Bank Holding Companies with Largest Portfolios of Home Equity Loans

May 23, 2007, 10:08 a.m. EDT 1 Min Read

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Bank Holding Companies with Largest Portfolios of Home Equity Loans
On Dec. 31, 2006. Dollars in thousands Published May 23, 2007
		Home equity loans
		Total	Closed end	Lines of credit*	Year earlier	Change	Total loans
1	Bank of America Corp. Charlotte	$87,610,567	$10,936,359	$76,674,208	$70,003,600	25.20%	$723,420,566
2	Wells Fargo & Co. San Francisco	79,034,000	16,025,000	63,009,000	68,502,000	15.4	354,934,000
3	JPMorgan Chase & Co. New York	75,383,000	14,116,000	61,267,000	62,273,000	21.1	483,127,000
4	Citigroup Inc. New York	47,789,000	22,099,000	25,690,000	41,179,000	16.1	717,294,000
5	Wachovia Corp. Charlotte	39,176,000	11,081,000	28,095,000	33,859,000	15.7	438,128,000
6	Countrywide Financial Corp. Calabasas, Calif.	24,090,465	8,911,282	15,179,183	20,648,493	16.7	109,619,441
7	National City Corp. Cleveland	23,815,716	6,395,356	17,420,360	29,312,391	-18.8	108,357,245
8	Royal Bank of Scotland Group Plc Edinburgh	23,275,346	11,732,651	11,542,695	20,813,509	11.8	106,062,823
9	HSBC Holdings PLC London	21,300,844	12,886,851	8,413,993	17,328,780	22.9	283,293,947
10	SunTrust Banks Inc. Atlanta	20,356,020	6,253,365	14,102,655	17,696,435	15	133,244,455
11	U.S. Bancorp Minneapolis	15,523,000	4,044,000	11,479,000	14,979,000	3.6	146,853,000
12	Regions Financial Corp. Birmingham, Ala.	12,673,490	1,052,604	11,620,886	5,845,008	116.8	99,784,237
13	Fifth Third Bancorp Cincinnati	11,672,616	1,648,420	10,024,196	11,643,735	0.2	75,501,932
14	PNC Financial Services Group Inc. Pittsburgh	10,374,324	4,250,689	6,123,635	10,235,214	1.4	52,512,700
15	ABN Amro Chicago	9,046,525	2,949,953	6,096,572	9,245,982	-2.2	65,085,007
16	KeyCorp Cleveland	8,905,530	1,541,890	7,363,640	9,766,706	-8.8	69,463,397
17	First Horizon National Corp. Memphis	6,903,016	1,986,932	4,916,084	7,447,405	-7.3	24,980,270
18	BB&T Corp. Winston-Salem, N.C.	6,859,753	2,616,400	4,243,353	6,483,325	5.8	83,590,938
19	Huntington Bancshares Inc. Columbus, Ohio	4,983,612	1,777,164	3,206,448	4,811,224	3.6	26,425,191
20	M&T Bank Corp. Buffalo	4,799,670	563,104	4,236,566	4,633,145	3.6	42,947,297
21	BMO Financial Group Montreal	4,089,333	1,172,527	2,916,806	3,714,492	10.1	30,793,652
22	Toronto-Dominion Bank	3,534,327	788,990	2,745,337	3,149,387	12.2	25,553,765
23	Marshall & Ilsley Corp. Milwaukee	3,093,066	800,960	2,292,106	3,342,587	-7.5	41,937,790
24	BNP Paribas Group Paris	2,930,138	1,227,309	1,702,829	2,709,702	8.1	45,948,698
25	Webster Financial Corp. Waterbury, Conn.	2,595,226	989,596	1,605,630	2,056,000	26.2	13,278,289
26	Capital One Financial Corp. McLean, Va.	2,437,314	906,624	1,530,690	1,468,230	66	107,406,982
27	Compass Bancshares Inc. Birmingham, Ala.	2,437,204	650,993	1,786,211	2,090,166	16.6	24,665,273
28	Commerce Bancorp Inc. Cherry Hill, N.J.	2,412,670	1,570,391	842,279	2,008,967	20.1	15,690,159
29	Mitsubishi Tokyo Financial Group Inc.	2,358,011	68,309	2,289,702	2,305,625	2.3	36,673,060
30	TCF Financial Corp. Wayzata, Minn.	2,337,675	1,089,913	1,247,762	2,083,796	12.2	11,478,254
31	Sky Financial Group Inc. Bowling Green, Ohio	2,321,772	1,059,779	1,261,993	1,730,752	34.1	12,846,836
32	Associated Banc-Corp Green Bay, Wis.	2,167,447	575,150	1,592,297	2,025,054	7	15,252,284
33	Royal Bank of Canada Toronto	2,080,269	599,107	1,481,162	1,923,348	8.2	14,455,342
34	Northern Trust Corp. Chicago	1,768,859	75,534	1,693,325	1,730,477	2.2	22,613,450
35	Zions Bancorp. Salt Lake City	1,751,767	399,900	1,351,867	1,483,458	18.1	34,707,273
36	Charles Schwab Corp. San Francisco	1,704,561	340,405	1,364,156	1,639,272	4	20,384,251
37	Synovus Financial Corp. Columbus, Ga.	1,669,111	290,707	1,378,404	1,423,989	17.2	24,829,594
38	Comerica Inc. Detroit	1,668,167	461,631	1,206,536	1,854,786	-10.1	47,578,220
39	Irwin Financial Corp. Columbus, Ind.	1,629,357	1,134,029	495,328	1,644,415	-0.9	5,464,372
40	Deutsche BankFrankfurt	1,570,000	1,570,000	0	674,000	132.9	48,085,000
41	Popular Inc. Hato Rey, Puerto Rico	1,476,000	1,231,000	245,000	1,651,000	-10.6	32,737,000
42	First Citizens BancShares Inc. Raleigh, N.C.	1,410,438	84,035	1,326,403	1,443,308	-2.3	10,239,551
43	Colonial BancGroup Inc. Montgomery, Ala.	1,393,197	751,531	641,666	864,106	61.2	16,952,889
44	Citizens Republic Bancorp Flint, Mich.	1,239,835	424,670	815,165	777,550	59.5	9,403,924
45	Fulton Financial Corp. Lancaster, Pa.	1,182,698	631,838	550,860	912,973	29.5	10,613,365
46	Bank of Hawaii Corp. Honolulu	926,012	235,358	690,654	878,340	5.4	6,635,109
47	FirstMerit Corp. Akron	884,274	162,025	722,249	935,601	-5.5	6,977,338
48	Provident Bankshares Corp. Baltimore	867,633	292,679	574,954	996,275	-12.9	3,875,415
49	Mercantile Bankshares Corp. Baltimore	829,816	321,992	507,824	792,202	4.7	12,809,655
50	Wintrust Financial Corp. Lake Forest, Ill.	764,696	68,685	696,011	660,635	15.8	6,668,851
51	First American Bank Corp. Elk Grove Village, Ill.	709,526	132,961	576,565	665,030	6.7	2,004,970
52	Harleysville National Corp.Pa.	659,462	419,605	239,857	678,265	-2.8	2,047,355
53	Otto Bremer Foundation St.Paul	647,976	282,543	365,433	664,439	-2.5	4,922,728
54	Valley National Bancorp Wayne, N.J.	620,497	265,491	355,006	613,625	1.1	8,336,359
55	FBOP Corp. Oak Park, Ill.	616,066	49,532	566,534	207,469	196.9	10,302,709
56	Barclays PLC London	613,924	613,924	NA	NA	NA	20,930,289
57	BancorpSouth Inc. Tupelo, Miss.	592,017	259,986	332,031	558,191	6.1	7,971,266
58	United Bankshares Inc. Charleston, W.Va.	591,157	85,624	505,533	662,333	-10.7	4,808,788
59	First Midwest Bancorp Inc. Itasca, Ill.	573,057	170,999	402,058	543,949	5.4	5,011,825
60	Wilmington Trust Corp.Del.	571,328	167,552	403,776	533,479	7.1	8,171,895
61	Commerce Bancshares Inc. Kansas City, Mo.	555,304	127,110	428,194	521,744	6.4	9,958,333
62	NBT Bancorp Inc. Norwich, N.Y.	546,719	376,146	170,573	463,848	17.9	3,412,654
63	NewAlliance Bancshares Inc. New Haven	546,305	303,904	242,401	500,351	9.2	3,824,413
64	South Financial Group Inc. Greenville, S.C.	539,362	35,314	504,048	580,378	-7.1	9,730,423
65	First Citizens Bancorp. Inc. Columbia, S.C.	516,137	18,865	497,272	501,774	2.9	3,846,132
66	Arvest Bank Group Inc. Bentonville, Ark.	498,344	281,991	216,353	452,819	10.1	6,195,338
67	First Charter Corp. Charlotte	460,708	28,616	432,092	503,204	-8.4	3,497,465
68	Chittenden Corp. Burlington, Vt.	457,209	135,085	322,124	437,303	4.6	4,717,260
69	City National Corp. Beverly Hills	455,123	50,466	404,657	411,675	10.6	10,386,005
70	National Penn Bancshares Inc. Boyertown, Pa.	439,016	236,084	202,932	381,869	15	3,631,937
71	Alabama National BanCorp. Birmingham	435,972	61,025	374,947	421,006	3.6	5,483,788
72	Sterling Financial Corp. Spokane	434,361	315,553	118,808	391,200	11	7,189,011
73	Old National Bancorp Evansville, Ind.	421,393	136,129	285,264	461,388	-8.7	4,717,445
74	Provident Financial Services Inc. Jersey City	413,336	338,550	74,786	363,493	13.7	3,783,664
75	MB Financial Inc. Chicago	406,330	29,242	377,088	254,358	59.7	5,256,081
76	Pacific Capital Bancorp Santa Barbara, Calif.	$405,866	$137,343	$268,523	$347,739	16.70%	$5,718,833
77	Eastern Bank Corp. Boston	393,393	190,114	203,279	372,669	5.6	4,456,127
78	First Banks Inc. Clayton, Mo.	382,175	98,195	283,980	325,288	17.5	7,666,481
79	Fremont Bancorp. Fremont, Calif.	369,132	118,398	250,734	400,249	-7.8	1,573,013
80	F.N.B. Corp. Hermitage, Pa.	364,122	147,276	216,846	444,393	-18.1	4,257,099
81	Glacier Bancorp Inc. Kalispell, Mont.	354,684	92,629	262,055	298,272	18.9	3,214,656
82	United Community Banks Inc. Blairsville, Ga.	345,892	48,365	297,527	299,893	15.3	5,411,863
83	First Commonwealth Financial Corp. Indiana, Pa.	342,314	162,572	179,742	340,002	0.7	3,783,817
84	BOK Financial Corp. Tulsa	336,401	210,200	126,201	288,337	16.7	10,705,216
85	Republic Bancorp Inc. Louisville	333,067	74,457	258,610	330,575	0.8	2,306,612
86	TriCo Bancshares Chico, Calif.	325,679	41,794	283,885	316,076	3	1,509,879
87	Trustmark Corp. Jackson, Miss.	321,960	47,541	274,419	340,326	-5.4	6,637,250
88	Sun Bancorp Inc. Vineland, N.J.	320,501	88,046	232,455	225,822	41.9	2,385,274
89	Johnson Financial Group Inc. Racine, Wis.	308,024	58,438	249,586	294,545	4.6	3,211,753
90	Park National Corp. Newark, Ohio	307,933	86,651	221,282	302,726	1.7	3,480,702
91	Sandy Spring Bancorp Inc. Olney, Md.	307,579	113,499	194,080	279,781	9.9	1,816,175
92	Hancock Holding Co. Gulfport, Miss.	305,119	171,579	133,540	310,028	-1.6	3,266,583
93	Central Bancompany Jefferson City, Mo.	305,117	135,118	169,999	278,295	9.6	4,677,612
94	Mellon Financial Corp. Pittsburgh	302,931	30,353	272,578	290,598	4.2	6,760,721
95	Amcore Financial Inc. Rockford, Ill.	299,595	127,313	172,282	273,330	9.6	3,960,369
96	Doral Financial Corp. San Juan, Puerto Rico	280,264	235,513	44,751	218,316	28.4	5,249,452
97	Independent Bank Corp. Rockland, Mass.	279,483	80,693	198,790	254,006	10	2,023,265
98	Boston Private Financial Holdings Inc.	257,494	29,525	227,969	232,401	10.8	4,316,476
99	First Financial Bancorp. Hamilton, Ohio	257,466	21,548	235,918	261,371	-1.5	2,488,658
100	Banco Santander Central Hispano S.A.Spain	254,835	254,818	17	8,912	2759.5	6,942,414
101	City Holding Co. Charleston, W.Va.	254,686	46,935	207,751	317,356	-19.7	1,677,418
102	Community Banks Inc. Harrisburg, Pa.	252,745	143,664	109,081	221,851	13.9	2,370,889
103	FirstBank Holding Co. Lakewood, Colo.	251,886	102,176	149,710	217,317	15.9	2,804,966
104	West Suburban Bancorp Inc. Lombard, Ill.	250,377	141,495	108,882	238,309	5.1	1,164,649
105	First Interstate BancSystem Inc. Billings, Mont.	249,511	161,741	87,770	240,399	3.8	3,307,472
106	KNBT Bancorp Inc. Bethlehem, Pa.	247,829	191,189	56,640	228,042	8.7	1,621,257
107	W.T.B. Financial Corp. Spokane	247,181	44,347	202,834	196,553	25.8	2,748,854
108	R & G Financial Corp. Hato Rey, Puerto Rico	247,062	140,806	106,256	221,753	11.4	8,396,561
109	Independent Bank Corp. Ionia, Mich.	239,748	105,810	133,938	233,363	2.7	2,702,279
110	Washington Trust Bancorp Inc. Westerly, R.I.	239,623	93,947	145,676	233,388	2.7	1,462,134
111	Susquehanna Bancshares Inc. Lititz, Pa.	237,541	139,734	97,807	289,351	-17.9	5,560,997
112	Cullen/Frost Bankers Inc. San Antonio	235,297	148,194	87,103	207,938	13.2	7,388,965
113	Riverside Banking Co. Fort Pierce, Fla.	234,984	60,126	174,858	185,379	26.8	2,559,211
114	First Indiana Corp. Indianapolis	233,616	61,369	172,247	285,987	-18.3	1,694,687
115	Whitney Holding Corp. New Orleans	227,173	107,503	119,670	258,159	-12	7,077,382
116	UMB Financial Corp. Kansas City, Mo.	215,824	23,752	192,072	149,034	44.8	3,767,564
117	Sterling Financial Corp. Lancaster, Pa.	215,354	141,705	73,649	199,586	7.9	2,364,662
118	Chemical Financial Corp. Midland, Mich.	214,772	91,439	123,333	222,458	-3.5	2,813,327
119	Bank of New York Co. Inc.	211,000	139,000	72,000	2,289,000	-90.8	37,960,000
120	Capitol Bancorp Ltd. Lansing, Mich.	209,889	70,720	139,169	197,412	6.3	3,523,271
121	West Coast Bancorp Lake Oswego, Ore.	205,759	16,292	189,467	187,707	9.6	1,955,276
122	Greater Bay Bancorp East Palo Alto, Calif.	205,521	44,696	160,825	214,029	-4	4,905,841
123	First Bancorp Troy, N.C.	205,284	25,317	179,967	169,964	20.8	1,745,638
124	Integra Bank Corp. Evansville, Ind.	201,728	64,505	137,223	209,382	-3.7	1,792,740
125	Alpine Banks of Colorado Glenwood Springs	200,889	42,112	158,777	198,144	1.4	1,390,907
126	WesBanco Inc. Wheeling, W.Va.	194,719	24,881	169,838	210,590	-7.5	2,915,707
127	Community Bank System Inc. De Witt, N.Y.	189,929	85,068	104,861	175,317	8.3	2,701,688
128	International Bancshares Corp. Laredo, Tex.	189,282	176,474	12,808	228,703	-17.2	5,034,810
129	Lakeland Bancorp Inc. Oak Ridge, N.J.	187,677	91,348	96,329	171,110	9.7	1,591,644
130	Umpqua Holdings Corp. Portland, Ore.	183,516	30,554	152,962	144,078	27.4	5,377,915
131	Mid-State Bancshares Arroyo Grande, Calif.	170,240	18,115	152,125	190,301	-10.5	1,587,528
132	Capital City Bank Group Inc. Tallahassee, Fla.	169,299	26,372	142,927	168,762	0.3	1,999,721
133	Rockville Financial MHC Inc. Vernon Rockville, Conn.	168,223	76,661	91,562	122,144	37.7	1,043,201
134	MainSource Financial Group Inc. Greensburg, Ind.	164,207	53,485	110,722	132,809	23.6	1,576,546
135	American Chartered Bancorp Inc. Schaumburg, Ill.	163,582	34,759	128,823	157,114	4.1	1,734,014
136	Placer Sierra Bancshares Sacramento	163,431	18,343	145,088	151,292	8	1,849,844
137	PrivateBancorp Inc. Chicago	163,136	55,369	107,767	167,718	-2.7	3,514,503
138	IberiaBank Corp. Lafayette, La.	160,094	92,845	67,249	152,022	5.3	2,288,275
139	First National Bank Holding Co. Scottsdale, Ariz.	156,952	112,179	44,773	113,285	38.5	4,083,383
140	Renasant Corp. Tupelo, Miss.	155,685	28,622	127,063	96,997	60.5	1,865,435
141	SCBT Financial Corp. Columbia, S.C.	154,481	10,722	143,759	151,565	1.9	1,784,066
142	S&T Bancorp Inc. Indiana, Pa.	153,596	93,980	59,616	139,874	9.8	2,666,291
143	Bancorp Rhode Island Inc. Providence, R.I.	153,582	88,789	64,793	136,032	12.9	1,004,292
144	Investors Bancorp MHC Short Hills, N.J.	153,122	130,725	22,397	110,732	38.3	3,284,244
145	Pennsylvania Commerce Bancorp Inc. Harrisburg	151,934	150,297	1,637	111,687	36	998,064
146	Central Pacific Financial Corp. Honolulu	151,400	4,716	146,684	136,922	10.6	3,872,673
147	Great Western Bancorp. Inc. Omaha	151,172	77,207	73,965	127,487	18.6	2,431,400
148	Old Second Bancorp Inc. Aurora, Ill.	149,682	22,875	126,807	157,062	-4.7	1,778,290
149	First Merchants Corp. Muncie, Ind.	148,894	53,309	95,585	159,017	-6.4	2,698,014
150	Macatawa Bank Corp. Holland, Mich.	148,187	59,064	89,123	153,057	-3.2	1,717,697

* Total commited loans

Source:

SNL Financial