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Bank Holding Companies with Largest Business Loan Portfolios

June 18, 2004, 10:08 a.m. EDT 1 Min Read
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Bank Holding Companies with Largest Business Loan Portfolios

Bank Holding Companies with Largest Business Loan Portfolios
As of Dec. 31, 2003. Dollars in thousands
Published Date
    Total business loans As a percent of all loans Business loan breakdown
Commercial and industrial Secured real estate* Lease finance receivables All other**
Dec. '03 Vs. '02 Dec. '03 Vs. '02 Dec. '03 Vs. '02 Dec. '03 Vs. '02 Dec. '03 Vs. '02 Dec. '03 Vs. '02
1 Citigroup Inc. New York $204,449,000 -5.39% 40.50% 45.27% $96,264,000 -10.11% $45,596,000 5.40% $15,583,000 -17.77% $47,006,000 0.44%
2 Bank of America Corp. Charlotte 141,265,008 -7.74 37.14 42.95 70,584,609 -16.87 46,833,845 2.16 11,392,300 -21.84 12,454,254 59.96
3 Wachovia Corp. Charlotte 106,312,000 3.17 57.5 59.98 40,744,000 -5.54 34,485,000 -0.85 13,744,000 7.78 17,339,000 40.03
4 Bank One Corp. Chicago 103,682,000 29.96 60.45 53.86 35,762,000 -15.18 18,569,000 -3.77 6,631,000 -25.79 42,720,000 355.34
5 J.P. Morgan Chase & Co. New York 92,121,000 -8.24 41.97 46.43 46,127,000 -13.44 4,428,000 -5.26 12,462,000 -2.63 29,104,000 -1.8
6 Wells Fargo & Co. San Francisco 90,713,000 1.15 31.32 35.24 42,337,000 4.52 36,412,000 9.34 4,480,000 -45.68 7,484,000 -1.86
7 U.S. Bancorp Minneapolis 71,945,000 -3.62 60.12 62 27,605,000 -5.9 26,564,000 0.59 11,019,000 -0.19 6,757,000 -14.09
8 FleetBoston Financial Corp. 64,911,000 -13.86 50.72 63.1 34,012,000 -20.48 12,096,000 -11.89 13,039,000 -0.92 5,764,000 1.21
9 SunTrust Banks Inc. Atlanta 44,622,795 6.48 51.72 51.79 21,934,735 0.6 13,809,885 5.38 4,128,100 30.55 4,750,075 23.85
10 KeyCorp Cleveland 36,914,046 -2.03 58.87 60.33 15,819,625 -3.04 10,799,412 -9 8,826,506 5.24 1,468,503 32.28
11 Comerica Inc. Detroit 36,773,904 -5.61 90.75 91.61 22,399,882 -7.99 11,749,638 6.44 1,300,819 0.37 1,323,565 -41.97
12 MetLife Inc. New York 35,994,276 3.26 99.3 99.98 139,151 416.29 26,125,220 3.64 980,352 -6.18 8,749,553 1.97
13 National City Corp. Cleveland 33,308,432 -7.2 35.19 37.05 16,359,303 -11.13 13,423,845 5.27 1,581,605 -31.62 1,943,679 -19.62
14 BB&T Corp. Winston-Salem, N.C. 31,571,020 9.64 50.67 53.8 7,181,383 3.94 20,877,502 11.95 2,679,478 6.03 832,657 17.35
15 Bank of New York Co. Inc. 31,084,103 13.68 86.9 85.44 8,267,660 -33.89 3,129,294 -5.42 5,730,781 3.77 13,956,368 132.37
16 Fifth Third Bancorp Cincinnati 29,696,953 10.27 54.8 54.64 13,338,079 18.27 8,764,685 0.2 5,712,205 3.96 1,881,984 33.36
17 SouthTrust Corp. Birmingham, Ala. 27,063,484 2.39 75.53 74.62 12,177,479 37.23 12,849,814 -17.15 1,334,585 5.88 701,606 -10.97
18 M&T Bank Corp. Buffalo, N.Y. 22,610,646 40.39 63.21 62.6 7,812,855 60.91 12,782,630 27.1 1,137,178 68.56 877,983 69.18
19 PNC Financial Services Group Pittsburgh 20,180,015 -9.37 56.83 60.04 11,833,710 -7.13 3,532,652 -11.51 2,953,660 -17.16 1,859,993 -5.47
20 Regions Financial Corp. Birmingham, Ala. 19,715,901 1.83 58.89 59.49 5,044,640 -2.1 13,075,285 4.84 768,883 3.54 827,093 -16.88
21 Union Planters Corp. Memphis 16,077,000 8.65 70.43 58.78 4,905,923 -4.28 10,167,620 17.92 47,926 -35.03 955,531 -2.08
22 Marshall & Ilsley Corp. Milwaukee 15,973,539 4.75 63.44 63.79 6,310,438 0.72 7,864,753 9.06 576,322 -26.3 1,222,026 23.39
23 Zions Bancorp Salt Lake City 14,150,978 3.16 71.04 72.05 3,926,399 3.91 9,258,209 3.61 325,438 0.05 640,932 -5.59
24 AmSouth Bancorp Birmingham, Ala. 14,116,678 6.99 47.89 48.17 4,184,450 0.96 7,276,643 10.81 1,966,145 11.89 689,440 -5
25 BancWest Corp. Honolulu 13,245,346 99.83 51.39 54.73 3,709 0.92 6,164,257 1.05 2,418,795 1.01 952,853 99.29
26 Synovus Financial Corp. Columbus, Ga. 13,056,562 11.82 78.66 79.38 3,450,662 6.44 9,150,764 16 122,529 338.4 332,607 -35.76
27 Popular Inc. San Juan, Puerto Rico 12,674,000 6.56 55.93 59.97 5,831,000 2.73 5,022,000 9.08 1,054,000 18.83 767,000 5.5
28 Huntington Bancshares Inc. Columbus, Ohio 11,252,424 -9.92 52.85 58.21 3,911,260 -3.77 4,773,401 1.51 2,196,175 -35.1 371,588 8.95
29 Compass Bancshares Birmingham, Ala. 10,200,110 4.8 58.74 59.05 3,423,372 -1.08 6,395,982 10.79 171,191 -37.34 209,565 -7.12
30 New York Community Bancorp Inc. Westbury 9,531,088 82.87 90.71 94.91 65,518 8.91 9,457,774 83.84 153 NA 7,643 9.55
31 Colonial BancGroup Inc. Montgomery, Ala. 9,390,191 -1.34 78.47 79.05 922,874 -12.22 7,281,463 10.5 0 NA 1,185,854 -36.81
32 Charles Schwab Corp. San Francisco 8,988,308 24.59 62.55 63.18 76,547 -8.8 51,615 38.28 0 NA 8,860,146 24.91
33 North Fork Bancorp Melville, N.Y. 8,981,559 13.56 72.75 69.57 2,045,765 22.04 6,734,267 10.61 102,188 60.19 99,339 22.95
34 Banknorth Group Inc. Portland, Maine 8,691,711 13 52.86 54.04 2,432,811 10.44 5,706,758 14.55 101,414 -13.71 450,728 15.79
35 Northern Trust Corp. Chicago 8,379,413 -6.92 46.97 49.56 3,494,375 -14.21 1,439,525 8.37 1,227,997 -3.76 2,217,516 -4.6
36 Provident Financial Group Cincinnati 7,450,019 -15.12 78.08 79.8 2,987,356 -7.8 1,500,201 -2.09 1,745,229 -34.42 1,217,233 -9.43
37 FBOP Corp. Oak Park, Ill. 7,221,833 10.78 90.97 85.69 228,301 19.94 6,817,503 10.73 139,339 -1.16 36,690 20.26
38 National Commerce Financial Corp. Memphis 6,921,381 8.65 52.05 49.1 1,481,133 30.42 5,113,419 3.29 131,236 -1.24 195,593 29.47
39 Charter One Financial Inc. Cleveland 6,854,814 11.45 23.9 23.18 1,090,733 17.03 3,534,677 17.45 2,224,192 4.25 5,212 -93.09
40 First Tennessee National Corp. Memphis 6,606,549 12.51 38.93 36.37 2,794,815 24.12 3,276,492 14.5 0 NA 535,242 -29.44
41 Sky Financial Group Inc. Bowling Green, Ohio 6,571,925 19.96 69.87 68.87 2,988,263 14.98 3,387,202 25.41 43,754 37.34 152,706 3.94
42 Associated Banc-Corp. Green Bay, Wis. 6,477,968 2.82 62.31 59.34 1,983,177 -4.37 4,324,663 7.06 38,968 1.61 131,160 -11.67
43 Mercantile Bankshares Corp. Baltimore 6,414,954 24.1 68.91 70.62 1,885,174 13.49 4,072,868 35.1 74,050 -27.53 382,862 -2.13
44 BOK Financial Corp. Tulsa 5,976,988 10.25 79.95 78.65 3,098,241 7.82 2,430,629 12.43 92,937 10.5 355,181 17.62
45 Hibernia Corp. New Orleans 5,823,595 14.13 44.53 42.46 2,481,559 6.13 2,576,161 30.28 159,228 -16.32 606,647 1.7
46 State Street Corp. Boston 5,793,400 14.24 98.72 98.89 150,844 -39.53 0 -100 2,253,308 6.18 3,389,248 25.92
47 Mellon Financial Corp. Pittsburgh 5,733,727 -19.16 76.95 84.24 2,473,588 -32.23 2,136,412 -4.25 628,628 -7.82 495,099 -6.54
48 City National Corp. Beverly Hills 5,426,213 -5.73 68.84 71.94 2,504,321 -14.82 2,430,256 1.77 121,692 -32.69 369,944 49.63
49 Commerce Bancorp Inc. Cherry Hill, N.J. 4,629,757 27.67 61.7 60.99 1,227,217 29.31 2,863,126 24.4 177,744 87.01 361,670 28.9
50 First Citizens Bancshares Raleigh 4,455,189 11.62 53.51 52.38 862,370 0.6 3,295,853 13.61 160,390 13.45 136,576 49.08
51 First Banks Inc. St. Louis 4,377,151 0.84 82.15 79.92 1,304,585 -0.79 2,938,919 4.26 68,683 -47.33 64,964 -15.09
52 Commerce Bancshares Inc. Kansas City, Mo. 4,343,665 0.04 53.33 55.14 1,520,209 -13.29 2,286,836 8.43 204,042 5.51 332,578 16.15
53 W Holding Co. Inc. Mayaguez, Puerto Rico 4,271,280 26.79 89.97 88.44 499,412 -8.13 3,714,506 34.21 0 NA 57,362 -0.03
54 South Financial Group Greenville, S.C. 4,125,777 26.01 71.61 72.58 1,352,607 48.78 2,767,435 17.24 0 -100 5,735 30.28
55 Greater Bay Bancorp Palo Alto, Calif. 4,103,830 -5.34 90.63 90.48 860,987 -49.86 2,381,195 -6.63 795,427 1976.51 66,221 126.2
56 Wilmington Trust Corp. Wilmington, Del. 4,064,292 7.47 64.77 62.48 2,303,112 16.81 1,604,508 -2.66 1,733 -60.44 154,939 -1.46
57 Fulton Financial Corp. Lancaster, Pa. 4,042,799 24.28 65.28 60.38 828,389 5.64 2,949,329 39.88 62,018 -5.42 203,063 -31.12
58 Whitney Holding Corp. New Orleans 3,945,636 12.54 80.56 77.53 2,072,943 16.25 1,726,112 8.9 0 NA 146,581 6.41
59 Cullen/Frost Bankers Inc. San Antonio 3,862,344 2.99 84.08 82.89 2,111,035 0.63 1,643,369 4.71 66,886 33.93 41,054 23.96
60 R&G Financial Corp. San Juan, Puerto Rico 3,761,069 40.92 85.4 87.48 123,849 15.71 3,572,924 42.08 62,673 36.82 1,623 18.73
61 BancorpSouth Inc. Tupelo, Miss. 3,717,784 4.65 58.93 55.09 702,550 3.82 2,743,745 8.57 207,766 -25.75 63,723 -7.63
62 UCBH Holdings Inc. San Francisco 3,498,751 30.33 91.94 88.33 302,159 15.42 3,181,711 31.99 0 NA 14,881 23.7
63 TCF Financial Corp. Wayzata, Minn. 3,463,458 5.04 39.79 38.26 672,109 1.05 1,907,799 2.97 850,657 13.5 32,893 9.58
64 FirstMerit Corp. Akron 3,385,248 -5.08 51.16 48.27 1,441,833 -11.01 1,774,047 4.54 134,827 -34.64 34,541 -19.13
65 Hudson United Bancorp Mahwah, N.J. 3,358,315 11.92 72.06 69.13 1,603,258 19.51 1,567,039 10.44 139,936 -29.56 48,082 15.6
66 Doral Financial Corp. San Juan, Puerto Rico 3,322,762 5.6 97.57 97.6 38,125 213.55 3,278,452 4.59 0 NA 6,185 NA
67 Old National Bancorp Evansville, Ind. 3,302,148 -3.23 59.1 59.12 977,208 -12.65 1,790,553 -0.17 356,063 2.28 178,324 17.51
68 People's Mutual Holdings Bridgeport, Conn. 3,241,597 7.21 39.4 41.77 1,265,228 7.87 1,826,934 5.86 51,346 48.7 98,089 8.72
69 First Bancorp San Juan, Puerto Rico 3,055,578 -31.99 43.43 79.79 1,607,819 13.95 1,286,774 -56.19 159,835 12 1,150 -28.57
70 Citizens Banking Corp. Flint, Mich. 3,052,687 -9.03 57.7 60 1,230,511 -13.54 1,564,284 -2.42 1,005 -56.17 256,887 -21.5
71 Cathay General Bancorp Los Angeles 3,003,457 89.13 91.14 84.8 819,568 92.66 2,170,494 90.86 7,123 NA 6,272 -75.29
72 East West Bancorp Inc. San Marino, Calif. 2,988,373 40.08 91.29 90.83 424,465 28.49 2,550,879 42.39 2,557 -52.01 10,472 72.81
73 Ocean Bankshares Inc. Miami 2,975,163 4.46 90.29 92.58 523,688 -0.22 2,413,630 6.14 0 NA 37,845 -23.33
74 Valley National Bancorp Wayne, N.J. 2,968,172 4.57 48.09 49.26 1,148,256 6.16 1,781,520 3.54 28,983 20.15 9,413 -22.28
75 Southwest Bancorp Houston 2,911,839 9.46 80.41 82.03 1,421,322 16.47 1,345,806 1.01 0 NA 144,711 34.75
76 F.N.B. Corp. Naples,Fla. $2,904,192 14.99% 50.67% 48.15% $579,332 8.51% $2,216,513 21.02% $22,430 -62.67% $85,917 -14.14%
77 First Midwest Bancorp Inc. Itasca, Ill. 2,858,766 27.7 70.24 65.46 907,227 15.83 1,837,342 36.81 36 NA 114,161 1.49
78 Susquehanna Bancshares Inc. Lititz, Pa. 2,705,232 17.09 63.45 60.31 526,851 31.63 1,652,352 9.05 431,442 36.1 94,587 21.37
79 Gold Banc Corp. Inc. Leawood, Kan. 2,657,142 13.19 88.07 85.96 689,668 -3.63 1,845,994 27.53 5,022 -56.14 116,458 -32.65
80 Chittenden Corp. Burlington, Vt. 2,522,165 26.74 67.25 64.85 614,025 17.75 1,768,253 35.48 20,153 -62.8 119,734 9.61
81 Arvest Bank Group Inc. Bentonville, Ark. 2,502,528 32.15 51.91 54.09 620,249 31.92 1,792,036 35.16 350 -28.86 89,893 -7.45
82 Trustmark Corp. Jackson, Miss. 2,478,901 9.76 49.26 48.87 787,094 1.36 1,421,489 17.41 0 NA 270,318 -0.37
83 Wintrust Financial Corp. Lake Forest, Ill. 2,390,611 33.44 71.24 66.75 1,314,916 42.75 1,012,374 25.87 22,002 1.04 41,319 -6.78
84 Central Bancompany Jefferson City, Mo. 2,378,228 3.58 61.55 61.8 556,035 -1 1,710,820 5.62 28,908 12.85 82,465 -7.31
85 Corus Bankshares Inc. Chicago, Ill. 2,358,036 44.48 96.89 93.69 98,621 12.54 2,256,061 46.48 0 NA 3,354 -21.78
86 Bank of Hawaii Corp. Honolulu 2,311,672 -0.59 40.09 43.07 724,688 -8.9 963,413 2.94 502,834 2.08 120,737 18.97
87 CIB Marine Bancshares Inc. Pewaukee, Wis. 2,291,465 -11.69 95.08 88.39 661,171 -22.34 1,584,813 -5.05 0 NA 45,481 -38.85
88 Texas Regional Bancshares McAllen 2,224,054 16.66 87.43 82.04 727,120 16.82 1,353,751 18.22 0 NA 143,183 3.06
89 United Bankshares Inc. Charleston, W.Va. 2,219,287 16.58 51.89 45.81 650,226 32.23 1,352,278 12.88 7,094 -2.62 209,689 1.5
90 Community First Bankshares Fargo, N.D. 2,214,387 -9.48 66.6 68.37 452,177 -23.6 1,438,665 -3.14 26,480 -7.63 297,065 -12.7
91 MB Financial Inc. Chicago 2,165,631 13.54 76.53 75.9 826,337 -1.73 1,302,352 26.76 31,420 -5 5,522 -7.36
92 Irwin Financial Corp. Columbus, Ind. 2,151,042 17.97 53.18 44.15 318,456 10.12 1,358,845 15.83 463,642 33.84 10,099 -30.67
93 International Bancshares Corp. Laredo, Tex. 2,043,660 -0.09 74.34 73.85 501,992 2.55 1,513,406 -0.9 7,648 32.39 20,614 -10.48
94 ESB Acquisition Corp. New York 1,969,551 NA 31.51 NA 37,523 NA 1,817,231 NA 114,797 NA 0 NA
95 1st Source Corp. South Bend, Ind. 1,959,288 6 85.54 79.49 1,373,320 8.57 457,203 1.85 105,876 -4.32 22,889 -4.21
96 Amcore Financial Inc. Rockford, Ill. 1,955,097 13.68 64.64 58.03 426,329 -17.78 1,469,084 32.11 242 -73.89 59,442 -32.71
97 Pacific Capital Bancorp Santa Barbara, Calif. 1,911,893 1.87 60.11 62.15 477,416 0.81 1,249,934 3.38 149,641 7.71 34,902 -36.71
98 Alabama National Bancorp Birmingham 1,911,566 27.55 71.44 66.83 265,923 4.87 1,354,340 33.26 77,857 -2.82 213,446 43.55
99 Sterling Bancshares Inc. Houston 1,906,113 14.57 88.37 62.9 668,916 12.76 1,224,371 18.35 0 NA 12,826 -64.33
100 United Community Banks Inc. Blairsville, Ga. 1,893,867 40.64 62.57 55.97 168,296 37.56 1,703,678 41.25 0 NA 21,893 20.5
101 Pinnacle Bancorp Inc. Central City, Neb. 1,871,855 6.67 76.46 74.22 295,447 -12.68 1,238,535 13.54 3,351 -48.03 334,522 4.8
102 Capitol Bancorp Ltd. Lansing, Mich. 1,868,261 14.64 81.57 78.85 432,763 3.74 1,429,749 18.38 0 NA 5,749 21.54
103 Umpqua Holdings Corp. Portland, Ore. 1,828,237 15.09 89.79 86.46 495,645 2.21 1,298,598 19.59 10,907 52.52 23,087 117.93
104 Local Financial Corp. Oklahoma City 1,791,186 4.47 78.87 81.12 523,414 1.54 1,238,243 4.25 12,315 NA 17,214 51.08
105 Silicon Valley Bancshares Santa Clara, Calif. 1,784,983 -1.29 89.73 86.69 1,423,896 -3.36 243,793 3.45 340 -95.29 116,954 27.15
106 Republic Bancorp Inc. Owosso, Mich. 1,759,900 7.96 41 37.76 38,319 -21.01 1,720,195 8.93 0 NA 1,386 -44.09
107 First Interstate BancSystem Billings, Mont. 1,705,226 17.5 66.76 64.92 463,336 2.81 1,122,121 26.89 4,631 -28.05 115,138 4.84
108 Eastern Bank Corp. Boston 1,695,269 9.12 49.73 49.31 538,743 -7.71 948,221 28.54 142,661 -22.42 65,644 36.13
109 Riggs National Corp. Washington 1,668,051 17.98 51.72 47 489,392 3.41 857,184 39.05 9,425 -54.03 312,050 2.79
110 CVB Financial Corp. Ontario, Calif. 1,652,859 19.32 93.92 95.8 178,772 5.02 1,170,212 19.35 66,362 270.92 237,513 9.62
111 UMB Financial Corp. Kansas City, Mo. 1,627,554 -3.96 59.79 63.38 1,065,727 -9.84 433,425 34.69 7,467 -8.34 120,935 -33.83
112 Frontier Financial Corp. Everett, Wash. 1,606,138 9 90.65 88.84 164,722 5.02 1,406,944 11.05 0 NA 34,472 -30.67
113 National Penn Bancshares Boyertown, Pa. 1,600,852 32.52 70.5 64.06 396,271 16.18 1,117,968 35.02 17,605 2515.9 69,008 80.46
114 Johnson Financial Group Inc. Racine, Wis. 1,600,630 11.6 74.53 71.82 509,669 8.12 949,914 17.07 23,224 46.23 117,823 -13.08
115 Taylor Capital Group Inc. Rosemont, Ill. 1,565,939 15.19 79.81 72.33 551,747 0.53 1,006,658 25.56 0 NA 7,534 -14.79
116 Dickinson Financial Corp. II Kansas City, Mo. 1,540,768 19.18 75.67 74.75 183,731 67.74 1,319,763 15.16 891 1.6 36,383 0.03
117 ITLA Capital Corp. La Jolla, Calif. 1,536,360 NA 99.79 NA 230,410 NA 1,305,950 NA 0 NA 0 NA
118 S&T Bancorp Inc. Indiana, Pa. 1,522,641 11.81 72.49 68.13 466,017 8.95 988,684 11.65 0 -100 67,940 40.22
119 First Commonwealth Financial Corp. Indiana, Pa. 1,482,697 8.6 52.49 52.34 404,522 1.81 798,924 16.76 28,033 -40.49 251,218 6.16
120 Intrust Financial Corp. Wichita 1,463,162 12.33 77.43 73.41 857,272 14.78 424,734 3.35 1,796 18 179,360 25.27
121 W.T.B. Financial Corp. Spokane 1,451,545 9.12 81.97 80.94 600,514 6.41 743,806 13.44 0 NA 107,225 -2.65
122 Allegiant Bancorp Inc. St. Louis 1,442,853 11.61 78.09 74.15 274,954 -10.49 1,153,488 18.37 0 NA 14,411 29.24
123 WestAmerica Bancorp. San Rafael, Calif. 1,440,155 -10.23 61.99 64.31 323,489 -4.6 859,480 -14.54 0 NA 257,186 -0.9
124 Valley View Bancshares Inc. Overland Park, Kan. 1,436,431 5.29 89.44 88.1 351,679 6.48 1,052,050 4.88 0 NA 32,702 5.95
125 Banner Corp. Walla Walla, Wash. 1,390,296 17.55 80.51 75.17 321,029 12.84 976,521 19.1 0 NA 92,746 18.41
126 First Merchants Corp. Muncie, Ind. 1,384,735 22.68 58.76 55.71 443,136 6.11 808,245 34.43 7,919 50.87 125,435 19.92
127 Great Western Bancorp. Omaha, Neb. 1,365,425 13.89 79.67 76.4 374,906 3.34 805,505 19.9 806 -85.47 184,208 16.04
128 MBNA Corp. Wilmington, Del. 1,364,720 27.48 4.06 3.73 1,332,619 27.48 0 NA 0 NA 32,101 27.4
129 Park National Corp. Newark, Ohio 1,347,293 3.16 49.34 48.51 362,672 1.22 841,579 9.28 64,549 -32.65 78,493 -3.97
130 GreenPoint Financial Corp. New York 1,297,572 39.91 8.79 5.93 3,715 2825.2 1,187,617 46.95 0 NA 106,240 -10.83
131 BancFirst Corp. Oklahoma City 1,240,776 9.76 63.72 62.29 409,910 10.3 703,875 16.36 8,147 -3.93 118,844 -18.31
132 Hancock Holding Co. Gulfport, Miss. 1,224,307 18.17 50 49.22 280,749 2.22 794,241 19.76 34,388 31.82 114,929 59.29
133 First Financial Bancorp Hamilton, Ohio 1,222,953 -3.92 43.68 46.32 324,820 -12.76 842,196 1.32 12,272 -40.78 43,665 -10.16
134 City National Bancshares Miami 1,221,138 -2.56 83.14 83.28 228,515 -3.82 934,579 -4.01 0 NA 58,044 38.49
135 First Charter Corp. Charlotte 1,220,651 8.43 54.06 50.46 201,224 -8.01 1,013,896 12.21 1,254 -43.26 4,277 238.1
136 NBT Bancorp Inc. Norwich, N.Y. 1,216,679 5.26 46.09 49.06 419,450 6.15 649,286 5.3 62,730 2.68 85,213 2.6
137 Main Street Banks Inc. Kennesaw, Ga. 1,190,158 53.78 82.14 78.12 110,206 54.64 1,067,270 54.1 0 NA 12,682 25.68
138 Yardville National Bancorp Hamilton, N.J. 1,167,674 20.53 80.9 81.06 287,211 26.28 870,111 18.74 0 NA 10,352 20.84
139 Sun Bancorp Inc. Vineland, N.J. 1,163,073 12.86 84.15 83.56 229,342 9.02 902,195 11.37 0 NA 31,536 212.52
140 Texas Capital Bancshares Inc. Dallas 1,157,031 22.94 88.29 84.13 546,101 14.81 536,255 29.04 11,772 -23.8 62,903 82.44
141 Hanmi Financial Corp. Los Angeles 1,150,575 24.25 91.19 91.11 320,762 16.2 819,185 32.77 0 NA 10,628 -67.8
142 U.S.B. Holding Co. Inc. Orangeburg, N.Y. 1,141,875 8.16 78.82 78.18 142,878 0.97 996,064 9.16 0 NA 2,933 67.6
143 Chemical Financial Corp. Midland, Mich. 1,111,852 35.46 44.81 39.55 306,647 37.48 760,086 37.34 0 -100 45,119 1.84
144 Parkway Bancorp Inc. Harwood Heights, Ill. 1,098,541 2.6 95.34 96.03 63,499 -0.66 988,338 3.12 0 NA 46,704 -3.42
145 Central Pacific Financial Honolulu 1,083,917 6.61 74.76 78.43 283,245 7.88 799,189 6.18 0 NA 1,483 0.41
146 Heartland Financial USA Inc. Dubuque, Iowa 1,080,185 16.92 80.22 78.74 391,407 33.19 619,233 13.61 13,620 10.67 55,925 -23.01
147 Provident Bankshares Corp. Baltimore 1,037,363 10.89 37.2 36.42 185,910 -0.14 746,356 16.24 85,725 16.28 19,372 -42.21
148 Amboy Bancorp. Old Bridge, N.J. 1,022,687 16.84 66.32 63.2 65,078 -9.95 956,987 19.31 0 NA 622 -31.5
149 First Citizens Bancorp. Columbia, S.C. 1,020,384 22.49 34.71 34.49 214,647 14.64 685,052 28.71 4,201 NA 116,484 2.6
150 Sterling Financial Corp. Lancaster, Pa. 1,011,935 22.74 67.12 62.8 346,254 39.88 476,927 13.74 109,285 12.15 79,469 32.07



Excludes loans to 1 to 4 family homes.
**Includes among other things, agricultural production and farm loans and loans to foreign governments and depository Institutions.
Source: Highline Banking Data Services, formerly Sheshunoff Information Services (877-299-9424)
© 2004 American Banker

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