Bank and Thrift Holding Companies with Largest Home Equity Loan Portfolios

June 11, 2009, 10:08 a.m. EDT 1 Min Read

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Bank and Thrift Holding Companies with Largest Home Equity Loan PortfoliosOn Dec. 31, 2008. Dollars in thousands Published June 11, 2009
Rank		Home equity loans			Home equity loans (year earlier)			Change in total HE loans	Total loans
Rank		Total	Closed-end	Lines of credit	Total	Closed-end	Lines of credit	Change in total HE loans	Total loans
1	Bank of America Corp. Charlotte	$148,058,456	$35,313,788	$112,744,668	$117,242,543	$21,782,305	$95,460,238	26.3%	$960,802,761
2	JPMorgan Chase & Co. New York	131,436,000	19,934,000	111,502,000	84,850,000	17,400,000	67,450,000	54.9	761,186,000
3	Wells Fargo & Co. San Francisco	129,880,000	26,068,000	103,812,000	84,907,000	18,328,000	66,579,000	53.0	891,156,000
4	Citigroup Inc. New York	67,487,000	36,083,000	31,404,000	70,232,000	41,708,000	28,524,000	-3.9	723,696,000
5	PNC Financial Services Group Inc. Pittsburgh	34,365,439	10,362,440	24,002,999	11,336,584	4,522,877	6,813,707	203.1	179,903,595
6	Citizens Financial Group Inc. Providence, R.I.	24,747,030	11,279,417	13,467,613	24,308,638	13,271,624	11,037,014	1.8	111,195,501
7	SunTrust Banks Inc. Atlanta	22,871,093	6,416,711	16,454,382	22,241,520	7,329,922	14,911,598	2.8	131,030,571
8	U.S. Bancorp Minneapolis	19,177,000	3,859,000	15,318,000	16,441,000	4,327,000	12,114,000	16.6	188,165,000
9	HSBC North America Holdings Inc. Mettawa, Ill.	15,081,769	8,645,443	6,436,326	18,437,716	11,405,170	7,032,546	-18.2	246,258,942
10	Regions Financial Corp. Birmingham, Ala.	14,566,334	835,198	13,731,136	12,848,353	1,032,543	11,815,810	13.4	98,859,825
11	USAA Federal Savings Bank San Antonio	12,195,448	3,320,811	8,874,637	11,993,073	3,479,198	8,513,875	1.7	26,951,696
12	Fifth Third Bancorp Cincinnati	12,092,214	1,427,007	10,665,207	11,377,265	1,610,844	9,766,421	6.3	85,592,670
13	E-Trade Bank Arlington, Va.	10,180,540	2,761,770	7,418,770	12,124,865	3,579,165	8,545,700	-16.0	28,199,029
14	KeyCorp Cleveland	9,679,695	1,620,070	8,059,625	9,090,747	1,929,938	7,160,809	6.5	77,531,497
15	BB&T Corp. Winston-Salem, N.C.	8,083,136	2,582,390	5,500,746	7,473,636	2,996,844	4,476,792	8.2	98,668,626
16	TD Banknorth Inc. Portland, Maine	7,092,356	2,435,865	4,656,491	3,476,296	812,440	2,663,856	104.0	51,226,520
17	First Horizon National Corp. Memphis	6,470,285	1,955,955	4,514,330	6,708,897	2,213,116	4,495,781	-3.6	21,845,504
18	Huntington Bancshares Inc. Columbus, Ohio	6,217,811	1,670,980	4,546,831	7,225,126	3,359,778	3,865,348	-13.9	41,460,958
19	Sovereign Bank Wyomissing, Pa.	5,836,771	2,064,283	3,772,488	4,736,642	2,236,153	2,500,489	23.2	55,596,500
20	Ally Bank Midvale, Utah	5,404,501	2,429,425	2,975,076	4,977,087	2,992,194	1,984,893	8.6	23,795,067
21	Harris Financial Corp. Wilmington, Del.	5,343,195	1,369,986	3,973,209	4,550,098	1,442,080	3,108,018	17.4	37,479,641
22	M&T Bank Corp. Buffalo	5,194,250	471,906	4,722,344	4,921,240	600,226	4,321,014	5.5	49,000,463
23	RBC Bancorp. USA Raleigh	3,801,062	853,306	2,947,756	2,607,981	687,631	1,920,350	45.7	21,633,146
24	Marshall & Ilsley Corp. Milwaukee	3,749,887	1,052,018	2,697,869	3,060,404	1,022,578	2,037,826	22.5	49,984,544
25	BancWest Corp. San Francisco	3,590,528	1,070,574	2,519,954	3,054,261	1,230,256	1,824,005	17.6	55,113,942
26	UnionBanCal Corp. San Francisco	3,495,870	61,415	3,434,455	2,501,915	62,871	2,439,044	39.7	49,585,551
27	BBVA USA Bancshares Inc. Houston	3,359,326	653,234	2,706,092	2,743,705	664,688	2,079,017	22.4	38,648,776
28	Webster Financial Corp. Waterbury, Conn.	2,868,103	923,421	1,944,682	2,740,856	1,085,776	1,655,080	4.6	12,212,130
29	Third Federal Savings and Loan Association of Cleveland	2,768,447	232,783	2,535,664	1,986,872	291,298	1,695,574	39.3	9,601,838
30	TCF Financial Corp. Wayzata, Minn.	2,713,081	1,052,778	1,660,303	2,572,612	1,131,630	1,440,982	5.5	13,345,890
31	Charles Schwab Bank Reno	2,662,029	417	2,661,612	1,234,452	129	1,234,323	115.6	6,106,348
32	Zions Bancorp. Salt Lake City	2,504,820	386,693	2,118,127	2,107,468	434,336	1,673,132	18.9	41,912,188
33	Northern Trust Corp. Chicago	2,368,062	114,019	2,254,043	1,803,107	99,096	1,704,011	31.3	30,759,121
34	Comerica Inc. Dallas	2,289,256	606,958	1,682,298	2,074,456	776,463	1,297,993	10.4	50,539,921
35	Capital One Financial Corp. McLean, Va.	2,259,085	610,716	1,648,369	2,477,309	745,711	1,731,598	-8.8	101,654,123
36	State Farm Bank Bloomington, Ill.	2,237,624	542,733	1,694,891	2,111,562	482,029	1,629,533	6.0	12,882,129
37	Associated Banc-Corp Green Bay, Wis.	2,071,544	699,924	1,371,620	2,272,381	803,286	1,469,095	-8.8	16,386,992
38	Synovus Financial Corp. Columbus, Ga.	2,059,736	311,977	1,747,759	1,901,097	334,470	1,566,627	8.3	28,057,341
39	First Citizens BancShares Inc. Raleigh	1,982,650	70,832	1,911,818	1,574,273	79,842	1,494,431	25.9	11,719,285
40	People’s United Bank Bridgeport, Conn.	1,946,673	328,970	1,617,703	1,222,430	287,382	935,048	59.2	14,570,063
41	Fulton Financial Corp. Lancaster, Pa.	1,476,401	657,208	819,193	1,267,854	695,397	572,457	16.4	12,138,460
42	Irwin Financial Corp. Columbus, Ind.	1,340,220	964,576	375,644	1,587,862	1,153,725	434,137	-15.6	4,490,728
43	AmTrust Bank Cleveland	1,290,592	801,378	489,214	1,377,955	837,413	540,542	-6.3	10,865,998
44	Popular Inc. Hato Rey, Puerto Rico	1,250,000	480,000	770,000	1,738,000	858,000	880,000	-28.1	26,276,000
45	FBOP Corp. Oak Park, Ill.	1,137,169	50,273	1,086,896	797,701	64,192	733,509	42.6	13,914,638
46	Principal Bank Des Moines	1,059,530	439,908	619,622	885,296	377,239	508,057	19.7	1,862,028
47	Provident Bankshares Corp. Baltimore	1,056,025	247,424	808,601	963,521	311,698	651,823	9.6	4,357,866
48	Citizens Republic Bancorp Inc. Flint, Mich.	1,051,772	354,097	697,675	1,110,171	415,014	695,157	-5.3	9,193,961
49	Wintrust Financial Corp. Lake Forest, Ill.	1,022,409	66,021	956,388	787,816	67,088	720,728	29.8	7,700,086
50	FirstMerit Corp. Akron	1,000,750	274,617	726,133	983,678	294,012	689,666	1.7	7,436,911
51	Bank of Hawaii Corp. Honolulu	994,108	245,709	748,399	961,380	274,997	686,383	3.4	6,551,773
52	Harleysville National Corp. Pa.	953,147	491,543	461,604	682,091	391,595	290,496	39.7	3,685,244
53	Guaranty Bank Milwaukee	826,767	432,087	394,680	946,805	509,287	437,518	-12.7	1,342,768
54	National Penn Bancshares Inc. Boyertown, Pa.	791,975	424,908	367,067	464,673	259,546	205,127	70.4	6,328,051
55	Bremer Financial Corp. St. Paul	789,362	327,876	461,486	776,126	335,613	440,513	1.7	5,773,100
56	BancorpSouth Inc. Tupelo, Miss.	766,977	255,498	511,479	680,370	269,028	411,342	12.7	9,881,339
57	First Citizens Bancorp. Inc. Columbia, S.C.	764,427	41,801	722,626	617,316	28,145	589,171	23.8	5,026,848
58	Susquehanna Bancshares Inc. Lititz, Pa.	747,881	394,779	353,102	660,967	405,177	255,790	13.1	9,653,873
59	BankAtlantic Fort Lauderdale, Fla.	736,363	18,387	717,976	691,384	19,568	671,816	6.5	4,562,672
60	Colonial BancGroup Inc. Montgomery, Ala.	732,646	74,980	657,666	823,751	164,519	659,232	-11.1	16,612,266
61	Flagstar Bank Troy, Mich.	702,712	286,926	415,786	672,098	313,154	358,944	4.6	10,441,070
62	First American Bank Corp. Elk Grove Village, Ill.	701,067	145,882	555,185	749,517	176,722	572,795	-6.5	2,066,709
63	City National Corp. Beverly Hills	690,743	55,418	635,325	505,208	72,696	432,512	36.7	12,444,259
64	South Financial Group Inc. Greenville, S.C.	687,140	57,242	629,898	582,319	47,234	535,085	18.0	10,234,326
65	United Bankshares Inc. Charleston, W.Va.	681,549	113,685	567,864	635,390	117,873	517,517	7.3	6,015,023
66	Wilmington Trust Corp. Del.	669,854	225,502	444,352	643,615	232,097	411,518	4.1	9,725,127
67	Valley National Bancorp Wayne, N.J.	660,368	279,751	380,617	601,907	283,611	318,296	9.7	10,148,232
68	Midfirst Bank Oklahoma City	638,837	507,398	131,439	504,710	446,367	58,343	26.6	9,897,253
69	Northwest Savings Bank Warren, Pa.	638,612	474,953	163,659	607,685	479,019	128,666	5.1	5,200,855
70	Commerce Bancshares Inc. Kansas City, Mo.	635,954	141,541	494,413	595,592	143,295	452,297	6.8	11,644,491
71	First Niagara Bank Lockport, N.Y.	635,030	288,564	346,466	512,474	304,756	207,718	23.9	6,460,725
72	NBT Bancorp Inc. Norwich, N.Y.	627,603	441,933	185,670	582,731	424,088	158,643	7.7	3,651,911
73	F.N.B. Corp. Hermitage, Pa.	571,213	276,746	294,467	403,359	188,585	214,774	41.6	5,831,088
74	Arvest Bank Group Inc. Bentonville, Ark.	567,719	312,525	255,194	508,769	289,128	219,641	11.6	7,697,287
75	ING Bank Wilmington, Del.	554,209	71,209	483,000	401,651	50,380	351,271	38.0	35,277,995
76	NewAlliance Bancshares Inc. New Haven	553,427	250,798	302,629	523,857	286,718	237,139	5.6	4,968,151
77	Fremont Bancorp. Calif.	546,067	108,189	437,878	488,836	166,937	321,899	11.7	1,763,860
78	First Midwest Bancorp Inc. Itasca, Ill.	543,701	135,974	407,727	513,621	149,284	364,337	5.9	5,357,999
79	Sterling Financial Corp. Spokane	518,413	423,607	94,806	483,039	393,087	89,952	7.3	9,128,419
80	First Banks Inc. Clayton, Mo.	514,458	84,364	430,094	455,943	102,316	353,627	12.8	8,592,975
81	Glacier Bancorp Inc. Kalispell, Mont.	499,292	93,825	405,467	409,554	93,867	315,687	21.9	4,130,191
82	BankUnited Coral Gables, Fla.	493,353	79,353	414,000	440,432	95,394	345,038	12.0	11,232,914
83	BOK Financial Corp. Tulsa	469,818	291,296	178,522	406,031	261,514	144,517	15.7	12,993,595
84	Pacific Capital Bancorp Santa Barbara, Calif.	467,602	139,277	328,325	414,281	145,518	268,763	12.9	5,775,993
85	United Community Banks Inc. Blairsville, Ga.	448,719	55,908	392,811	407,082	52,616	354,466	10.2	5,725,195
86	Johnson Financial Group Inc. Racine, Wis.	427,440	75,067	352,373	339,192	70,659	268,533	26.0	4,520,817
87	Old National Bancorp Evansville, Ind.	413,633	149,329	264,304	407,165	165,414	241,751	1.6	4,778,478
88	First Interstate BancSystem Inc. Billings, Mont.	413,474	229,388	184,086	268,453	169,873	98,580	54.0	4,769,216
89	First Commonwealth Financial Corp. Indiana, Pa.	412,878	140,074	272,804	334,190	154,528	179,662	23.5	4,418,377
90	MB Financial Inc. Chicago	412,476	28,854	383,622	369,501	24,348	345,153	11.6	6,228,564
91	Eastern Bank Corp. Boston	405,793	171,464	234,329	394,321	206,613	187,708	2.9	3,966,795
92	UMB Financial Corp. Kansas City, Mo.	399,609	21,869	377,740	298,659	20,181	278,478	33.8	4,410,034
93	Sandy Spring Bancorp Inc. Olney, Md.	390,302	122,116	268,186	344,682	127,076	217,606	13.2	2,502,036
94	Trustmark Corp. Jackson, Miss.	386,007	39,183	346,824	358,872	46,927	311,945	7.6	6,960,668
95	Encore Bancshares Inc. Houston	384,696	302,141	82,555	274,613	195,590	79,023	40.1	1,218,554
96	Hancock Holding Co. Gulfport, Miss.	384,370	71,772	312,598	392,349	177,820	214,529	-2.0	4,271,580
97	TriCo Bancshares Chico, Calif.	383,728	30,974	352,754	350,223	38,545	311,678	9.6	1,590,849
98	Central Bancompany Inc. Jefferson City, Mo.	381,747	137,662	244,085	352,067	137,685	214,382	8.4	5,985,820
99	Bank of New York Mellon Corp.	380,000	36,000	344,000	357,000	44,000	313,000	6.4	43,381,000
100	Ameriprise Bank Minneapolis	377,753	1,206	376,547	326,275	0	326,275	15.8	480,171
101	Sun Bancorp Inc. Vineland, N.J.	376,615	103,399	273,216	361,980	97,495	264,485	4.0	2,739,825
102	Republic Bancorp Inc. Louisville	375,807	62,390	313,417	348,203	69,297	278,906	7.9	2,315,155
103	Columbia Bank Fair Lawn, N.J.	375,187	282,252	92,935	359,839	283,630	76,209	4.3	3,459,924
104	FirstBank Holding Co. Lakewood, Colo.	374,551	110,366	264,185	292,459	114,127	178,332	28.1	4,058,817
105	W.T.B. Financial Corp. Spokane	373,578	40,149	333,429	303,942	44,868	259,074	22.9	3,252,578
106	Independent Bank Corp. Rockland, Mass.	373,096	86,796	286,300	285,266	83,304	201,962	30.8	2,659,138
107	Cullen/Frost Bankers Inc. San Antonio	372,586	249,978	122,608	284,227	197,354	86,873	31.1	8,845,409
108	Boston Private Financial Holdings Inc.	371,414	30,422	340,992	297,375	29,786	267,589	24.9	5,515,502
109	Park National Corp. Newark, Ohio	371,400	97,270	274,130	350,636	98,296	252,340	5.9	4,491,337
110	Dollar Bank Federal Savings Bank Pittsburgh	365,084	181,241	183,843	324,039	188,325	135,714	12.7	4,368,963
111	Hudson City Savings Bank Paramus, N.J.	364,289	262,538	101,751	388,973	284,406	104,567	-6.3	29,491,476
112	First Federal Savings and Loan Association of Charleston S.C.	360,397	18,588	341,809	292,048	21,004	271,044	23.4	2,380,122
113	Iberiabank Corp. Lafayette, La.	354,208	210,833	143,375	303,316	200,998	102,318	16.8	3,807,905
114	First Place Bank Warren, Ohio	352,900	133,564	219,336	487	8	479	72364.1	2,701,358
115	Liberty Bank Middletown, Conn.	344,829	176,774	168,055	337,649	206,751	130,898	2.1	2,342,923
116	International Bancshares Corp. Laredo, Texas	338,774	327,753	11,021	224,685	213,822	10,863	50.8	5,872,834
117	First Financial Bancorp. Cincinnati	327,994	30,775	297,219	287,103	24,389	262,714	14.2	2,687,114
118	Astoria Federal Savings and Loan Association Lake Success, N.Y.	322,180	9,801	312,379	337,875	11,317	326,558	-4.6	16,712,766
119	Pulaski Bank Creve Coeur, Mo.	318,398	86,995	231,403	328,678	103,435	225,243	-3.1	1,233,061
120	TrustCo Bank Schenectady, N.Y.	316,332	65,483	250,849	296,406	66,836	229,570	6.7	2,163,327
121	Utrecht-America Holdings Inc. New York	315,487	62,859	252,628	268,782	50,775	218,007	17.4	13,945,147
122	EverBank Jacksonville, Fla.	308,408	58,693	249,715	353,574	75,388	278,186	-12.8	5,473,097
123	Doral GP Ltd. San Juan, Puerto Rico	307,823	307,823	0	300,432	300,432	0	2.5	5,471,951
124	Alpine Banks of Colorado Glenwood Springs	304,453	55,931	248,522	243,754	48,104	195,650	24.9	2,104,829
125	AnchorBank Madison, Wis.	297,265	152,994	144,271	248,417	163,794	84,623	19.7	4,100,797
126	Provident Financial Services Inc. Jersey City	296,302	173,544	122,758	281,458	200,940	80,518	5.3	4,526,748
127	Umpqua Holdings Corp. Portland, Ore.	293,053	26,946	266,107	226,346	29,451	196,895	29.5	6,153,729
128	Capitol Bancorp Ltd. Lansing, Mich.	291,297	83,208	208,089	234,935	75,025	159,910	24.0	4,745,703
129	Amcore Financial Inc. Rockford, Ill.	291,035	98,920	192,115	302,180	132,944	169,236	-3.7	3,792,778
130	TowneBank Portsmouth, Va.	287,972	51,464	236,508	230,949	52,680	178,269	24.7	2,376,080
131	Whitney Holding Corp. New Orleans	286,875	110,588	176,287	246,396	112,381	134,015	16.4	9,102,623
132	American Savings Bank Honolulu	277,676	5,228	272,448	200,689	6,388	194,301	38.4	4,242,217
133	Spencer Savings Bank SLA Elmwood Park, N.J.	276,361	214,816	61,545	279,931	222,182	57,749	-1.3	1,255,623
134	Pinnacle Financial Partners Inc. Nashville	274,180	29,849	244,331	229,671	31,767	197,904	19.4	3,380,384
135	Wilmington Savings Fund Society Del.	272,377	131,180	141,197	254,825	147,307	107,518	6.9	2,474,412
136	StellarOne Corp. Charlottesville, Va.	269,233	58,201	211,032	129,440	26,618	102,822	108.0	2,280,433
137	TierOne Bank Lincoln, Neb.	268,520	141,628	126,892	300,659	179,612	121,047	-10.7	2,782,220
138	Inter Savings Bank Maple Grove, Minn.	263,251	157,966	105,285	269,646	175,268	94,378	-2.4	652,783
139	West Coast Bancorp Lake Oswego, Ore.	262,501	22,811	239,690	225,765	21,656	204,109	16.3	2,067,656
140	West Suburban Bancorp Inc. Lombard, Ill.	261,408	145,861	115,547	276,837	181,842	94,995	-5.6	1,249,179
141	Washington Trust Bancorp Inc. Westerly, R.I.	259,959	89,297	170,662	244,256	99,827	144,429	6.4	1,841,697
142	WesBanco Inc. Wheeling, W.Va.	257,926	29,226	228,700	235,616	30,262	205,354	9.5	3,612,310
143	NewBridge Bancorp Greensboro, N.C.	256,158	24,844	231,314	223,096	19,317	203,779	14.8	1,604,525
144	Riverside Banking Co. Fort Pierce, Fla.	255,614	45,977	209,637	251,348	54,317	197,031	1.7	2,453,872
145	Midwest Banc Holdings Inc. Melrose Park, Ill.	255,346	26,724	228,622	193,506	39,642	153,864	32.0	2,509,759
146	First Bancorp Troy, N.C.	249,764	34,264	215,500	209,852	25,447	184,405	19.0	2,212,716
147	American Chartered Bancorp Inc. Schaumburg, Ill.	249,073	42,573	206,500	193,307	39,397	153,910	28.8	2,225,347
148	PrivateBancorp Inc. Chicago	248,746	52,182	196,564	166,097	50,721	115,376	49.8	8,053,889
149	Guaranty Bank Austin	247,947	158,287	89,660	223,129	162,208	60,921	11.1	10,685,300
150	Integra Bank Corp. Evansville, Ind.	244,850	65,961	178,889	228,006	70,290	157,716	7.4	2,496,019

Notes: List includes top-tier consolidated bank holding companies, commerical banks, savings banks and savings institutions that were operating as of May 20, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial