Bank Holding Companies with Highest Concentration in Home Equity Loans

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Bank Holding Companies with Highest Concentration in Home Equity Loans

Bank Holding Companies with Highest Concentration in Home Equity Loans
On March 31, 2006. Dollars in thousands
Published October 3, 2006
Related Table: Biggest Increases from Year Earlier
    Concentration* Home equity loans Domestic
loans & leases
    March 31 Year earlier March 31 Change
1 First American Bank Corp. Elk Grove Village, Ill. 32.64% 34.69% $604,378 NM $1,851,755
2 Fremont Bancorp. Calif. 26.35 28.15 390,868 12.1 1,483,272
3 First Horizon National Corp. Memphis 21.91 27.94 5,431,387 -13.5 24,793,391
4 TriCo Bancshares Chico, Calif. 20.36 19.82 285,115 21.7 1,400,108
5 Riverside Gulf Coast Banking Co. Cape Coral, Fla. 19.94 21.94 82,504 28.1 413,862
6 Hampden Bancorp MHC Springfield, Mass. 19.71 19.95 59,434 11.4 301,591
7 Bridge Bancorp Inc. Bridgehampton, N.Y. 19 19.05 57,129 1 300,723
8 National City Corp. Cleveland 17.95 17.51 20,468,599 2.1 113,634,900
9 AmSouth Bancorp. Birmingham, Ala. 17.73 18.81 6,563,620 5.1 37,019,896
10 Provident Bankshares Corp. Baltimore 16.31 13.3 606,729 28.5 3,720,477
11 Cambridge Bancorp Mass. 16.28 18.41 54,902 -0.5 337,016
12 Commonwealth Bancshares Inc. Louisville 16.06 17.41 73,920 -2.2 445,403
13 Florida Bank Group Inc. Tampa 15.97 15.41 50,152 89.1 314,076
14 First Charter Corp. Charlotte 15.72 17.7 474,576 -1.1 3,019,682
15 City Holding Co. Charleston, W.Va. 15.5 21.45 251,585 -12.7 1,443,449
16 Camden National Corp. Maine 15.12 12.96 183,313 29.8 1,198,594
17 F.N.B.C. of La Grange Inc. Ill. 14.72 14.82 42,038 4 285,497
18 LSB Bancshares Inc. Lexington, N.C. 14.7 13.65 111,005 9.3 754,976
  NVE Bancorp MHC Englewood, N.J. 14.47 18.25 37,290 -16.6 257,734
20 Huntington Bancshares Inc. Columbus, Ohio 14.37 14.96 3,799,744 3.9 26,447,546
21 West Tennessee Bancshares Inc. Bartlett 14.32 15.62 39,809 9.3 277,971
22 First Citizens BancShares Inc. Raleigh 13.86 17.67 1,359,483 -18.2 9,810,088
23 Hasten Bancshares Indianapolis 13.72 12.36 111,785 16.9 814,521
24 RCB Corp. Sacramento 13.63 14.85 61,145 -7.9 448,048
25 Fifth Third Bancorp Cincinnati 13.55 13.2 9,778,912 12.7 72,122,735
26 Norway Bancorp MHC Maine 13.27 14.23 81,027 3.9 610,482
27 S&C Banco Inc. New Richmond, Wis. 13.26 12.8 40,573 9.7 305,965
28 Citizens Financial Group Inc. Providence, R.I. 13.16 11.74 13,678,593 30.6 103,933,763
29 First Citizens Bancorp. Inc. Columbia, S.C. 13.11 14.21 478,435 6.2 3,534,984
30 Wells Fargo and Co. San Francisco 13.09 18.82 45,934,000 -26.3 344,397,102
31 Alpine Banks of Colorado Glenwood Springs, Colo. 12.99 11.44 160,302 27.2 1,233,854
32 Camco Financial Corp. Cambridge, Ohio 12.95 12.2 109,388 6.5 843,799
33 First Indiana Corp. Indianapolis 12.75 19.23 199,821 -29.6 1,567,656
34 F and M Financial Corp. Granite Quarry, N.C. 12.58 13.28 55,953 15.8 444,756
  Peoples Bancorp of North Carolina Inc. Newton 12.58 13.07 74,630 5.2 593,136
36 First Volunteer Corp. Chattanooga, Tenn. 12.49 13.49 45,973 -5.6 368,201
37 Webster Financial Corp. Waterbury, Conn. 12.3 13.06 1,573,495 NM 12,791,853
38 Bank of Hawaii Corp. Honolulu 12.27 12.54 769,406 1.6 5,657,568
  Republic Bancorp Inc. Louisville 12.27 14.35 259,647 -3.2 2,116,968
40 TCF Financial Corp. Wayzata, Minn. 12.26 15.48 1,323,119 -12.7 10,791,898
41 Countrywide Financial Corp. Calabasas, Calif. 12.22 17.46 12,984,345 -4.3 106,238,964
42 Tampa Banking Co. 12.14 12.73 67,389 17.5 555,005
43 Foster Bankshares Inc. Chicago 12.13 15.92 46,698 -3.7 384,956
44 Alliance Bankshares Corp. Chantilly, Va. 12.08 16.27 41,639 6 344,784
45 United Bankshares Inc. Charleston, W.Va. 12.01 13.14 563,919 -2.4 4,695,102
46 RBC Centura Banks Inc. Raleigh 11.98 14.3 1,533,176 -8.5 12,795,521
  JPMorgan Chase & Co. New York 11.98 11.15 55,238,000 14.9 413,348,000
48 Irwin Financial Corp. Columbus, Ind. 11.97 12.4 618,078 9.8 4,881,241
49 PNC Financial Services Group Inc. Pittsburgh 11.96 11.31 6,199,748 17.2 50,557,712
50 Macon Bancorp Franklin, N.C. 11.94 12.39 88,761 14.4 743,368
51 Klein Financial Inc. Chaska, Minn. 11.83 11.98 99,338 9.6 821,626
52 TD Banknorth Inc. Portland, Maine 11.77 12.56 3,024,672 18.9 25,708,689
53 First Litchfield Financial Corp. Conn. 11.64 14.04 28,711 -10 246,755
54 FNB Financial Services Corp. Greensboro, N.C. 11.62 10.89 88,036 12.2 757,664
55 Sandy Spring Bancorp Inc. Olney, Md. 11.55 11.95 202,305 14.1 1,751,881
56 KeyCorp Cleveland 11.54 13.86 8,149,881 -12.9 69,177,039
57 Anchor Bancorp Inc. Wayzata, Minn. 11.53 10.33 94,181 22 816,546
58 Northwest Suburban Bancorp Inc. Mount Prospect, Ill. 11.52 13.26 43,942 -9.3 381,503
59 First Oak Brook Bancshares Inc. Ill. 11.47 13.78 158,142 4.1 1,378,231
  People’s Mutual Holdings Bridgeport, Conn. 11.47 11.55 1,006,258 7.8 8,774,871
61 LNB Bancorp Inc. Lorain, Ohio 11.46 11.02 67,738 6.1 590,825
62 FirstMerit Corp. Akron 11.35 10.38 764,678 11.7 6,735,040
  Financial Institutions Inc. Warsaw, N.Y. 11.35 9.23 109,647 -3 966,404
64 Great Lakes Financial Resources Inc. Matteson, Ill. 11.31 13.37 50,861 -6.9 449,824
  Villages Bancorp. Inc. The Villages, Fla. 11.31 14.04 35,289 6.3 310,892
66 Mid-State Bancshares Arroyo Grande, Calif. 11.29 11.78 175,627 1.7 1,555,006
67 Wintrust Financial Corp. Lake Forest, Ill. 11.27 12.65 623,348 -1.8 5,529,249
68 Citrus and Chemical Bancorp. Inc. Bartow, Fla. 11.17 14.72 47,068 -9.6 412,139
69 West Coast Bancorp Lake Oswego, Ore. 11.14 11.45 179,965 9.5 1,615,441
70 Washington Trust Bancorp Inc. Westerly, R.I. 11.1 12.17 157,769 NM 1,420,993
71 Prosperity Banking Co. St. Augustine, Fla. 11.09 9.07 74,441 62.6 671,251
72 Citizens Banking Corp. Flint, Mich. 10.86 11.6 608,533 -4 5,605,390
73 Montecito Bancorp Santa Barbara, Calif. 10.83 9.34 43,556 18.5 402,065
74 SunTrust Banks Inc. Atlanta 10.82 10.72 13,791,702 15.2 127,481,907
75 Harris Financial Corp. Wilmington, Del. 10.81 11.17 3,007,385 10 27,538,686
76 West Suburban Bancorp Inc. Lombard, Ill. 10.55% 11.54% $119,538 -0.60% $1,133,424
77 Independent Bank Corp. Rockland, Mass. 10.52 9.12 214,523 20.5 2,037,417
78 Capital Bank Corp. Raleigh 10.48 9.57 98,980 59.6 944,826
79 First Security Group Inc. Chattanooga, Tenn. 10.38 11.59 79,588 11.7 766,622
80 Century Bancorp Inc. Medford, Mass. 10.36 11.91 74,360 2.6 717,987
81 Jacksonville Bancorp Inc. Fla. 10.34 12.15 25,638 8.3 248,048
82 New Mexico Banquest Corp. Santa Fe 10.28 12.64 35,610 -5.6 346,170
83 Leesport Financial Corp. Wyomissing, Pa. 10.25 11.85 70,330 -2.5 686,039
84 Associated Banc-Corp Green Bay, Wis. 10.22 9.18 1,593,696 23.9 15,587,005
85 First National Lincoln Corp. Damariscotta, Maine 10.21 11.48 80,763 3.1 791,315
86 Greenville First Bancshares Inc. S.C. 10.12 12.45 36,881 0.2 364,391
87 Bank of America Corp. Charlotte 10.11 9.83 64,635,886 22.3 595,754,235
88 M&T Bank Corp. Buffalo 10.05 9.99 4,104,783 5.2 40,858,598
89 Executive Banking Corp. Miami 10.04 11.41 12,643 -6.8 125,960
90 Crescent Financial Corp. Cary, N.C. 10.01 11.85 35,630 8 355,806
91 Southern Bancshares Inc. Mount Olive, N.C. 10 9.29 68,078 14.3 680,787
  Marquette National Corp. Chicago 10 10.31 86,059 9.6 860,725
  ABN Amro North America Holding Co. Chicago 10 12.08 6,969,385 -2.8 69,710,316
94 Eagle Financial Services Inc. Berryville, Va. 9.99 9.47 36,085 18.8 361,270
95 Fidelity Bancshares (N.C.) Inc. Fuquay-Varina, N.C. 9.98 11.49 92,148 1.6 923,689
96 BWC Financial Corp. Walnut Creek, Calif. 9.92 11.34 42,637 -5.1 429,864
97 Placer Sierra Bancshares Sacramento 9.89 8.32 140,107 30.2 1,416,193
98 Alpine Bancorp. Inc. Belvidere, Ill. 9.88 9.71 43,001 4.9 433,487
99 Harleysville National Corp. Pa. 9.8 12.45 196,365 -15.4 2,003,450
100 First Bancorp Troy, N.C. 9.78 9.06 152,185 20.2 1,555,838
101 Cummins-American Corp. Glenview, Ill. 9.76 10.84 49,616 -1.1 508,448
102 First of Long Island Corp. Glen Head, N.Y. 9.69 11.52 39,144 -2.6 404,064
103 F&M Financial Corp. Clarksville, Tenn. 9.63 10.61 37,888 -6.8 393,486
104 American National Bankshares Inc. Danville, Va. 9.59 10.15 39,533 -6.6 408,501
105 Southern Community Financial Corp. Winston-Salem, N.C. 9.56 11.19 88,095 -2.8 921,195
106 Voyager Financial Services Corp. Eden Prairie, Minn. 9.55 8.98 39,179 18.7 410,088
107 LDF Inc. Chicago 9.52 12.88 37,164 35.8 390,246
108 Tennessee State Bancshares Inc. Pigeon Forge 9.46 5.75 33,800 84.9 357,470
109 Standard Bancshares Inc. Hickory Hills Ill. 9.43 10.01 126,512 9.1 1,341,005
  Arthur Financial Corp. Union, S.C. 9.43 9.15 40,311 22.3 427,399
111 Sky Financial Group Inc. Bowling Green, Ohio 9.42 10.63 1,047,145 -7.8 11,117,313
112 Plumas Bancorp Quincy, Calif. 9.4 10.34 30,430 2 323,687
113 Eagle Bancorp Inc. Bethesda, Md. 9.34 9.8 51,884 20.1 555,385
114 First Waterloo Bancshares Inc. Ill. 9.28 9.42 14,386 2.6 154,945
115 Gateway Financial Holdings Inc. Elizabeth City, N.C. 9.23 7.78 72,350 108.3 783,614
116 Rockville Financial MHC Inc. Vernon Rockville, Conn. 9.22 8.06 85,972 44.2 932,031
117 Salem Five Bancorp Mass. 9.18 NA 132,297 NA 1,440,585
118 Lincolnwood Bancorp Inc. Ill. 9.16 8.7 17,579 8.1 191,849
119 National Bank of Indianapolis Corp. 9.13 12.54 61,792 -25.6 677,093
120 Lakeland Financial Corp. Warsaw, Ind. 9.06 9.8 111,177 10.7 1,226,780
121 Warren Bancorp Inc. Clinton Township, Mich. 9.03 8.87 39,662 -1.1 439,128
122 First Midwest Bancorp Inc. Itasca, Ill. 9.01 10.56 454,264 3.8 5,039,475
123 Glacier Bancorp Inc. Kalispell, Mont. 8.99 10.35 230,656 16.7 2,567,013
124 BancIndependent Inc. Sheffield, Ala. 8.94 7.01 33,095 66.3 367,368
125 Alabama National BanCorp. Birmingham 8.91 10.12 380,397 2.5 4,268,325
  First State Financial Corp. Eastpointe Mich. 8.91 9.45 37,672 -17.8 423,012
127 First Financial Bancorp. Hamilton, Ohio 8.82 7.36 230,434 9.1 2,612,495
  American Chartered Bancorp Inc. Schaumburg, Ill. 8.82 9.79 133,311 12 1,511,485
129 MainSource Financial Group Inc. Greensburg, Ind. 8.79 9.12 102,922 24.8 1,170,485
130 First Community Corp. Lexington, S.C. 8.77 9.23 20,146 14.8 229,621
131 Wachovia Corp. Charlotte, N.C. 8.76 10.51 25,776,000 -0.8 282,095,000
  Bremer Financial Corp. St. Paul 8.76 13.05 410,107 -32.8 4,682,656
  Johnson Financial Group Inc. Racine, Wis. 8.76 10.68 256,608 -5.2 2,861,678
134 SCBT Financial Corp. Columbia, S.C. 8.75 10.61 142,294 10.5 1,625,911
135 Suffolk Bancorp Riverhead, N.Y. 8.64 8.91 79,703 4.2 922,426
136 Integrity Financial Corp. Hickory, N.C. 8.57 9.19 42,216 -6.6 492,669
137 UFS Bancorp Whitinsville, Mass. 8.56 8.86 27,923 7.4 326,019
138 Alliance Financial Services Inc. St. Paul 8.55 10.78 41,508 -17.1 485,719
139 Community Capital Corp. Greenwood, S.C. 8.52 9.63 42,081 1.6 493,812
140 Metro Bank Financial Services Inc. Miami 8.5 11.41 16,342 -7.8 192,210
141 Ameriana Bancorp New Castle, Ind. 8.48 7.7 18,591 22.6 219,315
142 Regions Financial Corp. Birmingham, Ala. 8.45 8.13 5,091,775 3.9 54,911,536
  Community Bank Shares of Indiana Inc. New Albany 8.45 8.92 44,990 4.4 532,242
144 First United Corp. Oakland, Md. 8.43 6.96 80,580 25.4 955,585
145 Town and Country Financial Corp. Springfield, Ill. 8.42 8.3 21,045 7.2 250,029
146 First Chester County Corp. West Chester, Pa. 8.41 8.47 57,679 6.3 685,607
147 Merchants Financial Group Inc. Winona, Minn. 8.39 10.04 43,587 -14.7 519,616
148 Fauquier Bankshares Inc. Warrenton, Va. 8.35 6.1 33,498 57.7 401,405
149 Sun Bancorp Inc. Vineland, N.J. 8.3 6.66 183,824 44.7 2,214,630
150 Sierra Bancorp Porterville, Calif. 8.29 8.5 65,648 13.2 791,198


*Home equity loans outstanding as a percentage of total loans. NM = Not meaningful
Source:

SNL Financial
, Charlottesville, Va.
© 2006 American Banker