 | MassMutual Trust Co. FSB Enfield, Conn. | Massachusetts Mutual Life Insurance Co. | thrift | 4,962 | 5,518 | 89.9 | 4,596 | 15,691 |
29 | Midwest Banc Holdings Inc. Melrose Park, Ill. | none | bank | 31,387 | 36,370 | 86.3 | 15,445 | 3,570,212 |
30 | Franklin Federal Savings and Loan Association of Richmond Glen Allen, Va. | Franklin Financial Corp. | thrift | 2,406 | 2,875 | 83.7 | 2,610 | 992,840 |
31 | First Community Bancshares Inc. Houston | none | bank | 173,558 | 208,641 | 83.2 | 168,699 | 1,015,212 |
32 | Auto Club Trust FSB Dearborn, Mich. | Auto Club Insurance Association Group | thrift | 1,159 | 1,410 | 82.2 | 2,500 | 6,368 |
33 | Seattle Bank | Seattle Financial Group Inc. | thrift | 21,997 | 27,463 | 80.1 | 202,521 | 665,426 |
34 | FSB Bancorp Inc. Altus, Okla. | none | bank | 9,996 | 12,559 | 79.6 | NA | 123,622 |
35 | American Express Bank FSB Salt Lake City | American Express Co. | thrift | 4,952,835 | 6,272,193 | 79.0 | 4,908,137 | 29,908,476 |
36 | Woodforest Financial Group Inc. The Woodlands, Texas | none | bank | 323,527 | 411,704 | 78.6 | 221,290 | 2,987,421 |
37 | Northern Trust Corp. Chicago | none | bank | 3,254,670 | 4,278,527 | 76.1 | 2,670,607 | 82,053,626 |
38 | Briscoe Ranch Inc. Uvalde, Texas | none | bank | 46,650 | 61,501 | 75.9 | NA | 609,144 |
39 | State Street Corp. Boston | none | bank | 8,097,296 | 10,692,891 | 75.7 | 6,599,477 | 176,632,334 |
40 | Lauritzen Corp. Omaha | none | bank | 89,808 | 119,743 | 75.0 | 91,033 | 1,437,868 |
41 | MetLife Inc. New York | none | bank | 37,142,747 | 49,665,720 | 74.8 | 36,087,041 | 501,678,258 |
42 | Independent Bankers Financial Corp. Irving, Texas | none | bank | 99,448 | 134,752 | 73.8 | 83,247 | 2,093,219 |
43 | Pedcor Capital LLC Carmel, Ind. | none | bank | 14,591 | 19,947 | 73.1 | 25,492 | 394,806 |
United National Corp. Sioux Falls, S.D. | none | bank | 604,902 | 827,029 | 73.1 | 616,278 | 1,540,915 | |
45 | Rainier Pacific Financial Group Inc. Tacoma | none | bank | 9,365 | 13,047 | 71.8 | 8,492 | 847,259 |
46 | Pacific Coast Bankers Bancshares San Francisco | none | bank | 37,720 | 53,570 | 70.4 | NA | 690,285 |
47 | Pierce County Bancorp Tacoma | none | bank | 19,015 | 27,828 | 68.3 | 13,489 | 262,629 |
48 | OceanPoint Financial Partners Newport, R.I. | none | bank | 11,673 | 17,201 | 67.9 | 12,220 | 1,102,447 |
49 | Tolleson Wealth Management Inc. Dallas | none | bank | 13,283 | 20,474 | 64.9 | 12,260 | 322,374 |
50 | Platinum Community Bank Rolling Meadows, Ill. | Platinum Bancshares Inc. | thrift | 2,480 | 3,831 | 64.7 | -3,725 | 86,519 |
Wilmington Trust Corp. Del. | none | bank | 420,427 | 650,141 | 64.7 | 383,380 | 12,586,360 | |
52 | Forethought Federal Savings Bank Batesville, Ind. | none | thrift | 1,856 | 2,874 | 64.6 | 1,890 | 124,429 |
53 | Evolve Financial Group Inc. Cordova, Tenn. | none | bank | 6,936 | 10,762 | 64.4 | 4,094 | 124,702 |
54 | Strategic Capital Bancorp Inc. Champaign, Ill. | none | bank | 2,088 | 3,264 | 64.0 | NA | 605,989 |
55 | MetaBank Storm Lake, Iowa | Meta Financial Group Inc. | thrift | 45,908 | 72,451 | 63.4 | 22,454 | 857,466 |
56 | Cenlar FSB Trenton, N.J. | Cenlar Capital Corp. | thrift | 33,347 | 52,724 | 63.2 | 41,169 | 558,489 |
57 | Provident Bankshares Corp. Baltimore | none | bank | 109,302 | 174,100 | 62.8 | 124,188 | 6,560,925 |
58 | Two Rivers Bank and Trust Burlington, Iowa | Two Rivers Financial Group Inc. | thrift | 14,607 | 23,293 | 62.7 | 12,916 | 283,178 |
59 | Alerus Financial Corp. Grand Forks, N.D. | none | bank | 40,175 | 65,183 | 61.6 | 33,231 | 759,735 |
Rurban Financial Corp. Defiance, Ohio | none | bank | 28,061 | 45,588 | 61.6 | 26,859 | 657,619 | |
61 | First National Bankers Bankshares Inc. Baton Rouge | none | bank | 25,636 | 42,932 | 59.7 | 15,715 | 1,146,835 |
62 | Essex Savings Bank Conn. | none | thrift | 12,418 | 20,821 | 59.6 | 12,541 | 270,483 |
63 | First Horizon National Corp. Memphis | none | bank | 1,405,722 | 2,360,701 | 59.5 | 838,172 | 31,022,768 |
64 | Access National Corp. Reston, Va. | none | bank | 30,671 | 51,735 | 59.3 | 27,707 | 702,324 |
65 | MidCountry Bank Marion, Ill. | MidCountry Financial Corp. | thrift | 47,988 | 84,177 | 57.0 | 27,638 | 967,308 |
66 | Ameri-National Corp. Overland Park, Kan. | none | bank | 22,835 | 40,318 | 56.6 | 20,374 | 996,007 |
67 | Cass Information Systems Inc. Bridgeton, Mo. | none | bank | 52,618 | 93,930 | 56.0 | 47,863 | 885,228 |
68 | First Community Corp. Lexington, S.C. | none | bank | 4,454 | 8,040 | 55.4 | 4,999 | 651,332 |
69 | First Investors Federal Savings Bank Edison, N.J. | First Investors Consolidated Corp. | thrift | 2,890 | 5,241 | 55.1 | 3,564 | 50,145 |
70 | Salin Bancshares Inc. Indianapolis | none | bank | 10,088 | 18,462 | 54.6 | 10,701 | 779,551 |
71 | Silverton Financial Services Inc. Atlanta | none | bank | 75,970 | 141,814 | 53.6 | 56,914 | 3,173,591 |
72 | U.S. Bancorp Minneapolis | none | bank | 7,770,000 | 14,524,000 | 53.5 | 7,150,000 | 267,032,000 |
73 | Guaranty Bank Milwaukee | Guaranty Financial MHC | thrift | 116,707 | 218,833 | 53.3 | 71,863 | 1,629,217 |
74 | First American Trust FSB Santa Ana, Calif. | First American Corp. | thrift | 24,611 | 46,594 | 52.8 | 12,284 | 1,162,056 |
75 | Fullerton Federal Savings Association Baltimore | none | thrift | 165 | 313 | 52.7 | 64 | 9,404 |
76 | Boston Private Financial Holdings Inc. | none | bank | 226,537 | 431,509 | 52.5 | 214,099 | 7,339,476 |
77 | Dickinson Financial Corp. II Kansas City, Mo. | none | bank | 177,217 | 341,982 | 51.8 | 159,926 | 6,095,996 |
78 | CCB Financial Corp. Kansas City, Mo. | none | bank | 28,693 | 55,933 | 51.3 | 23,592 | 777,810 |
79 | UMB Financial Corp. Kansas City, Mo. | none | bank | 300,051 | 588,401 | 51.0 | 287,122 | 10,971,391 |
80 | Western Alliance Bancorp. Las Vegas | none | bank | 39,649 | 77,863 | 50.9 | 21,491 | 5,243,763 |
81 | Farmers and Merchants Investment Inc. Lincoln, Neb. | none | bank | 59,178 | 116,955 | 50.6 | 57,061 | 2,486,772 |
82 | Southwest Georgia Financial Corp. Moultrie | none | bank | 5,580 | 11,075 | 50.4 | 6,715 | 267,297 |
83 | PNC Financial Services Group Inc. Pittsburgh | none | bank | 3,560,575 | 7,177,595 | 49.6 | 3,795,714 | 291,092,876 |
84 | Community Central Bank Corp. Mount Clemens, Mich. | none | bank | 11,237 | 22,825 | 49.2 | 5,766 | 556,950 |
Ulster Savings Bank Kingston, N.Y. | none | thrift | 15,027 | 30,525 | 49.2 | 14,992 | 695,894 | |
86 | Royal Bancshares of Pennsylvania Inc. Narberth | none | bank | 9,441 | 19,395 | 48.7 | 7,530 | 1,188,182 |
87 | Midwest Heritage Bank FSB West Des Moines | Hy-Vee Inc. | thrift | 4,798 | 9,897 | 48.5 | 3,723 | 140,844 |
88 | Amalgamated Investments Co. Chicago | none | bank | 21,448 | 44,298 | 48.4 | 25,886 | 737,773 |
Plains Capital Corp. Dallas | Maedgen & White Ltd. | bank | 119,301 | 246,497 | 48.4 | 85,363 | 3,958,496 | |
90 | Home Savings of America Little Falls, Minn. | Home Savings Bancorp | thrift | 8,620 | 17,830 | 48.3 | 124 | 427,899 |
91 | Capital One Financial Corp. McLean, Va. | none | bank | 6,685,135 | 13,877,993 | 48.2 | 7,677,927 | 165,913,451 |
92 | City Holding Co. Charleston, W.Va. | none | bank | 59,109 | 122,973 | 48.1 | 55,723 | 2,582,406 |
93 | Tennessee Central Bancshares Inc. Parsons | none | bank | 20,072 | 42,206 | 47.6 | NA | 715,791 |
94 | Arvest Bank Group Inc. Bentonville, Ark. | none | bank | 299,608 | 640,381 | 46.8 | 272,560 | 10,226,011 |
95 | Square 1 Financial Inc. Durham, N.C. | none | bank | 6,187 | 13,342 | 46.4 | NA | 1,273,265 |
96 | Eureka Bank Pittsburgh | Eureka Bancorp MHC | thrift | 2,770 | 6,015 | 46.1 | 76 | 104,616 |
97 | Webster Five Cents Savings Bank Mass. | WebFive MHC | thrift | 5,618 | 12,291 | 45.7 | 4,960 | 543,947 |
98 | Central Community Corp. Temple, Texas | none | bank | 30,075 | 66,061 | 45.5 | 31,715 | 1,023,331 |
99 | USAA Federal Savings Bank San Antonio | United Services Automobile Association | thrift | 908,733 | 2,001,995 | 45.4 | 1,014,267 | 32,584,979 |
Domestic Bank Cranston, R.I. | Sargent Investors Inc. | thrift | 7,603 | 16,753 | 45.4 | 8,484 | 248,524 | |
Pilgrim Bank Cohasset, Mass. | none | thrift | 327 | 721 | 45.4 | 279 | 155,421 | |
102 | Apple Financial Holdings Inc. New York | none | bank | 30,989 | 68,355 | 45.3 | 50,480 | 6,866,518 |
103 | First Bancshares Inc. Merrillville, Ind. | none | bank | 30,075 | 66,657 | 45.1 | 28,738 | 1,968,570 |
104 | Carbon County Holding Co. Rawlins, Wyo. | none | bank | 5,158 | 11,512 | 44.8 | 4,433 | 163,379 |
105 | SNBNY Holdings Ltd. Gibraltar | none | bank | 51,179 | 114,367 | 44.7 | 61,402 | 4,407,249 |
Southbridge Savings Bank Mass. | Green Valley Bancorp MHC | thrift | 4,390 | 9,811 | 44.7 | 4,257 | 448,678 | |
Capitol Bancorp. Inc. Britton, S.D. | none | bank | 58,860 | 131,784 | 44.7 | 58,166 | 632,252 | |
108 | First Security Bancorp Searcy, Ark. | none | bank | 65,818 | 147,610 | 44.6 | 53,391 | 2,743,351 |
109 | Priority Bank Ozark, Ark. | Priority One Holding Co. | thrift | 1,623 | 3,658 | 44.4 | 1,332 | 52,556 |
110 | West Town Savings Bank Cicero, Ill. | West Town Bancorp Inc. | thrift | 247 | 557 | 44.3 | 300 | 57,651 |
111 | National Penn Bancshares Inc. Boyertown, Pa. | none | bank | 121,582 | 275,496 | 44.1 | 71,134 | 9,395,588 |
112 | SCB Bank Shelbyville, Ind. | Blue River Bancshares Inc. | thrift | 5,600 | 12,797 | 43.8 | 590 | 252,152 |
113 | 1st Source Corp. South Bend, Ind. | none | bank | 94,761 | 216,701 | 43.7 | 74,456 | 4,464,320 |
KeyCorp Cleveland | none | bank | 1,866,027 | 4,269,747 | 43.7 | 2,248,714 | 105,231,004 | |
115 | MountainOne Financial Partners North Adams, Mass. | none | bank | 10,466 | 24,052 | 43.5 | 10,504 | 882,726 |
116 | Johnson Financial Group Inc. Racine, Wis. | none | bank | 102,958 | 237,263 | 43.4 | 95,341 | 5,731,675 |
117 | Northeast Bancorp Lewiston, Maine | none | bank | 11,539 | 26,795 | 43.1 | 8,938 | 618,683 |
118 | EverBank Jacksonville, Fla. | EverBank Financial Corp. | thrift | 129,944 | 302,834 | 42.9 | 124,666 | 7,047,356 |
TCF Financial Corp. Wayzata, Minn. | none | bank | 467,610 | 1,089,964 | 42.9 | 516,504 | 16,782,760 | |
120 | Fifth Third Bancorp Cincinnati | none | bank | 2,758,573 | 6,459,348 | 42.7 | 2,297,050 | 119,763,812 |
121 | Beal Bank Plano, Texas | Beal Financial Corp. | thrift | 97,249 | 228,559 | 42.5 | NA | 2,450,794 |
122 | Pioneer Bank Troy, N.Y. | none | thrift | 6,893 | 16,263 | 42.4 | 7,276 | 703,587 |
123 | First Savings Bank Beresford, S.D. | Beresford Bancorp. Inc. | thrift | 23,290 | 55,583 | 41.9 | 21,651 | 451,988 |
Oneida Savings Bank N.Y. | Oneida Financial MHC | thrift | 10,583 | 25,275 | 41.9 | 17,816 | 540,150 | |
125 | Farm Bureau Bank FSB Sparks, Nev. | FB BanCorp | thrift | 14,905 | 35,622 | 41.8 | 14,595 | 592,331 |
126 | Washington Trust Bancorp Inc. Westerly, R.I. | none | bank | 44,142 | 105,943 | 41.7 | 45,023 | 2,965,859 |
127 | Ambank Holdings Inc. Davenport, Iowa | none | bank | 11,139 | 26,943 | 41.3 | 7,368 | 683,502 |
BB&T Corp. Winston-Salem, N.C. | none | bank | 3,058,826 | 7,403,517 | 41.3 | 2,776,758 | 152,015,025 | |
Southern National Banks Inc. Fort Walton Beach, Fla. | none | bank | 10,683 | 25,872 | 41.3 | 11,680 | 339,711 | |
130 | Bank of Hawaii Corp. Honolulu | none | bank | 297,406 | 723,673 | 41.1 | 244,554 | 10,763,475 |
131 | Extraco Corp. Waco, Texas | none | bank | 26,589 | 64,781 | 41.0 | 24,859 | 1,084,551 |
132 | Grand Bank for Savings FSB Hattiesburg, Miss. | Grand Financial Corp. | thrift | 3,450 | 8,441 | 40.9 | 3,818 | 133,025 |
Regions Financial Corp. Birmingham, Ala. | none | bank | 2,724,092 | 6,667,292 | 40.9 | 2,762,410 | 146,253,935 | |
134 | Illinois National Bancorp Inc. Springfield | none | bank | 12,142 | 29,767 | 40.8 | NA | 620,211 |
135 | Strata Bank Medway, Mass. | Service Bancorp MHC | thrift | 1,790 | 4,418 | 40.5 | 1,804 | 385,809 |
136 | BankAtlantic Fort Lauderdale, Fla. | BFC Financial Corp. | thrift | 132,515 | 328,150 | 40.4 | 124,610 | 5,713,757 |
137 | Teche Federal Bank Franklin, La. | Teche Holding Co. | thrift | 15,889 | 39,668 | 40.1 | 14,634 | 765,314 |
138 | Webster Financial Corp. Waterbury, Conn. | none | bank | 191,856 | 480,570 | 39.9 | 192,222 | 17,600,122 |
139 | JPMorgan Chase & Co. New York | none | bank | 26,752,000 | 67,252,000 | 39.8 | 45,060,000 | 2,175,052,000 |
140 | Iberiabank Corp. Lafayette, La. | none | bank | 90,660 | 229,229 | 39.5 | 75,837 | 5,583,226 |
VIST Financial Corp. Wyomissing, Pa. | none | bank | 18,384 | 46,495 | 39.5 | 19,871 | 1,225,239 | |
BancorpSouth Inc. Tupelo, Miss. | none | bank | 286,762 | 726,779 | 39.5 | 227,175 | 13,499,414 | |
143 | Bank of America Corp. Charlotte | none | bank | 28,424,503 | 72,788,285 | 39.1 | 28,974,240 | 1,822,068,028 |
144 | C&F Financial Corp. West Point, Va. | none | bank | 26,490 | 67,883 | 39.0 | 25,857 | 851,910 |
145 | Huntington Bancshares Inc. Columbus, Ohio | none | bank | 866,015 | 2,223,630 | 38.9 | 683,227 | 54,355,998 |
Collinsville Savings Society Conn. | Collinsville Savings Mutual Holding Co. | thrift | 501 | 1,287 | 38.9 | 401 | 156,265 | |
Community Development Bank FSB Ogema, Minn. | Midwest Minnesota Community Development Corp. | thrift | 658 | 1,692 | 38.9 | 212 | 32,962 | |
Commerce Bancshares Inc. Kansas City, Mo. | none | bank | 393,328 | 1,012,146 | 38.9 | 389,526 | 17,545,887 | |
Old National Bancorp Evansville, Ind. | none | bank | 159,407 | 410,294 | 38.9 | 158,161 | 7,874,853 | |
150 | Wells Fargo & Co. San Francisco | none | bank | 16,199,000 | 41,897,000 | 38.7 | 17,650,000 | 1,309,639,000 |
Notes: Data for bank holding companies from consolidated Y-9C reports. Data for thrift holding companies estimated from thrift subsidiaries. Includes thrift subsidiaries (savings banks and savings institutions) consolidated at the top-tier level. Firms with negative total revenue were excluded. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of April 17, 2009.
Source:SNL Financial
, Charlottesville, Va.© 2009 American Banker