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Bank and Thrift Holding Companies with Largest Home Equity Loan Portfolios

December 01, 2008, 10:08 a.m. EST 1 Min Read
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Bank and Thrift Holding Companies with Largest Home Equity Loan Portfolios

Bank and Thrift Holding Companies with Largest Home Equity Loan PortfoliosOn June 30, 2008. Dollars in thousands
Published December 1, 2008
Rank Company Type of holding company Home equity loans Home equity loans (year earlier) Change in total HE loans Total loans
Total Closed-end Lines of credit* Total Closed-end Lines of credit*
1 Bank of America Corp. Charlotte bank $120,078,267 $21,219,882 $98,858,385 $96,642,797 $14,670,687 $81,972,110 24.2% $891,941,544
2 JPMorgan Chase & Co. New York bank 85,485,000 15,731,000 69,754,000 80,831,000 17,145,000 63,686,000 5.8 566,394,000
3 Wells Fargo & Co. San Francisco bank 84,759,000 16,700,000 68,059,000 81,718,000 17,750,000 63,968,000 3.7 425,151,000
4 Citigroup Inc. New York bank 69,447,000 39,312,000 30,135,000 68,333,000 41,549,000 26,784,000 1.6 822,033,000
5 Wachovia Corp. Charlotte bank 41,297,000 11,371,000 29,926,000 36,431,000 11,741,000 24,690,000 13.4 500,363,000
6 National City Corp. Cleveland bank 25,901,301 7,843,964 18,057,337 23,300,637 6,039,550 17,261,087 11.2 117,910,911
7 Royal Bank of Scotland Group PLC Edinburgh foreign 24,136,888 12,198,578 11,938,310 24,168,967 13,231,386 10,937,581 -0.1 111,630,016
8 SunTrust Banks Inc. Atlanta bank 22,754,790 7,027,792 15,726,998 20,965,852 6,662,193 14,303,659 8.5 131,085,696
9 U.S. Bancorp Minneapolis bank 17,536,000 4,091,000 13,445,000 15,907,000 4,313,000 11,594,000 10.2 169,678,000
10 HSBC Holdings PLC London foreign 16,845,550 10,142,227 6,703,323 19,521,142 12,082,568 7,438,574 -13.7 271,245,780
11 Regions Financial Corp. Birmingham, Ala. bank 13,624,019 901,378 12,722,641 12,255,886 911,141 11,344,745 11.2 99,188,580
12 Fifth Third Bancorp Cincinnati bank 11,882,951 1,533,194 10,349,757 11,228,169 1,555,284 9,672,885 5.8 86,411,916
13 PNC Financial Services Group Inc. Pittsburgh bank 11,683,419 4,409,885 7,273,534 11,095,724 4,460,179 6,635,545 5.3 75,342,755
14 E-Trade Financial Corp. New York thrift 11,041,262 3,129,557 7,911,705 12,668,740 3,959,003 8,709,737 -12.8 34,243,591
15 KeyCorp Cleveland bank 9,373,073 1,783,691 7,589,382 8,961,975 1,804,452 7,157,523 4.6 77,688,208
16 BB&T Corp. Winston-Salem, N.C. bank 7,934,788 2,893,419 5,041,369 7,072,656 2,865,256 4,207,400 12.2 95,715,075
17 First Horizon National Corp. Memphis bank 6,556,570 2,068,345 4,488,225 6,821,305 2,230,674 4,590,631 -3.9 24,780,180
18 Toronto-Dominion Bank foreign 6,472,272 2,597,349 3,874,923 3,500,850 840,102 2,660,748 84.9 47,457,414
19 Huntington Bancshares Inc. Columbus, Ohio bank 5,983,930 1,867,158 4,116,772 5,061,739 2,081,066 2,980,673 18.2 41,395,474
20 Sovereign Bancorp Inc. Philadelphia thrift 5,227,356 2,084,384 3,142,972 4,401,207 2,204,153 2,197,054 18.8 57,382,053
21 Bank of Montreal Toronto foreign 5,023,565 1,447,974 3,575,591 4,294,310 1,317,175 2,977,135 17.0 38,098,114
22 Allied Irish Banks PLC Dublin foreign 4,986,294 527,918 4,458,376 4,684,685 551,484 4,133,201 6.4 49,114,616
23 Merrill Lynch & Co. Inc. New York thrift 4,576,552 161,559 4,414,993 3,156,438 241,819 2,914,619 45.0 48,177,452
24 Marshall & Ilsley Corp. Milwaukee bank 3,603,360 1,143,238 2,460,122 2,964,689 880,528 2,084,161 21.5 50,232,520
25 Royal Bank of Canada Toronto foreign 3,377,074 817,465 2,559,609 2,472,599 656,445 1,816,154 36.6 21,089,826
26 BNP Paribas Group Paris foreign 3,281,819 1,135,916 2,145,903 2,909,160 1,226,356 1,682,804 12.8 53,300,035
27 Mitsubishi UFJ Financial Group Inc. Tokyo foreign 3,108,557 57,574 3,050,983 2,399,129 60,918 2,338,211 29.6 46,041,358
28 Banco Bilbao Vizcaya Argentaria SA Spain foreign 3,076,203 645,713 2,430,490 2,554,023 660,468 1,893,555 20.4 36,473,987
29 Webster Financial Corp. Waterbury, Conn. bank 2,743,067 990,298 1,752,769 2,642,009 1,039,684 1,602,325 3.8 12,770,425
30 TCF Financial Corp. Wayzata, Minn. bank 2,723,310 1,102,786 1,620,524 2,394,783 1,110,267 1,284,516 13.7 12,976,931
31 Associated Banc-Corp Green Bay, Wis. bank 2,557,143 1,205,621 1,351,522 2,146,746 613,130 1,533,616 19.1 16,201,385
32 Capital One Financial Corp. McLean, Va. bank 2,319,006 669,140 1,649,866 2,687,153 847,758 1,839,395 -13.7 97,557,810
33 Zions Bancorp. Salt Lake City bank 2,314,973 404,491 1,910,482 1,872,709 375,472 1,497,237 23.6 41,909,130
34 Third Federal Savings and Loan Assn. Cleveland thrift 2,288,065 247,843 2,040,222 1,799,531 279,831 1,519,700 27.1 8,987,619
35 Comerica Inc. Dallas bank 2,176,885 666,800 1,510,085 2,010,585 729,041 1,281,544 8.3 51,850,248
36 Northern Trust Corp. Chicago bank 1,984,667 133,940 1,850,727 1,722,376 80,609 1,641,767 15.2 28,682,005
37 Synovus Financial Corp. Columbus, Ga. bank 1,969,698 318,332 1,651,366 1,750,645 312,234 1,438,411 12.5 27,637,500
38 People’s United Financial Inc. Bridgeport, Conn. thrift 1,748,099 352,159 1,395,940 1,227,694 287,947 939,747 42.4 14,372,856
39 Charles Schwab Corp. San Francisco thrift 1,724,726 455 1,724,271 0 0 0 NA 4,974,619
40 First Citizens Bancshares Inc. Raleigh bank 1,713,131 75,082 1,638,049 1,457,026 82,814 1,374,212 17.6 11,313,155
41 B.F. Saul Co. Chevy Chase, Md. thrift 1,551,580 342,894 1,208,686 1,622,326 380,214 1,242,112 -4.4 11,815,633
42 Irwin Financial Corp. Columbus, Ind. bank 1,474,647 1,060,732 413,915 1,614,282 1,155,693 458,589 -8.6 5,455,048
43 Popular Inc. Hato Rey, Puerto Rico bank 1,380,000 537,000 843,000 1,510,000 1,096,000 414,000 -8.6 27,632,000
44 AmTrust Financial Corp. Cleveland thrift 1,372,028 856,401 515,627 1,330,193 809,745 520,448 3.1 13,856,322
45 Fulton Financial Corp. Lancaster, Pa. bank 1,356,331 669,771 686,560 1,185,930 650,184 535,746 14.4 11,693,846
46 Citizens Republic Bancorp Inc. Flint, Mich. bank 1,073,708 377,456 696,252 1,144,832 421,520 723,312 -6.2 9,560,559
47 Principal Financial Group Inc. Des Moines thrift 1,022,276 433,220 589,056 474,891 186,609 288,282 115.3 1,865,343
48 Provident Bankshares Corp. Baltimore bank 981,708 269,507 712,201 909,894 300,202 609,692 7.9 4,209,822
49 FirstMerit Corp. Akron bank 976,668 283,856 692,812 1,022,254 313,604 708,650 -4.5 7,255,556
50 FBOP Corp. Oak Park, Ill. bank 959,576 55,727 903,849 691,435 53,280 638,155 38.8 13,374,140
51 Bank of Hawaii Corp. Honolulu bank 952,309 258,371 693,938 917,631 255,033 662,598 3.8 6,529,311
52 Guaranty Financial MHC Milwaukee thrift 897,486 461,509 435,977 962,447 563,362 399,085 -6.7 1,482,375
53 Wintrust Financial Corp. Lake Forest, Ill. bank 895,799 65,988 829,811 754,159 67,543 686,616 18.8 7,291,643
54 BancorpSouth Inc. Tupelo, Miss. bank 800,215 329,715 470,500 651,397 248,820 402,577 22.8 9,653,894
55 Otto Bremer Foundation St. Paul bank 773,998 324,510 449,488 633,127 316,440 316,687 22.3 5,530,987
56 National Penn Bancshares Inc. Boyertown, Pa. bank 765,107 436,715 328,392 441,579 247,468 194,111 73.3 6,133,598
57 Colonial BancGroup Inc. Montgomery, Ala. bank 734,975 72,913 662,062 1,064,461 453,402 611,059 -31.0 17,453,555
58 BFC Financial Corp. Fort Lauderdale, Fla. thrift 724,704 18,872 705,832 627,711 20,327 607,384 15.5 4,853,134
59 First American Bank Corp. Elk Grove Village, Ill. bank 707,336 155,330 552,006 718,867 162,047 556,820 -1.6 2,135,517
60 Lehman Brothers Holdings Inc. New York thrift 700,280 699,341 939 1,464,236 1,454,932 9,304 -52.2 9,524,098
61 Susquehanna Bancshares Inc. Lititz, Pa. bank 682,730 402,821 279,909 300,343 183,487 116,856 127.3 9,227,969
62 Flagstar Bancorp Inc. Troy, Mich. thrift 679,755 295,111 384,644 583,379 236,104 347,275 16.5 11,746,141
63 Harleysville National Corp. Pa. bank 664,066 346,344 317,722 648,997 395,933 253,064 2.3 2,501,968
64 Wilmington Trust Corp. Del. bank 658,665 224,068 434,597 633,524 224,858 408,666 4.0 9,322,215
65 First Citizens Bancorp. Inc. Columbia, S.C. bank 656,545 28,153 628,392 559,003 23,191 535,812 17.4 4,498,446
66 United Bankshares Inc. Charleston, W.Va. bank 655,657 119,191 536,466 579,591 99,107 480,484 13.1 5,850,183
67 South Financial Group Inc. Greenville, S.C. bank 635,378 51,881 583,497 559,659 41,018 518,641 13.5 10,497,603
68 Northwest Bancorp MHC Warren, Pa. thrift 631,221 483,784 147,437 603,569 475,559 128,010 4.6 5,050,773
69 Midland Financial Co. Oklahoma City thrift 610,782 510,852 99,930 437,535 389,939 47,596 39.6 9,199,669
70 Commerce Bancshares Inc. Kansas City, Mo. bank 606,681 144,328 462,353 563,778 134,211 429,567 7.6 11,444,671
71 First Niagara Financial Group Inc. Lockport, N.Y. thrift 600,357 310,294 290,063 506,913 302,281 204,632 18.4 6,436,036
72 NBT Bancorp Inc. Norwich, N.Y. bank 596,701 424,873 171,828 572,779 410,334 162,445 4.2 3,602,895
73 Valley National Bancorp Wayne, N.J. bank 584,551 263,836 320,715 604,266 276,224 328,042 -3.3 9,048,257
74 City National Corp. Beverly Hills bank 556,225 60,891 495,334 479,405 69,900 409,505 16.0 12,178,330
75 F.N.B. Corp. Hermitage, Pa. bank 537,732 272,335 265,397 383,391 171,941 211,450 40.3 5,624,420
76 Arvest Bank Group Inc. Bentonville, Ark. bank 532,892 298,287 234,605 494,151 276,054 218,097 7.8 7,236,667
77 NewAlliance Bancshares Inc. New Haven bank 521,251 262,342 258,909 553,853 314,487 239,366 -5.9 4,952,826
78 First Midwest Bancorp Inc. Itasca, Ill. bank 516,361 139,920 376,441 535,356 164,273 371,083 -3.5 5,181,889
79 Fremont Bancorp. Calif. bank 503,629 123,876 379,753 433,452 158,445 275,007 16.2 1,714,188
80 Sterling Financial Corp. Spokane bank 490,229 400,915 89,314 472,473 367,357 105,116 3.8 9,462,543
81 First Banks Inc. Clayton, Mo. bank 482,302 94,432 387,870 388,353 98,830 289,523 24.2 9,045,114
82 BankUnited Financial Corp. Coral Gables, Fla. thrift 459,692 85,946 373,746 411,725 88,895 322,830 11.7 12,280,193
83 ING Group NV Amsterdam thrift 457,280 60,385 396,895 378,234 39,094 339,140 20.9 30,117,971
84 BOK Financial Corp. Tulsa bank 455,238 285,752 169,486 395,732 257,681 138,051 15.0 12,626,397
85 Glacier Bancorp Inc. Kalispell, Mont. bank 449,291 90,859 358,432 376,486 93,995 282,491 19.3 3,820,952
86 Pacific Capital Bancorp Santa Barbara, Calif. bank 434,522 147,169 287,353 402,998 141,039 261,959 7.8 5,692,052
87 United Community Banks Inc. Blairsville, Ga. bank 427,026 53,914 373,112 382,609 52,252 330,357 11.6 5,960,235
88 Old National Bancorp Evansville, Ind. bank 404,129 158,880 245,249 411,326 159,128 252,198 -1.7 4,743,425
89 Eastern Bank Corp. Boston bank 390,527 185,517 205,010 392,460 199,440 193,020 -0.5 3,924,877
90 First Commonwealth Financial Corp. Indiana, Pa. bank 381,728 146,971 234,757 337,995 161,505 176,490 12.9 4,113,423
91 MB Financial Inc. Chicago bank 380,734 24,955 355,779 371,469 26,748 344,721 2.5 6,000,982
92 Bank of New York Mellon Corp. bank 373,000 38,000 335,000 83,000 12,000 71,000 349.4 50,685,000
93 Columbia Savings Bank MHC Fair Lawn, N.J. thrift 371,312 287,055 84,257 355,443 278,677 76,766 4.5 3,258,816
94 Johnson Financial Group Inc. Racine, Wis. bank 370,489 75,671 294,818 320,784 65,617 255,167 15.5 4,246,440
95 Hudson City Bancorp Inc. Paramus, N.J. thrift 370,105 271,439 98,666 379,859 279,244 100,615 -2.6 27,279,804
96 Sun Bancorp Inc. Vineland, N.J. bank 367,157 103,391 263,766 334,701 90,267 244,434 9.7 2,637,354
97 Trustmark Corp. Jackson, Miss. bank 366,147 40,439 325,708 337,135 49,771 287,364 8.6 7,044,233
98 Sandy Spring Bancorp Inc. Olney, Md. bank 365,573 128,458 237,115 341,479 128,853 212,626 7.1 2,441,036
99 TriCo Bancshares Chico, Calif. bank 363,813 34,351 329,462 329,844 40,669 289,175 10.3 1,543,324
100 Park National Corp. Newark, Ohio bank 362,468 99,642 262,826 344,128 100,005 244,123 5.3 4,366,029
101 Republic Bancorp Inc. Louisville bank 357,336 67,868 289,468 341,054 72,985 268,069 4.8 2,360,130
102 Central Bancompany Inc. Jefferson City, Mo. bank 355,552 134,418 221,134 327,954 141,261 186,693 8.4 5,607,590
103 WTB Financial Corp. Spokane bank 349,875 43,837 306,038 282,003 42,985 239,018 24.1 3,120,402
104 Encore Bancshares Inc. Houston bank 349,322 269,409 79,913 215,604 139,150 76,454 62.0 1,169,151
105 First Place Financial Corp. Warren, Ohio thrift 348,815 136,363 212,452 345,842 138,734 207,108 0.9 2,675,269
106 UMB Financial Corp. Kansas City, Mo. bank 342,334 20,246 322,088 254,239 20,504 233,735 34.7 4,123,688
107 Independent Bank Corp. Rockland, Mass. bank 342,032 91,955 250,077 290,733 98,073 192,660 17.6 2,573,529
108 Boston Private Financial Holdings Inc. bank 335,634 32,473 303,161 263,256 23,951 239,305 27.5 5,609,617
109 Willow Financial Bancorp Inc. Wayne, Pa. thrift 332,353 220,284 112,069 129,118 63,215 65,903 157.4 1,164,178
110 Ameriprise Financial Inc. Minneapolis thrift 330,534 680 329,854 348,404 419 347,985 -5.1 407,614
111 Cullen/Frost Bankers Inc. San Antonio bank 329,217 228,043 101,174 247,977 162,090 85,887 32.8 8,376,320
112 Iberiabank Corp. Lafayette, La. bank 329,170 203,451 125,719 280,551 188,727 91,824 17.3 3,617,006
113 First Interstate BancSystem Inc. Billings, Mont. bank 328,228 194,375 133,853 252,837 164,606 88,231 29.8 4,567,333
114 FirstBank Holding Co. Lakewood, Colo. bank 325,058 112,806 212,252 272,796 108,033 164,763 19.2 3,670,285
115 Astoria Financial Corp. Lake Success, N.Y. thrift 322,750 10,436 312,314 367,434 11,645 355,789 -12.2 16,187,538
116 EverBank Financial Corp. Jacksonville, Fla. thrift 321,060 65,645 255,415 262,696 15,088 247,608 22.2 4,635,366
117 Hancock Holding Co. Gulfport, Miss. bank 318,444 72,228 246,216 381,582 179,449 202,133 -16.5 3,816,612
118 Pulaski Financial Corp. St. Louis thrift 317,857 91,409 226,448 317,654 97,217 220,437 0.1 1,148,688
119 First Financial Holdings Inc. Charleston, S.C. thrift 317,623 20,322 297,301 283,687 20,131 263,556 12.0 2,286,146
120 Doral GP Ltd. San Juan, Puerto Rico bank 309,019 309,019 0 0 0 0 NA 5,430,452
121 First Financial Bancorp. Cincinnati bank 298,103 25,675 272,428 270,079 20,087 249,992 10.4 2,676,890
122 Amcore Financial Inc. Rockford, Ill. bank 295,579 118,785 176,794 311,849 133,271 178,578 -5.2 3,889,154
123 TrustCo Bank Corp NY Glenville, N.Y. thrift 295,033 65,252 229,781 292,095 60,879 231,216 1.0 2,006,703
124 International Bancshares Corp. Laredo, Tex. bank 293,037 281,380 11,657 190,663 179,331 11,332 53.7 5,690,075
125 Rabobank Nederland Utrecht, Netherlands foreign 290,489 58,499 231,990 269,197 54,030 215,167 7.9 16,946,696
126 Anchor BanCorp Wisconsin Inc. Madison thrift 286,638 156,608 130,030 239,669 159,093 80,576 19.6 4,173,454
127 Provident Financial Services Inc. Jersey City bank 281,902 190,409 91,493 477,438 389,040 88,398 -41.0 4,277,202
128 TierOne Corp. Lincoln, Neb. thrift 279,971 157,681 122,290 316,772 193,441 123,331 -11.6 2,806,360
129 Aurora Service Corp. Edina, Minn. thrift 277,722 166,443 111,279 240,065 145,121 94,944 15.7 687,023
130 Capitol Bancorp Ltd. Lansing, Mich. bank 269,661 85,747 183,914 211,635 68,638 142,997 27.4 4,575,836
131 West Suburban Bancorp Inc. Lombard, Ill. bank 264,329 163,173 101,156 274,701 178,936 95,765 -3.8 1,251,684
132 Umpqua Holdings Corp. Portland, Ore. bank 262,817 27,334 235,483 221,446 27,284 194,162 18.7 6,124,182
133 WSFS Financial Corp. Wilmington, Del. thrift 261,707 138,290 123,417 246,772 143,030 103,742 6.1 2,317,512
134 Riverside Banking Co. Fort Pierce, Fla. bank 256,936 50,268 206,668 245,401 56,184 189,217 4.7 2,635,119
135 Alpine Banks of Colorado Glenwood Springs bank 252,864 42,678 210,186 225,816 45,447 180,369 12.0 2,019,564
136 StellarOne Corp. Charlottesville, Va. bank 248,659 58,206 190,453 125,607 26,220 99,387 98.0 2,304,924
137 West Coast Bancorp Lake Oswego, Ore. bank 248,526 24,110 224,416 212,871 19,077 193,794 16.7 2,158,082
138 Whitney Holding Corp. New Orleans bank 246,964 106,473 140,491 242,208 108,170 134,038 2.0 7,974,811
139 Washington Trust Bancorp Inc. Westerly, R.I. bank 246,655 94,316 152,339 236,509 97,253 139,256 4.3 1,708,361
140 PFF Bancorp Inc. Rancho Cucamonga, Calif. thrift 245,099 11,206 233,893 198,712 4,359 194,353 23.3 3,579,769
141 WesBanco Inc. Wheeling, W.Va. bank 244,694 31,672 213,022 186,215 23,277 162,938 31.4 3,646,118
142 First Bancorp Troy, N.C. bank 243,835 28,161 215,674 205,137 24,409 180,728 18.9 2,170,126
143 Guaranty Financial Group Inc. Austin thrift 243,151 166,673 76,478 253,352 185,662 67,690 -4.0 10,246,025
144 United Community Financial Corp. Youngstown, Ohio thrift 238,984 100,945 138,039 218,005 94,347 123,658 9.6 2,253,344
145 HomeStreet Inc. Seattle thrift 238,217 118,558 119,659 229,269 128,030 101,239 3.9 2,697,989
146 NewBridge Bancorp Greensboro, N.C. bank 237,470 22,948 214,522 119,289 11,487 107,802 99.1 1,574,141
147 Integra Bank Corp. Evansville, Ind. bank 236,581 68,325 168,256 224,626 70,226 154,400 5.3 2,416,042
148 Independent Bank Corp. Ionia, Mich. bank 234,227 115,748 118,479 239,972 114,367 125,605 -2.4 2,592,478
149 City Holding Co. Charleston, W.Va. bank 230,729 53,399 177,330 241,420 50,158 191,262 -4.4 1,749,979
150 Lydian Trust Co. Palm Beach, Fla. thrift 229,392 31,796 197,596 231,282 35,698 195,584 -0.8 1,782,804

*Total committed loans. Data for top-tier bank holding companies based on Y-9C filings. Data for thrift holding companies and savings bank holding companies based on TFR filings by their subsidiaries.

Source:
SNL Financial
, Charlottesville, Va.
© 2008 American Banker
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