Bank Holding Companies with Highest Concentration in Home Equity Loans
October 03, 2006, 10:08 a.m. EDT 1 Min Read
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Bank Holding Companies with Highest Concentration in Home Equity Loans
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Published October 3, 2006 | ||||||
Related Table: Biggest Increases from Year Earlier | ||||||
Concentration* | Home equity loans | Domestic | ||||
March 31 | Year earlier | March 31 | Change | |||
1 | First American Bank Corp. Elk Grove Village, Ill. | 32.64% | 34.69% | $604,378 | NM | $1,851,755 |
2 | Fremont Bancorp. Calif. | 26.35 | 28.15 | 390,868 | 12.1 | 1,483,272 |
3 | First Horizon National Corp. Memphis | 21.91 | 27.94 | 5,431,387 | -13.5 | 24,793,391 |
4 | TriCo Bancshares Chico, Calif. | 20.36 | 19.82 | 285,115 | 21.7 | 1,400,108 |
5 | Riverside Gulf Coast Banking Co. Cape Coral, Fla. | 19.94 | 21.94 | 82,504 | 28.1 | 413,862 |
6 | Hampden Bancorp MHC Springfield, Mass. | 19.71 | 19.95 | 59,434 | 11.4 | 301,591 |
7 | Bridge Bancorp Inc. Bridgehampton, N.Y. | 19 | 19.05 | 57,129 | 1 | 300,723 |
8 | National City Corp. Cleveland | 17.95 | 17.51 | 20,468,599 | 2.1 | 113,634,900 |
9 | AmSouth Bancorp. Birmingham, Ala. | 17.73 | 18.81 | 6,563,620 | 5.1 | 37,019,896 |
10 | Provident Bankshares Corp. Baltimore | 16.31 | 13.3 | 606,729 | 28.5 | 3,720,477 |
11 | Cambridge Bancorp Mass. | 16.28 | 18.41 | 54,902 | -0.5 | 337,016 |
12 | Commonwealth Bancshares Inc. Louisville | 16.06 | 17.41 | 73,920 | -2.2 | 445,403 |
13 | Florida Bank Group Inc. Tampa | 15.97 | 15.41 | 50,152 | 89.1 | 314,076 |
14 | First Charter Corp. Charlotte | 15.72 | 17.7 | 474,576 | -1.1 | 3,019,682 |
15 | City Holding Co. Charleston, W.Va. | 15.5 | 21.45 | 251,585 | -12.7 | 1,443,449 |
16 | Camden National Corp. Maine | 15.12 | 12.96 | 183,313 | 29.8 | 1,198,594 |
17 | F.N.B.C. of La Grange Inc. Ill. | 14.72 | 14.82 | 42,038 | 4 | 285,497 |
18 | LSB Bancshares Inc. Lexington, N.C. | 14.7 | 13.65 | 111,005 | 9.3 | 754,976 |
NVE Bancorp MHC Englewood, N.J. | 14.47 | 18.25 | 37,290 | -16.6 | 257,734 | |
20 | Huntington Bancshares Inc. Columbus, Ohio | 14.37 | 14.96 | 3,799,744 | 3.9 | 26,447,546 |
21 | West Tennessee Bancshares Inc. Bartlett | 14.32 | 15.62 | 39,809 | 9.3 | 277,971 |
22 | First Citizens BancShares Inc. Raleigh | 13.86 | 17.67 | 1,359,483 | -18.2 | 9,810,088 |
23 | Hasten Bancshares Indianapolis | 13.72 | 12.36 | 111,785 | 16.9 | 814,521 |
24 | RCB Corp. Sacramento | 13.63 | 14.85 | 61,145 | -7.9 | 448,048 |
25 | Fifth Third Bancorp Cincinnati | 13.55 | 13.2 | 9,778,912 | 12.7 | 72,122,735 |
26 | Norway Bancorp MHC Maine | 13.27 | 14.23 | 81,027 | 3.9 | 610,482 |
27 | S&C Banco Inc. New Richmond, Wis. | 13.26 | 12.8 | 40,573 | 9.7 | 305,965 |
28 | Citizens Financial Group Inc. Providence, R.I. | 13.16 | 11.74 | 13,678,593 | 30.6 | 103,933,763 |
29 | First Citizens Bancorp. Inc. Columbia, S.C. | 13.11 | 14.21 | 478,435 | 6.2 | 3,534,984 |
30 | Wells Fargo and Co. San Francisco | 13.09 | 18.82 | 45,934,000 | -26.3 | 344,397,102 |
31 | Alpine Banks of Colorado Glenwood Springs, Colo. | 12.99 | 11.44 | 160,302 | 27.2 | 1,233,854 |
32 | Camco Financial Corp. Cambridge, Ohio | 12.95 | 12.2 | 109,388 | 6.5 | 843,799 |
33 | First Indiana Corp. Indianapolis | 12.75 | 19.23 | 199,821 | -29.6 | 1,567,656 |
34 | F and M Financial Corp. Granite Quarry, N.C. | 12.58 | 13.28 | 55,953 | 15.8 | 444,756 |
Peoples Bancorp of North Carolina Inc. Newton | 12.58 | 13.07 | 74,630 | 5.2 | 593,136 | |
36 | First Volunteer Corp. Chattanooga, Tenn. | 12.49 | 13.49 | 45,973 | -5.6 | 368,201 |
37 | Webster Financial Corp. Waterbury, Conn. | 12.3 | 13.06 | 1,573,495 | NM | 12,791,853 |
38 | Bank of Hawaii Corp. Honolulu | 12.27 | 12.54 | 769,406 | 1.6 | 5,657,568 |
Republic Bancorp Inc. Louisville | 12.27 | 14.35 | 259,647 | -3.2 | 2,116,968 | |
40 | TCF Financial Corp. Wayzata, Minn. | 12.26 | 15.48 | 1,323,119 | -12.7 | 10,791,898 |
41 | Countrywide Financial Corp. Calabasas, Calif. | 12.22 | 17.46 | 12,984,345 | -4.3 | 106,238,964 |
42 | Tampa Banking Co. | 12.14 | 12.73 | 67,389 | 17.5 | 555,005 |
43 | Foster Bankshares Inc. Chicago | 12.13 | 15.92 | 46,698 | -3.7 | 384,956 |
44 | Alliance Bankshares Corp. Chantilly, Va. | 12.08 | 16.27 | 41,639 | 6 | 344,784 |
45 | United Bankshares Inc. Charleston, W.Va. | 12.01 | 13.14 | 563,919 | -2.4 | 4,695,102 |
46 | RBC Centura Banks Inc. Raleigh | 11.98 | 14.3 | 1,533,176 | -8.5 | 12,795,521 |
JPMorgan Chase & Co. New York | 11.98 | 11.15 | 55,238,000 | 14.9 | 413,348,000 | |
48 | Irwin Financial Corp. Columbus, Ind. | 11.97 | 12.4 | 618,078 | 9.8 | 4,881,241 |
49 | PNC Financial Services Group Inc. Pittsburgh | 11.96 | 11.31 | 6,199,748 | 17.2 | 50,557,712 |
50 | Macon Bancorp Franklin, N.C. | 11.94 | 12.39 | 88,761 | 14.4 | 743,368 |
51 | Klein Financial Inc. Chaska, Minn. | 11.83 | 11.98 | 99,338 | 9.6 | 821,626 |
52 | TD Banknorth Inc. Portland, Maine | 11.77 | 12.56 | 3,024,672 | 18.9 | 25,708,689 |
53 | First Litchfield Financial Corp. Conn. | 11.64 | 14.04 | 28,711 | -10 | 246,755 |
54 | FNB Financial Services Corp. Greensboro, N.C. | 11.62 | 10.89 | 88,036 | 12.2 | 757,664 |
55 | Sandy Spring Bancorp Inc. Olney, Md. | 11.55 | 11.95 | 202,305 | 14.1 | 1,751,881 |
56 | KeyCorp Cleveland | 11.54 | 13.86 | 8,149,881 | -12.9 | 69,177,039 |
57 | Anchor Bancorp Inc. Wayzata, Minn. | 11.53 | 10.33 | 94,181 | 22 | 816,546 |
58 | Northwest Suburban Bancorp Inc. Mount Prospect, Ill. | 11.52 | 13.26 | 43,942 | -9.3 | 381,503 |
59 | First Oak Brook Bancshares Inc. Ill. | 11.47 | 13.78 | 158,142 | 4.1 | 1,378,231 |
Peoples Mutual Holdings Bridgeport, Conn. | 11.47 | 11.55 | 1,006,258 | 7.8 | 8,774,871 | |
61 | LNB Bancorp Inc. Lorain, Ohio | 11.46 | 11.02 | 67,738 | 6.1 | 590,825 |
62 | FirstMerit Corp. Akron | 11.35 | 10.38 | 764,678 | 11.7 | 6,735,040 |
Financial Institutions Inc. Warsaw, N.Y. | 11.35 | 9.23 | 109,647 | -3 | 966,404 | |
64 | Great Lakes Financial Resources Inc. Matteson, Ill. | 11.31 | 13.37 | 50,861 | -6.9 | 449,824 |
Villages Bancorp. Inc. The Villages, Fla. | 11.31 | 14.04 | 35,289 | 6.3 | 310,892 | |
66 | Mid-State Bancshares Arroyo Grande, Calif. | 11.29 | 11.78 | 175,627 | 1.7 | 1,555,006 |
67 | Wintrust Financial Corp. Lake Forest, Ill. | 11.27 | 12.65 | 623,348 | -1.8 | 5,529,249 |
68 | Citrus and Chemical Bancorp. Inc. Bartow, Fla. | 11.17 | 14.72 | 47,068 | -9.6 | 412,139 |
69 | West Coast Bancorp Lake Oswego, Ore. | 11.14 | 11.45 | 179,965 | 9.5 | 1,615,441 |
70 | Washington Trust Bancorp Inc. Westerly, R.I. | 11.1 | 12.17 | 157,769 | NM | 1,420,993 |
71 | Prosperity Banking Co. St. Augustine, Fla. | 11.09 | 9.07 | 74,441 | 62.6 | 671,251 |
72 | Citizens Banking Corp. Flint, Mich. | 10.86 | 11.6 | 608,533 | -4 | 5,605,390 |
73 | Montecito Bancorp Santa Barbara, Calif. | 10.83 | 9.34 | 43,556 | 18.5 | 402,065 |
74 | SunTrust Banks Inc. Atlanta | 10.82 | 10.72 | 13,791,702 | 15.2 | 127,481,907 |
75 | Harris Financial Corp. Wilmington, Del. | 10.81 | 11.17 | 3,007,385 | 10 | 27,538,686 |
76 | West Suburban Bancorp Inc. Lombard, Ill. | 10.55% | 11.54% | $119,538 | -0.60% | $1,133,424 |
77 | Independent Bank Corp. Rockland, Mass. | 10.52 | 9.12 | 214,523 | 20.5 | 2,037,417 |
78 | Capital Bank Corp. Raleigh | 10.48 | 9.57 | 98,980 | 59.6 | 944,826 |
79 | First Security Group Inc. Chattanooga, Tenn. | 10.38 | 11.59 | 79,588 | 11.7 | 766,622 |
80 | Century Bancorp Inc. Medford, Mass. | 10.36 | 11.91 | 74,360 | 2.6 | 717,987 |
81 | Jacksonville Bancorp Inc. Fla. | 10.34 | 12.15 | 25,638 | 8.3 | 248,048 |
82 | New Mexico Banquest Corp. Santa Fe | 10.28 | 12.64 | 35,610 | -5.6 | 346,170 |
83 | Leesport Financial Corp. Wyomissing, Pa. | 10.25 | 11.85 | 70,330 | -2.5 | 686,039 |
84 | Associated Banc-Corp Green Bay, Wis. | 10.22 | 9.18 | 1,593,696 | 23.9 | 15,587,005 |
85 | First National Lincoln Corp. Damariscotta, Maine | 10.21 | 11.48 | 80,763 | 3.1 | 791,315 |
86 | Greenville First Bancshares Inc. S.C. | 10.12 | 12.45 | 36,881 | 0.2 | 364,391 |
87 | Bank of America Corp. Charlotte | 10.11 | 9.83 | 64,635,886 | 22.3 | 595,754,235 |
88 | M&T Bank Corp. Buffalo | 10.05 | 9.99 | 4,104,783 | 5.2 | 40,858,598 |
89 | Executive Banking Corp. Miami | 10.04 | 11.41 | 12,643 | -6.8 | 125,960 |
90 | Crescent Financial Corp. Cary, N.C. | 10.01 | 11.85 | 35,630 | 8 | 355,806 |
91 | Southern Bancshares Inc. Mount Olive, N.C. | 10 | 9.29 | 68,078 | 14.3 | 680,787 |
Marquette National Corp. Chicago | 10 | 10.31 | 86,059 | 9.6 | 860,725 | |
ABN Amro North America Holding Co. Chicago | 10 | 12.08 | 6,969,385 | -2.8 | 69,710,316 | |
94 | Eagle Financial Services Inc. Berryville, Va. | 9.99 | 9.47 | 36,085 | 18.8 | 361,270 |
95 | Fidelity Bancshares (N.C.) Inc. Fuquay-Varina, N.C. | 9.98 | 11.49 | 92,148 | 1.6 | 923,689 |
96 | BWC Financial Corp. Walnut Creek, Calif. | 9.92 | 11.34 | 42,637 | -5.1 | 429,864 |
97 | Placer Sierra Bancshares Sacramento | 9.89 | 8.32 | 140,107 | 30.2 | 1,416,193 |
98 | Alpine Bancorp. Inc. Belvidere, Ill. | 9.88 | 9.71 | 43,001 | 4.9 | 433,487 |
99 | Harleysville National Corp. Pa. | 9.8 | 12.45 | 196,365 | -15.4 | 2,003,450 |
100 | First Bancorp Troy, N.C. | 9.78 | 9.06 | 152,185 | 20.2 | 1,555,838 |
101 | Cummins-American Corp. Glenview, Ill. | 9.76 | 10.84 | 49,616 | -1.1 | 508,448 |
102 | First of Long Island Corp. Glen Head, N.Y. | 9.69 | 11.52 | 39,144 | -2.6 | 404,064 |
103 | F&M Financial Corp. Clarksville, Tenn. | 9.63 | 10.61 | 37,888 | -6.8 | 393,486 |
104 | American National Bankshares Inc. Danville, Va. | 9.59 | 10.15 | 39,533 | -6.6 | 408,501 |
105 | Southern Community Financial Corp. Winston-Salem, N.C. | 9.56 | 11.19 | 88,095 | -2.8 | 921,195 |
106 | Voyager Financial Services Corp. Eden Prairie, Minn. | 9.55 | 8.98 | 39,179 | 18.7 | 410,088 |
107 | LDF Inc. Chicago | 9.52 | 12.88 | 37,164 | 35.8 | 390,246 |
108 | Tennessee State Bancshares Inc. Pigeon Forge | 9.46 | 5.75 | 33,800 | 84.9 | 357,470 |
109 | Standard Bancshares Inc. Hickory Hills Ill. | 9.43 | 10.01 | 126,512 | 9.1 | 1,341,005 |
Arthur Financial Corp. Union, S.C. | 9.43 | 9.15 | 40,311 | 22.3 | 427,399 | |
111 | Sky Financial Group Inc. Bowling Green, Ohio | 9.42 | 10.63 | 1,047,145 | -7.8 | 11,117,313 |
112 | Plumas Bancorp Quincy, Calif. | 9.4 | 10.34 | 30,430 | 2 | 323,687 |
113 | Eagle Bancorp Inc. Bethesda, Md. | 9.34 | 9.8 | 51,884 | 20.1 | 555,385 |
114 | First Waterloo Bancshares Inc. Ill. | 9.28 | 9.42 | 14,386 | 2.6 | 154,945 |
115 | Gateway Financial Holdings Inc. Elizabeth City, N.C. | 9.23 | 7.78 | 72,350 | 108.3 | 783,614 |
116 | Rockville Financial MHC Inc. Vernon Rockville, Conn. | 9.22 | 8.06 | 85,972 | 44.2 | 932,031 |
117 | Salem Five Bancorp Mass. | 9.18 | NA | 132,297 | NA | 1,440,585 |
118 | Lincolnwood Bancorp Inc. Ill. | 9.16 | 8.7 | 17,579 | 8.1 | 191,849 |
119 | National Bank of Indianapolis Corp. | 9.13 | 12.54 | 61,792 | -25.6 | 677,093 |
120 | Lakeland Financial Corp. Warsaw, Ind. | 9.06 | 9.8 | 111,177 | 10.7 | 1,226,780 |
121 | Warren Bancorp Inc. Clinton Township, Mich. | 9.03 | 8.87 | 39,662 | -1.1 | 439,128 |
122 | First Midwest Bancorp Inc. Itasca, Ill. | 9.01 | 10.56 | 454,264 | 3.8 | 5,039,475 |
123 | Glacier Bancorp Inc. Kalispell, Mont. | 8.99 | 10.35 | 230,656 | 16.7 | 2,567,013 |
124 | BancIndependent Inc. Sheffield, Ala. | 8.94 | 7.01 | 33,095 | 66.3 | 367,368 |
125 | Alabama National BanCorp. Birmingham | 8.91 | 10.12 | 380,397 | 2.5 | 4,268,325 |
First State Financial Corp. Eastpointe Mich. | 8.91 | 9.45 | 37,672 | -17.8 | 423,012 | |
127 | First Financial Bancorp. Hamilton, Ohio | 8.82 | 7.36 | 230,434 | 9.1 | 2,612,495 |
American Chartered Bancorp Inc. Schaumburg, Ill. | 8.82 | 9.79 | 133,311 | 12 | 1,511,485 | |
129 | MainSource Financial Group Inc. Greensburg, Ind. | 8.79 | 9.12 | 102,922 | 24.8 | 1,170,485 |
130 | First Community Corp. Lexington, S.C. | 8.77 | 9.23 | 20,146 | 14.8 | 229,621 |
131 | Wachovia Corp. Charlotte, N.C. | 8.76 | 10.51 | 25,776,000 | -0.8 | 282,095,000 |
Bremer Financial Corp. St. Paul | 8.76 | 13.05 | 410,107 | -32.8 | 4,682,656 | |
Johnson Financial Group Inc. Racine, Wis. | 8.76 | 10.68 | 256,608 | -5.2 | 2,861,678 | |
134 | SCBT Financial Corp. Columbia, S.C. | 8.75 | 10.61 | 142,294 | 10.5 | 1,625,911 |
135 | Suffolk Bancorp Riverhead, N.Y. | 8.64 | 8.91 | 79,703 | 4.2 | 922,426 |
136 | Integrity Financial Corp. Hickory, N.C. | 8.57 | 9.19 | 42,216 | -6.6 | 492,669 |
137 | UFS Bancorp Whitinsville, Mass. | 8.56 | 8.86 | 27,923 | 7.4 | 326,019 |
138 | Alliance Financial Services Inc. St. Paul | 8.55 | 10.78 | 41,508 | -17.1 | 485,719 |
139 | Community Capital Corp. Greenwood, S.C. | 8.52 | 9.63 | 42,081 | 1.6 | 493,812 |
140 | Metro Bank Financial Services Inc. Miami | 8.5 | 11.41 | 16,342 | -7.8 | 192,210 |
141 | Ameriana Bancorp New Castle, Ind. | 8.48 | 7.7 | 18,591 | 22.6 | 219,315 |
142 | Regions Financial Corp. Birmingham, Ala. | 8.45 | 8.13 | 5,091,775 | 3.9 | 54,911,536 |
Community Bank Shares of Indiana Inc. New Albany | 8.45 | 8.92 | 44,990 | 4.4 | 532,242 | |
144 | First United Corp. Oakland, Md. | 8.43 | 6.96 | 80,580 | 25.4 | 955,585 |
145 | Town and Country Financial Corp. Springfield, Ill. | 8.42 | 8.3 | 21,045 | 7.2 | 250,029 |
146 | First Chester County Corp. West Chester, Pa. | 8.41 | 8.47 | 57,679 | 6.3 | 685,607 |
147 | Merchants Financial Group Inc. Winona, Minn. | 8.39 | 10.04 | 43,587 | -14.7 | 519,616 |
148 | Fauquier Bankshares Inc. Warrenton, Va. | 8.35 | 6.1 | 33,498 | 57.7 | 401,405 |
149 | Sun Bancorp Inc. Vineland, N.J. | 8.3 | 6.66 | 183,824 | 44.7 | 2,214,630 |
150 | Sierra Bancorp Porterville, Calif. | 8.29 | 8.5 | 65,648 | 13.2 | 791,198 |
*Home equity loans outstanding as a percentage of total loans. NM = Not meaningful
Source: SNL Financial, Charlottesville, Va.
© 2006 American Banker