Bank Holding Companies with Largest Portfolios of Noncard Consumer Loans

View Table
Printer Friendly Version
Bank Holding Companies with Largest Portfolios of Noncard Consumer Loans

Bank Holding Companies with Largest Portfolios of Noncard Consumer Loans
On March 31, 2005. Dollars in thousands
Published September 2, 2005
Rank   Noncard consumer loans* All loans and leases
March 31, 2005 Year earlier Change
1 Citigroup Inc. New York $89,868,000 $78,942,000 13.84% $577,637,000
2 JPMorgan Chase & Co. New York 58,092,000 37,709,000 54.05 431,153,000
3 Wells Fargo & Co. San Francisco 42,261,000 38,520,000 9.71 331,081,000
4 Bank of America Corp. Charlotte 39,340,086 35,555,016 10.65 537,644,007
5 Wachovia Corp. Charlotte 16,744,000 16,946,000 -1.19 247,232,000
6 Capital One Financial Corp. McLean, Va. 16,463,398 NA NA 38,077,822
7 SunTrust Banks Inc. Atlanta 13,347,938 12,824,631 4.08 111,716,397
8 U.S. Bancorp Minneapolis 12,399,000 11,606,000 6.83 130,540,000
9 Fifth Third Bancorp Cincinnati 8,754,494 9,212,725 -4.97 65,711,466
10 National City Corp. Cleveland 7,751,892 7,218,285 7.39 114,425,209
11 KeyCorp Cleveland 7,633,444 8,825,671 -13.51 67,548,685
12 BB&T Corp. Winston-Salem, N.C. 6,924,634 6,920,863 0.05 69,387,932
13 Regions Financial Corp. Birmingham, Ala. 3,618,733 NA NA 60,306,037
14 Compass Bancshares Birmingham, Ala. 3,504,610 2,952,711 18.69 19,167,027
15 AmSouth Bancorp. Birmingham, Ala. 3,480,852 4,132,279 -15.76 33,184,849
16 PNC Financial Services Group Pittsburgh 3,373,080 2,938,640 14.78 46,772,482
17 MBNA Corp. Wilmington, Del. 3,324,913 3,283,498 1.26 31,847,213
18 Hibernia Corp. New Orleans 2,963,848 2,718,376 9.03 15,868,163
19 Huntington Bancshares Inc. Columbus, Ohio 2,699,409 2,876,142 -6.14 24,450,714
20 Popular Inc. San Juan, Puerto Rico 2,636,000 2,153,000 22.43 29,427,000
21 Northern Trust Corp. Chicago 1,557,647 1,338,193 16.4 18,954,307
22 North Fork Bancorp. Melville, N.Y. 1,500,809 1,004,924 49.35 37,207,844
23 FirstMerit Corp. Akron 1,435,968 1,483,692 -3.22 6,593,907
24 Commerce Bancshares Inc. Kansas City, Mo. 1,434,408 1,419,759 1.03 8,407,851
25 First Bancorp San Juan, Puerto Rico 1,388,559 1,126,317 23.28 10,959,690
26 South Financial Group Greenville, S.C. 1,149,098 695,312 65.26 8,422,318
27 Wilmington Trust Corp. Del. 1,144,238 1,087,353 5.23 6,883,956
28 Valley National Bancorp Wayne, N.J. 1,139,805 1,108,968 2.78 7,321,025
29 First Citizens Bancshares Raleigh, N.C. 1,062,844 1,077,643 -1.37 9,404,742
30 Mellon Financial Corp. Pittsburgh 1,023,323 945,297 8.25 7,092,962
31 Citizens Banking Corp. Flint, Mich. 1,015,264 961,017 5.64 5,464,510
32 Eastern Bank Corp. Boston 1,005,993 942,015 6.79 4,412,661
33 Bank of New York Co. Inc. 977,000 1,093,889 -10.69 39,181,000
34 Associated Banc-Corp Green Bay, Wis. 964,125 619,174 55.71 14,003,171
35 Mercantile Bankshares Corp. Baltimore 789,483 830,378 -4.92 10,452,360
36 Marshall & Ilsley Corp. Milwaukee 770,985 1,068,381 -27.84 30,610,991
37 UMB Financial Corp. Kansas City, Mo. 768,951 758,567 1.37 2,922,512
38 Trustmark Corp. Jackson, Miss. 759,377 695,206 9.23 5,572,808
39 Comerica Inc. Detroit 735,113 764,327 -3.82 41,833,807
40 Charles Schwab Corp. San Francisco 724,170 596,735 21.36 16,933,930
41 Sky Financial Group Inc. Bowling Green, Ohio 714,369 717,459 -0.43 10,690,903
42 Old National Bancorp Evansville, Ind. 709,119 678,635 4.49 4,973,821
43 Arvest Bank Group Inc. Bentonville, Ark. 648,601 675,047 -3.92 5,447,912
44 F.N.B. Corp. Hermitage, Pa. 621,297 558,427 11.26 3,688,020
45 Zions Bancorp. Salt Lake City 619,947 810,836 -23.54 22,967,269
46 Bank of Hawaii Corp. Honolulu 566,729 540,187 4.91 6,036,687
47 MetLife Inc. New York 557,111 0 NA 42,521,676
48 First Commonwealth Financial Corp. Indiana 542,857 491,091 10.54 3,554,441
49 Fidelity Southern Corp. Atlanta 532,989 468,431 13.78 1,042,693
50 Riverside Banking Co. Fort Pierce, Fla. 522,268 368,685 41.66 1,690,353
51 Central Bancompany Jefferson City, Mo. 516,032 494,464 4.36 4,389,637
52 Hancock Holding Co. Gulfport, Miss. 498,636 472,723 5.48 2,791,829
53 Hudson United Bancorp Mahwah, N.J. 496,793 426,686 16.43 4,808,355
54 Community Bank System Inc. Dewitt, N.Y. 485,517 468,188 3.7 2,334,395
55 First Interstate BancSystem Billings, Mont. 478,309 446,771 7.06 2,767,917
56 BOK Financial Corp. Tulsa 462,295 387,283 19.37 8,076,841
57 Provident Bankshares Corp. Baltimore 457,282 491,605 -6.98 3,550,007
58 Park National Corp. Newark, Ohio 456,272 414,077 10.19 3,249,914
59 First Citizens Bancorp Inc. Columbia, S.C. 453,406 481,503 -5.84 3,171,126
60 Synovus Financial Corp. Columbus, Ga. 447,583 519,498 -13.84 20,183,959
61 Fulton Financial Corp. Lancaster, Pa. 427,041 449,421 -4.98 7,910,305
62 Westamerica Bancorp. San Rafael, Calif. 419,791 435,865 -3.69 2,708,052
63 NBT Bancorp Inc. Norwich, N.Y. 411,894 381,564 7.95 2,898,187
64 American National Corp. Omaha 410,828 393,467 4.41 1,150,645
65 Southwest Bancorp Inc. Stillwater, Okla. 404,434 283,645 42.58 1,670,159
66 Community Trust Bancorp Inc. Pikeville, Ky. 390,182 371,654 4.99 1,937,285
67 Bessemer Group Inc. Woodbridge Township, N.J. 372,308 327,850 13.56 380,777
68 First Financial Bancorp Hamilton, Ohio 370,081 359,545 2.93 2,868,356
69 United Bankshares Inc. Charleston, W.Va. 369,150 375,722 -1.75 4,395,581
70 Greatbanc Inc. Aurora, Ill. 344,594 298,194 15.56 872,835
71 Pacific Capital Bancorp Santa Barbara, Calif. 342,103 305,347 12.04 4,220,555
72 Susquehanna Bancshares Inc. Lititz, Pa. 330,738 328,863 0.57 4,990,889
73 Independent Bank Corp. Rockland, Mass. 329,794 291,709 13.06 1,952,470
74 Independent Holdings Inc. Memphis 329,423 298,820 10.24 361,213
75 Arrow Financial Corp. Glens Falls, N.Y. 325,114 318,106 2.2 898,792
76 First Oak Brook Bancshares Oak Brook, Ill. 322,514 272,013 18.57 1,102,439
77 Independent Bank Corp. Ionia, Mich. 322,334 195,538 64.84 2,366,556
78 BancorpSouth Inc. Tupelo, Miss. 316,286 417,244 -24.2 6,952,922
79 W Holding Co. Inc. Mayaguez, Puerto Rico 308,691 311,175 -0.8 6,715,543
80 First Midwest Bancorp Inc. Itasca, Ill. 306,839 409,694 -25.11 4,144,001
81 Amcore Financial Inc. Rockford, Ill. 298,171 537,308 -44.51 3,384,265
82 International Bancshares Corp. Laredo, Tex. 285,425 182,487 56.41 4,964,339
83 IberiaBank Corp. Lafayette, La. 282,024 276,795 1.89 1,844,843
84 1867 Western Financial Corp. Stockton, Calif. 281,109 298,870 -5.94 1,213,552
85 BancFirst Corp. Oklahoma City 275,285 261,260 5.37 2,147,543
86 First Horizon National Corp. Memphis 260,421 285,004 -8.63 22,463,631
87 First Financial Corp. Terre Haute, Ind. 256,477 252,305 1.65 1,448,185
88 Wintrust Financial Corp. Lake Forest, Ill. 256,400 200,767 27.71 5,021,517
89 Franklin Resources Inc. San Mateo, Calif. 254,545 47,687 433.78 416,370
90 Chemical Financial Corp. Midland, Mich. 253,695 298,153 -14.91 2,576,790
91 City National Corp. Beverly Hills, Calif. 250,436 252,729 -0.91 8,585,463
92 TCF Financial Corp. Wayzata, Minn. 247,311 308,672 -19.88 9,786,230
93 WesBanco Inc. Wheeling, W.Va. 240,166 234,648 2.35 2,966,448
94 CB&T Holding Corp. New Orleans 239,505 225,506 6.21 275,872
95 Farmers and Merchants Investment Lincoln, Neb. 227,735 342,281 -33.47 1,087,181
96 Star Financial Group Inc. Fort Wayne, Ind. 225,428 21,489 949.04 1,008,452
97 Simmons First National Corp. Pine Bluff, Ark. 220,701 229,278 -3.74 1,598,124
98 Capital City Bank Group Inc. Tallahassee 216,582 204,087 6.12 1,843,803
99 Amarillo National Bancorp Amarillo, Tex. 211,917 193,938 9.27 1,042,767
100 Cullen/Frost Bankers Inc. San Antonio, Tex. 208,574 186,126 12.06 5,411,788
101 Integra Bank Corp. Evansville, Ind. 194,584 175,819 10.67 1,673,743
102 Central Bancshares Inc. Lexington, Ky. 190,169 219,875 -13.51 1,063,233
103 Provident Financial Services Jersey City, N.J. 190,004 133,239 42.6 3,678,695
104 Colonial BancGroup Inc. Montgomery, Ala. 187,046 209,206 -10.59 14,072,184
105 First United Corp. Oakland, Md. 185,911 189,965 -2.13 923,689
106 First Merchants Corp. Muncie, Ind. 181,019 189,536 -4.49 2,417,183
107 State Bankshares Inc. Fargo, N.D. 176,288 166,782 5.7 1,107,699
108 Cummins-American Corp. Glenview, Ill. 175,580 160,590 9.33 462,738
109 Texas Regional Bancshares McAllen 166,501 186,053 -10.51 3,868,821
110 First Financial Bancshares Inc. Abilene, Tex. 161,155 147,143 9.52 1,199,117
111 Central Pacific Financial Honolulu 159,732 47,009 239.79 3,268,061
112 Commercial Bankstock Inc. Oklahoma City 155,528 138,851 12.01 432,673
113 Republic Financial Corp. Wichita 152,505 134,854 13.09 251,632
114 Suffolk Bancorp Riverhead, N.Y. 147,935 207,131 -28.58 858,702
115 Whitney Holding Corp. New Orleans 146,521 157,902 -7.21 5,656,873
116 United Community Banks Inc. Blairsville, Ga. 146,052 137,830 5.97 3,912,203
117 Canandaigua National Corp. N.Y. 142,690 115,645 23.39 700,800
118 Farmers National Banc Corp. Canfield, Ohio 137,470 154,314 -10.92 487,489
119 R&G Financial Corp. San Juan, Puerto Rico 135,416 95,943 41.14 6,379,613
120 Alliance Financial Corp. Syracuse, N.Y. 134,807 112,960 19.34 533,207
121 Unizan Financial Corp. Canton, Ohio 134,129 172,549 -22.27 1,823,201
122 Pinnacle Bancorp Inc. Central City, Neb. 134,129 137,531 -2.47 2,790,550
123 Financial Institutions Inc. Warsaw, N.Y. 131,971 132,589 -0.47 1,225,222
124 Commerce Bancorp Inc. Cherry Hill, N.J. 131,801 134,542 -2.04 10,055,470
125 Washington Banking Co. Oak Harbor, Wash. 123,899 133,856 -7.44 596,113
126 Ohio Valley Banc Corp. Gallipolis 121,972 115,102 5.97 589,973
127 KNBT Bancorp Inc. Bethlehem, Pa. 119,473 118,407 0.9 1,031,996
128 Commerce Financial Corp. Topeka, Kan. 117,794 114,725 2.68 526,257
129 Union Bankshares Corp. Bowling Green, Va. 117,291 104,991 11.72 1,335,338
130 Sterling Financial Corp. Lancaster, Pa. 115,765 100,134 15.61 1,960,798
131 First Security Bancorp Searcy, Ark. 114,916 122,414 -6.13 1,193,584
132 Marquette Financial Cos. Minneapolis 114,133 105,341 8.35 769,089
133 First Mutual Bancshares Inc. Bellevue, Wash. 113,768 81,021 40.42 832,363
134 First Community Bancshares Bluefield, Va. 111,849 100,310 11.5 1,281,698
135 TIB Financial Corp. Naples, Fla. 110,006 79,058 39.15 719,285
136 First Evanston Bancorp Inc. Evanston, Ill. 107,884 113,771 -5.17 315,458
137 C&F Financial Corp. West Point, Va. 106,722 94,269 13.21 474,115
138 Northway Financial Inc. Berlin, N.H. 106,531 154,158 -30.89 465,671
139 FNB Corp. Christiansburg, Va. 105,577 101,848 3.66 1,121,351
140 TriCo Bancshares Chico, Calif. 104,575 85,326 22.56 1,182,433
141 Mainsource Financial Group Greensburg, Ind. 104,360 94,787 10.1 904,361
142 Mercantile Bancorp Inc. Quincy, Ill. 104,262 98,703 5.63 784,375
143 SCBT Financial Corp. Columbia, S.C. 104,051 95,931 8.46 1,212,924
144 Durant Bancorp Okla. 103,677 92,850 11.66 955,838
145 Peoples Holding Co. Tupelo, Miss. 103,421 83,818 23.39 1,604,682
146 United Security Bancshares Thomasville, Ala. 103,311 94,352 9.5 406,426
147 Rhinebeck Bancorp MHC Poughkeepsie, N.Y. 102,866 NA NA 301,760
148 Southwest Bancorp. of Texas Houston 101,842 125,223 -18.67 4,748,177
149 LSB Financial Laconia, N.H. 99,063 109,684 -9.68 527,020
150 Northeast Bancorp Auburn, Maine 98,546 NA NA 459,964

Notes: Only bank holding companies that file on the highest level are included. *Also excludes mortgage and home equity loans.

Source: Highline Banking Data Services (877-305-6657)

© 2005 American Banker